Inventory of phone accessories &mobile recharge cards for re

Monica

Accra, Ghana

100% repaid

Entrepreneur

Name

Monica

Member since

December 2014

On-time repayments

151 installments  •  78%

About Me

I was previlage to have basic education through to the secondary level which I completed in may 2004,
I travel to the city where I got employed as a sales girl in mobile recharge cards.
it was here that I got the idea of starting something of my own because the income i get as a worker was not enough for me ,so I bought the shop I worked in when my employer put it on sale with the little I saved; maintaining my customers.
though i am now into a full time self employed in the telephony sector as a retailer in recharge card, i have the dream of one day taking distance course in business administration to better myself, my childhood dream i will accomplish one day.
I see this as a step closer to that dream with a stable financial backings.

My Business

My stay in business for the past year is good after the initial battle with keeping customers and staying in business.
The sale of recharge cards is fast moving venture with a low profit margin hence requires much attention and time and these cards are used by almost everybody on daily basis hence the assurance to your regaining of capital invested worst being breakeven.
This has prompt me to adding the sale of phone accessories which they (customers) ask of many a time.
I have a kid and a brother at the basic and secondary education sector respectively who depend on this recharge business.
Its a great relief to hear of this online lending and i hope to a brighter business with this opportunity.
hope this loan too is funded on time to cushion me to my dreams.

Loan Proposal

As the backbone of my sale of phone recharge cards, upon access to this loan , I will straight away invest all into buying these goods so that I can continue serving my customers. This will help maintain my sister and my kid in school whose sustenance is made out of profit of this business.
I will only not give a shout of joy to see your contribution to my business help my family,but also helping to meet the needs of my cherish customers.
Thank for helping to raise this amount to keep me in my business.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$785.00

