New Inventory of Ladies' Accessories

Agnes Nyaguthii

Nyali, Kenya

100% repaid

Entrepreneur

Name

Agnes Nyaguthii

Member since

August 2015

On-time repayments

295 installments  •  57%

About Me

I am Agnes, a business woman based in Mombasa Kenya. I am a mother of three children who are all in school. I am married and my husband helps me to run the family budget and also to secure our financial future.

I came to Mombasa from my hometown Thika many years ago. I was employed as a teacher but I later quit to venture into business because this is where I felt I belong. I am also an evangelist and I minister in churches around this region on Sundays.

I am also counselor and I attend to people with various needs when time allows. I believe in encouraging and guiding people to lead better lives and I do everything within my means to make this happen.

My Business

When I quit my job, I started to sell new clothes. I source them from big wholesale store both in Kenya and occasionally across the borders in the neighboring countries. I started small and I would take my goods to where my clients were especially in schools where I was already known.

This has continued to date but my business has grown quite a lot and I now have my own stall. I have also included selling shoes and this is doing quite well.

In spite of this relative success, challenges still abound and key among them is lack of affordable credit and this is the reason I have joined Zidisha. My average net income (after paying rent and licenses) is about USD 300 per month. I am hoping to expand the business by adding more stock and hopefully this will translate into more sales and hence more profit.

Loan Proposal

As with my previous loans, I will use this money to boost my inventory of ladies accessories like shoes and handbags. I will also stock neck chains and sunglasses which are very popular with the masses.

I will be able to see the products very fast and make a good profit which I will use to pay back this loan while putting some of it back to the business to accelerate its growth. Thank you.

Feedback

1

None

None

  • Erica    Jan 16, 2018

    Thank you for your repayment! Best wishes to you and your family!

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$454.01

Date disbursed

Jun 15, 2016

Repayment status

On Time

Projected term

21 months

Cost to entrepreneur

Service fee: $19.64

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