Inventory of phone accessories and prepaid phone cards for shop

Ignatius Ayin

Prampram, Ghana

100% repaid



Ignatius Ayin

Member since

May 2014

On-time repayments

289 installments  •  11%

About Me

I am Ignatius from Prampam, a coastal town in the southwestern parts of Ghana. I am married with two children aged nine and seven (boy and girl).
I completed Junior High in the year 2002 and later had practical training in fields including drug store keeping, and phone repairs.

I started a business of phone accessories and airtime sales after working as a drug store assistant for a while.

My Business

The primary occupation in my community is fishing and young boys start at it around the age of 10, avoiding school.
It is a miracle that I did not become a fisherfolk too at that age at such early stage and I would like my kids to get ahead with their own education, at least to the senior high level.

On my part I would have loved to further up to university level if not for lack of money to support my education, so I would like to make use of my business to provide an opportunity for education for my kids.

Currently, i operate a phone cards and accessories shop . I sell all kinds of phone accessories and airtime. It is a useful business because it helps people to communicate and keep in touch. As well, it brings in much needed income. .

This business line requires regular stock replenishment and ability to keep up with the latest trends in mobile technology and training. I am lucky to have joined an association of african entrepreneurs where I learned about zidisha. in this association, I am getting exposed to vital information and resources that is helping me to improve my business and make my dream come true.

Loan Proposal

I would like to use this loan to purchase an inventory of phone accessories and airtime for my shop. I would repay the loan within a period of one month. The loan amount would be used to purchase the quantity that would help augment my stock for the period. Like all mobile phone businesses, sales are often good especially for sellers who can operate longer hours. I would apply this to ensure prompt repayment of this loan.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jun 4, 2014

Repayment status

On Time

Projected term

7 weeks

Cost to entrepreneur

Lender interest: $141.00 at 11.67% annual rate over 1 month = $2.22

Service fee: $0.38

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