Inventory of 3 in 1 printer machine and two hp computers

Hellen Muthoni

Kayole Estate,nairobi City County,, Kenya

100% repaid

Entrepreneur

Name

Hellen Muthoni

Member since

March 2015

On-time repayments

311 installments  •  43%

About Me

My self.
I am a Kenyan citizen by birth. I am Hellen Muthoni Tharao.I was bornin the year 1983 in Nakuru District at place called Race-Course estate within Nakuru Municipality.I am from a humble family background under my parents guidance in Godly ways.I am the second born in a our family of three siblings. I started my early childhood schooling at Langa-langa primary school and performed my Kenya Certificate of Primary education(K.C.P.E) in class 8 and I attained 318 marks. Later
I got a slot in Limuru Girls and enrolled for my secondary school level, I learned until I was in form four, whereby I did my final O level national examinations and scored a C+ grade. Currently I am permanent resident of Kayole estate,Nairobi County and I do work at my business dealing with cyber and photocopying services. I am a mother of two beautiful girl, Sharon and Faith and they are schooling at the Baraka Academy here in Kayole Laini saba area,Nairobi in class 3 and class 1 respectively.

My Business

My Business.
My business is in IT industry. My business is called Digitek
Cyber Links.My network providers are the Orange Telecoms
Limited(former Orange telecoms limited).The reason is that their
servers are of high speed ,making more customers to come for this
rare services in the town.My business is a Cyber café and I operate
within the Nairobi Central Business District(C.B.D),along the Ngara
street.In my room I have currently 7 computers , each loaded with
80GB memory . I started this business two years ago after I had saved
enough for the capital to operate. The business is strategically
located in Haraka building,2nd floor room 227,opposite Ukwala
supermarket.My business is licensed with the County authorities and
issued with an annual trade permit number E0081476 to operate business for the next 12 months period after which I will renew my business license . I normally open my business from7:30am and closes at 7 pm everyday except on Sundays and Public Holidays. In my business I offer services like Photocopying, internet
browsing,Skyping,printing & ,scanning .I also sell local talk-time pre-pay credit cards from various communication companies like Safari-com,Airtel, Yu & Orange.With the talk time recharge cards,makes me maintain my daily customers keeping in mind that I have them on daily basis for their services.I offer the services to my loyal customers with much care,respect and honesty .In a normal peak week my profit ranges between 110 to 150 Dollars, after all my expenses.
With the injection of some capital from the Zidisha Microfinance,I am planning to extend my business by buying 2 more computers so as to cater more customers in a go without much waiting. This will make my small business to grow more and also I will be extending the operating hours due to the flocking of customers for the services .This will increase my weekly income and also tap the ever growing demand of cyber skyping services, which most of my competitors within don’t
provide to their customers due to lack of facilities to cater the accessories. Thank you in advance for the support.

Loan Proposal

I sincerely thank you all the Zidisha management for supporting my business in my initial loan.In this IT business industry ,there are few cybercafes within the locality making the demand of the internet & computers services high.
With the help of Zidisha Microfinance team ,i will be able to purchase 3 in 1 colored printer and three more complete refurbished flat screen 14" computers.The above items will have a great impact in my area as most of the college students are almost closing the colleges for the long December holiday. Which I am predicting to have a good sales revenues compared to what I am getting today.
I am kindly appealing to the entire lending fraternity to support my business by a way of funding my loan.
The complete refurbished HP computers will cost at @ Kshs.7,000 by 2=Kshs.14,000 (141 dollars) at a local accessories store.The 3 in 1 printer will cost at Kshs.5,900(59.29 dollars). The two machines will make my weekly sales increase as well as minimize the time wasted by my customers as they wait for the next open computer.
I am & still will be much committed in my loan repayments with the profit I get from the services rendered to my customers on a weekly basis.Long Live Lenders,Long live Zidisha team.Thank you all.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$202.00

Date disbursed

Nov 3, 2015

Repayment status

On Time

Projected term

15 months

Lenders

Roy

Espoo, Finland

PG

Paul Graham

United States

John Minges

United States

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