Date disbursed

Aug 20, 2015

Repayment status

On Time

Projected term

8 months

Lenders

N

nani

austin, United States

Dianne

Maryville, United States

C

Christian

Saarbruecken, Germany

Ishaque

New Jersey, United States

investor

Candiac, Canada

N

nsamberger

London, United Kingdom

Johnny

shanghai, China

DeanDropshot

Oslo, Norway

I

Interfree

Dubai, United Arab Emirates

F

faical

Cologne, Germany

T

traderjohn

Baltimore, United States

F

FHult

Stockholm, Sweden

D

danielske

Branford, United States

sarasofia

Stockholm, Sweden

S

SamTom

Carindale, Australia

johnandmoliehi

Canton, New York, United States

Zidisha

Sterling, United States

MienDeGraeve

Ouagadougou, Burkina Faso

T

ToddK

Indianapolis, IN, USA, United States

C

cjmenchaca

Austin, United States

E

elkbrett

Bradenton, United States

H

hwwijono

Jakarta, Indonesia

Kysera

Crawfordsville, United States

andreas

Katsdorf, Austria

B

blahblah

Nuernberg, Germany

T

thejacobnorton

Jubail, Saudi Arabia

S

SelvaMarcus

Green Cove Springs, United States

A

anonymous123

United States

H

hanh352

Homosassa, United States

G

graememoss

Amsterdam, Netherlands

athomas

Chevy Chase, United States

SeeMeeFi

Ontario, Canada

Landei

Sandersdorf-Brehna, Germany

Myrar

Aarau, Switzerland

Z

Zippo

Berlin, Germany

amovida

Central valley, ny, United States

J

jzidi

Los Angeles, United States

birtom

Ettlingen, Germany

A

Austin

Long Beach, United States

ads68

Melbourne, Australia

jimmycarterforever

Missoula, United States

D

DThirteen

Miami, United States

O

Oscart

Edmonton, Canada

Bruno

São Paulo, Brazil

sarna

Toronto, Canada

fairspirit

Utrecht, Netherlands

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

K

kjustad

Asker, Norway

neocodesoftware

vancouver, Canada

M

marcmesich

Kaohsiung, Taiwan

A

Andrii

Kiev, Ukraine

A

alexvanandel

Haarlemmermeer, Netherlands

isabelv

Barcelona, Spain, Sweden

W

wally

Torino, Italy

iamdaimo

London, United Kingdom

K

kingcamo1095

Mountain Home, United States

R

RCHeying

Marietta, United States

mojobob

Hayward, United States

Z

ZandC

Sacramento, United States

L

LenoMetus

Perth, Australia

D

Dutch_lender

Leiderdorp, Netherlands

D

DogFort1

Sydney, Australia

J

jinx83

Brisbane, Australia

A

Alexxa

Vancouver, Canada

E

E

Marin county, United States

H

Haavard

Bergen, Norway

E

elourenco

Porto, Portugal

Evan Lamos

Brussels, Belgium

mygueye

Montreal, Canada

L

lobotommy

OSLO, Norway

Walterlo

West Hollywood, United States

B

BobHope

United States

D

Dianatalk

Netherlands

T

thebonseung

Republic of Korea

Z

zvrk2014

Brookline, MA, United States

M

Malibu

Westwood, United States

Matching Fund

Sterling, United States

G

gbelote

United States

D

drorm

United States

Jonas

Brussels, Belgium

G

geoff

United States

X

xavier

Toronto, Canada

Paul Buchheit

Mountain View, United States

M

Michi

Switzerland

J

jay12

Germany

P

plhughes

United States

K

Karpet

Faroe Islands

K

Kber9156

North Parramatta, Australia

Anu

India

H

heretohelp

Philippines

H

hodor

Australia

mepster

San Francisco, Ca, United States

TyWee

Manila, Philippines

J

JEllerby

United Kingdom

Taylor Hanna

United States

Scangaid

Pittsburgh, United States

W

wesbh89

United States

TyrynyRed

United States

S

SaraNT

United States

Grant Xavier Storer

Seattle, Wa, United States

I

idris

United States

A

AlexH

United Kingdom

dpollard

United States

B

Bennphoto

United Kingdom

S

stryker75

United States

SV

sven vdk

Twickenham, United Kingdom

I

ident

Horsholm, Denmark

M

M.Umar

Pakistan

A

adamdreaming

United States

Matthias Schulz

Berlin, Germany, Germany

GaloLending

United States

D

djlayton4

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

K

Kristiina

All Countries

KM

Kirsty M

United Kingdom

Becky Thompson

Leeds, United Kingdom

M

Malte

Munich, Germany

M

Marcus86257

United States

Issy

United Kingdom

Tsay

Taipei, Taiwan

Family Mueller

Petershagen, Germany

AA

Adam Atlas

Montreal, QC, Canada, Canada

Robert

Sweden

JW

Jan Wisse

Brussels, Belgium

JG

John Gobok

San Francisco, United States

HC

Howard Cheng

New York City, United States

DR

Derek R

Australia

MW

Matt Willis

United States

WH

Walter Hill

United States

V

Vanessa

Gold Coast, Australia

W

Wade

United States

H

Hank

New Zealand

H

Hakon

Drammen, Norway

MB

michael breen

United Kingdom

JM

John Meserve

United States

DF

Daniel Fehr-Krahn

Winnipeg, Canada

anne

Cologne, Germany

JJ

Jacob Jones

United States

JM

John Myers

United States

KL

Kevin Law

United States

Kevin

San Francisco, United States

DB

Divya Bhat

United States

KD

Kent Don

United States

TB

Taylor Brown

United States

Cameron Graham

Nashville, TN, United States

JD

Jeff DePree

United States

J

Jygge

Halmstad, Sweden

Caroline Cress

Seattle, WA, United States

BB

Ben Bellows

United States

FANCYWEAR

United States

H

Harry

Florida, United States

Martin Nielsen

Aarhus, Denmark

MS

Max Stot

Stuttgart, Germany

JF

Jason Foti

United States

M

Mart

United Kingdom

Isabella

UK, United Kingdom

MJ

Monika Jelic

United States

T

Trish

Hong Kong

KN

Ken Nielsen

United States

T

Tucker

United States

Taylor

Memphis, United States

Ask Monica a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Timothy    Jul 15, 2018

    Monica said, she had some accident and now at home not working,she hope to recover and pay all the upstanding debt,thank you

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  • Monica    Jun 11, 2018

    When I thought of quitting, I remembered why I started.
    This is so far the hardest loan I have ever applied for on this platform. Thanks to Miss Isabella and all loyal Lenders who light up many businesses that are in same spate as mine. Gracias!!
    This money has been arranged to pay for Mobile credit and mobile money services on equal halves to help maintain customers demanding either services.
    This money will increase my capital base as I serve clients with ease of products available on demand.

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  • Isabella    Jun 10, 2018

    I hope that you get this loan, Monica, because you have a very good record.

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  • Isabella    May 28, 2018

    Good luck in the next stage, Monica! Thanks again for the previous repayments.

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    • Monica    May 28, 2018

      That's all i can do to appreciate your effort for my business. Thank you Miss Isabella for the keen interest in the progress of my business, great to have your backing my dear.

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  • Monica    Dec 8, 2017

    dear lenders,
    all too soon i am here again to inform you of the success of the amount your contributed toward this business.
    i have gained a better footings and now have a good share of customer base all because of consistence supply of which this loan is vital.
    thank you for being part of this new change to the business.

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  • Monica    Apr 23, 2017

    dear lenders,
    i am once more grateful to you for your patience while i invested your capital into my business and recouped it back.
    this loan is now a vital component of my business and i am glad to have you a shareholders.
    i am happy to provide for the wants of customers. Even if for any reason i will be off work, customers who can will buy in excess just to make up for the day i will be absent.
    thank you for the immeasurable help and support you have lend to me .
    may the Heavens reward your efforts.

