311 weekly installments • 98%
My name is Christine Wawira .I was born in Embu county,central Kenya I am a mother of two boy and a girl and I have adopted one girl .My parents practiced small scale farming and also business.They owned a dairy shop.Most of my childhood involved going to a local school and also assist my parents in household chores during the weekends.
After my high school education i attended National youth services since i wanted to join the army of Kenya.After completing the National youth services,Unfortunately i wasn't not selected to join the army due to my height.I was frustrated and disappointed since i had spent most of the time working hard to join the Army.
My parents told me that now am an adult and i should cater for myself i had to travel to Nairobi to look for a job .Luckily i was able to convince some beauty shops that i would hawk their products and we agreed on a commission.I worked hard and in two years time i saved some money and started my own shop .Then,a friend introduced me to zidisha org where i borrowed a loan for the first time, and added stock to my business .i have been borrowing up to date and I have managed to extend a salon ,start pigs project and also farming.I plant tomato.this project is on going.thanks.
My businesses deals with sale of beauty products from hair lotion,body lotion,hair extensions,earrings, salon,pigs farming whereby I sell piglets and pigs to farmers choice or any where I get buyers and tomato farming.The cosmetics products which i sell are demanding which make them move faster because they are unique and everyone wants.I choose this business because being a hairdresser and beauty has been my passion since when i was a kid and I knew I will manage it easily. Having this two businesses together ,have always saved my time and given me more profit to pay my loan and continue with the pigs & tomato project .I source from wholesalers who have imported from different nation such as Uganda,Dubai,London and china.
My typical costs in the shop include paying rent,electricity bills and business permit.my tax business and koko jikos project which I started with the last loan is also doing well hence more profit.I make a profit of $1050 monthly which i use for my daily use,buying food for my pigs,paying my workers and support my family.
If i get funded $38 will be deducted from my loan and the remaining $55 i will use to increase stock of hair lotion and hair spray in my cosmetic.This will be beneficial since they are moving very fast and also where the business is situated most ladies are middle class working women.It will help them ensure when going to work their hair is glamorous since our African hair requires a lot of maintenance to look great.
The profit will double since i normally buy at half price and i sell double the selling price.
Aug 9, 2015
Cost to entrepreneur
Service fee: $4.98
Upon joining Zidisha, Christine paid a lifetime membership fee of $8.86.
Christine opted to pay $26.58 into the Zidisha Members Loan Fund in return for a higher starting credit limit.