Inventory of nail art & beauty products

Franciscah

Saika - Omega, Kenya

100% repaid

Entrepreneur

Name

Franciscah

Member since

March 2014

On-time repayments

154 installments  •  18%

About Me

I am Franciscah Kinanu from Meru. I am aged 28 years married to Evans Mose. Together we have 2 sons , Leon 11 years at Mwangaza primary school Nairobi class 5 and Daniel 3 years at New Bridge academy at Obama Estate.
I am born again christian a member of Njiru Full Gospel Churches of Kenya.
I am trained saloonist a profession i have been since 2006. I was trained at Unity college Nairobi.
Business school gives you the education that you need if you want to succeed in building a successful salon business with all the challenges that entails.

A a successful hairdresser, have little or nothing to do with the skills required to build and manage a business.

The day i opened the business my job description changed dramatically to include responsibility for marketing, training, financial control, stock control, budgeting, recruitment, motivating and leading a team, and that's just my start.

My Business

I am currently working in a salon in Obama Estate Nairobi under commission and at times work from the house since i have my regular customers.
My business is so profitable because i work on my customers well and they appreciate.
I keep on adding more each day. I am perfect in my work and have got experience.
My success now is not dependant on doing all the work, but rather how well I can get other people to do the work, that's what I do, I grow people into a team that represents my brand! That can be exciting and rewarding, but it can also be challenging and frustrating. That is all I do.
A happier more loyal team for e means Better profit margin, To work less hours and have more holiday, To be more focused and organized and To have less stress, more growth and general success?

Loan Proposal

The loan i am requesting will help me purchase NAIL ART products that will form a variety of designs as i have complied research on what customers require at given seasons or times. The following are the products that I have budgeted for:
1. Cutex (assorted) = Kshs: 1,500
2. Nail ART customized designs = Kshs: 1,500
3. Nail scratchers = Kshs: 300
4. Assorted wipers = Kshs: 200
5. Nail treatment = Kshs: 200
TOTAL = KSHS:3,700

Feedback

2

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$41.00

Date disbursed

Apr 29, 2015

Repayment status

On Time

Projected term

17 months

Lenders

Maxey

Amstelveen, Netherlands

N

Neveda

Flagstaff, United States

JS

Johan Steen

Malmö, Sweden

Ask Franciscah a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Angela    Jul 24, 2017

    I have spoken to Franscisca and she promises to repay her loan as she has been having some financial set backs

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  • Angela    Apr 28, 2017

    Francisca says she will re-adjust her loan downwards as she has been having financial problems

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  • Franciscah    Apr 13, 2017

    I am adjusting my repayment amount to a figure that I am able to repay my loan weekely

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  • Franciscah    Feb 25, 2017

    Hello Zidisha. I am not able to repay my loan in full. Kindly allow me to make adjustments as above.

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  • Franciscah    Jan 26, 2017

    I am hereby wish to change my weekly payment to a lesser figure that I can be able to repay with comfort.
    My new installment is 1000 Kenya shillings

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  • Franciscah    Jan 2, 2017

    Thank you for the loan you gave me. I have already bought the equipment that I needed for my salon. I will post my pics

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  • Franciscah    Dec 31, 2016

    Thank you my Zidisha lenders. I was able to get my loan in cash today. It will help me alot. Thanks
    I will do the Inventory immediately.
    I will keep you updated
    Thank you my Zidisha lenders. I was able to get my loan in cash today. It will help me alot. Thanks
    I will do the Inventory immediately.
    I will keep you updated

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  • Franciscah    Dec 27, 2016

    Thank you lenders for giving me an opportunity to acceess another loan from Zidisha. I will keep you updated.

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  • Franciscah    Dec 14, 2016

    Thanks to Zidisha members. The last loan boosted my business where I bought a new drier.

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  • Franciscah    Nov 12, 2016

    I am able to repay my loan at 1,000KES considering my business is now well growing

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  • Franciscah    Oct 13, 2016

    Thank you Mr. Paul Buchheit for considering funding my loan request. I will continue giving you updates.

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  • Franciscah    Oct 13, 2016

    Hello Zidisha lenders and family. I want to sincerely appreciate the support you offer us. Indeed the loans have contributed much to my business welfare. Although at times, business is tricky, it really boosts as alot.

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  • Franciscah    Oct 7, 2016

    This is to inform my lenders that i can be able to repay my loan in full once for the remaining balance.

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  • Franciscah    Sep 10, 2016

    Hello lenders. I am now able to repay my loan at 700KES so that you can receive the money you had lend me.
    I hope to finish and request for more.
    Thanks

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  • Franciscah    Oct 26, 2015

    I have been down with illness. I have slowly started well again. I am now able to repay my loan.

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  • Franciscah    Aug 5, 2015

    Hello
    I recently got diaginised with diabetes. It has really cost me alot
    I closed down my business fro a while.
    I will be paying lesser amount till am done.
    Please lenders and zidisha family, understand me.

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  • Franciscah    Jun 9, 2015

    I am unable to repay current loan at the amount i had indicated at first. Business once again is very down. I will adjust upwards later.

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    • Alex Graniere    Jun 9, 2015

      Hi Franciscah,

      We believe that regular on-time repayments, no matter how small, are important to preserving a relationship of trust with lenders and our community. If you need to temporarily reduce your installment to an amount you can afford to pay right now, please go ahead and make that small payment. You may then increase your installment again when you are able.

      Regards,
      Alex, Zidisha Team

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  • Franciscah    May 5, 2015

    Hello Lenders. I received the money that you rent me. I have been able to purchase the items i needed for my beauty shop and works. I appreciate for your continued support. I will continue updating you as progress trickles in.

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  • Franciscah    Apr 29, 2015

    Thank you lenders for making my loan happen 100%. I will update you immediately i do purchases meant to expand my beauty business.

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  • Franciscah    Apr 13, 2015

    I am now able to repay my loan at the new set amount KES 1,000. I will therefore pay in two installments from my next repayment date.

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