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  • Monica    Dec 4, 2016

    I would love to inform my lenders that I received their contributions towards my business and have used this to stock my business with chargeable phone cards and the NEW products.. internet recharge cards .
    this loan has set me steps ahead of competitors around and will yield high turnovers and daily transaction.
    my success story will not go complete without making reference to my valued shareholders. ... Thanks for being part.

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  • Monica    Nov 20, 2016

    Congratulations to my Lenders/shareholders for helping raise yhis loan again.
    I will use this loan strictly according to as stated in the proposal.
    This will help me be in business as you have always desire to help people like me.
    Thank you once more for featuring in my business and my live.
    I will update you on the business performance .

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  • Monica    Nov 14, 2016

    Thank you Lenders;
    You have greatly contributed to my business, life and wellbeing.
    The loan you gave in support of my sale of phone cards is now on a good footing and not only myself but whole lot of customers benefit from it.
    My shop is now a recognise place from where many come to buy either on whole sale or retail basis.
    I also enjoy some purchase discounts from bulk dealers.
    The returns on this capital pays for fees for my little girl and kid sister and my entire life depends on this business which you are a valuable shareholder.
    I can't express my thanks and appreciation all in words but I end by saying GOD BLESS YOU for your contributions.

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  • Monica    Oct 11, 2016

    i wish to inform my lenders that their loan contribution which i am privilege to be the manager is well on coarse to helping the purpose for which it was raised. i have now recoup a profit and have decided to invest this into mobile banking i.e mobile money . this is also a promising venture that will augment my stay in the sale of phone recharge cards and other internet vouchers.
    thank you your believing in my business and for your contribution.

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  • Monica    May 19, 2016

    Dear lenders;
    I'm most grateful for helping raised this loan.
    I've received. and invested this into my sale of phone recharge cards make available to my customers all their needs as I also satisfy my famiy's needs from the proceeds.
    I at once get all my orders from my suppliers and enjoy bulk purchase discounts.
    thank you for helping through this loan.

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  • Monica    Apr 27, 2016

    Dear Lenders,
    i feel great to have been able to repay my loan to honor your contribution to my business. with this loan i was able to increase my stock base on the sale all kinds of recharge cards of the telecommunication networks operating in Ghana.
    this has added new customers who come to me on daily bases for their needs..
    thank you for that opportunity given me and giving my business a lift to a new height.
    Let me also add that the loan had serve as the life-line to my Daughter and sister who are still in school and dependent on my business.
    But for your contribution , business is booming and that is because you helped.

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  • Monica    Dec 15, 2015

    there was a n error with the notifications on my repayments, i have to do this until it is resolve.
    i will be on tract as soon as this is rectified

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  • Isabella    Sep 25, 2015

    Also, a photo of Alice if she is willing? I have a little granddaughter called Alice but she is only three years old. I love your colourful dress in some of the photos. Isabella x

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    • Monica    Oct 2, 2015

      Dear Isabella,
      I am very impressed with your post to me, it makes me feel proud to be part of this team for not only economic purpose but also to meet acquaintances.
      The smile on my face as well as that of my family is nothing different from the good health of my business as it has the needed capital and customers it wants.
      It is a welcome idea if you wish to see my family, and they both are willing to send you their photograph .

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  • Isabella    Sep 25, 2015

    Hello Monica! Thank you for your repayments so far. I hope your business is going well? I'd love to see a photo of your little daughter some time. Best wishes, Isabella

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  • Monica    Aug 25, 2015

    I'm happy.to tell my lenders that I have 2900GHS as a result of their contribution in bid of my loan.
    this I have invested 90% into my business where I have increase my stock base to supplying my customers and the rest I have used to pay for my sister`s fees and that of my little daughter.
    this loan actually came at a time I needed it most and its all because you really are a friend, sister/brother , or someone I can count in in times like this.

    thanks t

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  • Monica    Aug 20, 2015

    as done previously, I will fully invest this loan into buying of more recharge cards for retail.
    this will help me keep my position in business as well as raise my margin of profit to sustain my family
    I very grateful to everyone ; especially you for helping in my business.

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  • Monica    Aug 11, 2015

    I'm very glad I'm part of this organisation.
    I will say my business now depends of this organization for its operations.
    With the loan I got, I now buy phone credit cards in bulk and retail it to customers.
    Through this business,my family now depends on it for survival.
    Your contrition to my business is not only geared toward that, but my little kid and sister who are in school.
    Thank you lenders for your help.

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  • Monica    Jun 10, 2015

    as i planed i want to keep all profit in the business as possible and as a result of some ease in my expenses on my little sister who is now on vacation, i think it is best i settle bit of my debt before school resumes.

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  • Monica    Apr 15, 2015

    With the loan ,there has been an increase my purchase of stock to serve my customers and as such raising my profit.
    The best way to show my appreciation is to let my lenders know of this and repay on time for others to also get their loans funded.
    Thanks to all lenders for helping young entrepuers like myself.

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