Name
Francis
Member since
August 2016
On-time repayments
144 installments • 60%
I am the last born of 6 children. I have a wife and a beautiful daughter. My parents have both retired in the village and they depend on us to sustain them. I have a bachelors degree in information technology. After 5 years of looking for work and failing, i decided to open a small shop next to a college in my area. I focused on offering photocopying, printing and typing services to the college students. I started 2 years ago and now the business has grown in leaps and bounds. Through hard work and dedication, i hope 2018 will be even better for me. When i am not at work, i spend alot of time with my family, watch movies in the house and read novels.
I have a Shop offering Cyber, Copy and Printing Services. Apart form this, i also bind special reports that need to be bound and collated, Scan and Laminate documents. The secret to succeeding in this business lies in diversification. In future, i wish to open an online business and run an eCommerce store using my cyber cafe as my physical address.
An average of total revenue per month is $500. With the profit, i am able to pay for my business rent and re invest in the business, house rent and general house expenses.
I have four computers, 1 photocopy machine, 2 Colour Printers, Binding Machine and a Lamination Machine. If i am granted the above loan, i will do service maintenance for the computers, photocopier and printers at a cost of $100 per year. I will sign a service level agreement with a company that offers 4 maintenance services per year at the stated cost. This will reduce the risk of downtime by 80%.
I also want to buy a laptop to assist me with work. The laptop is worth $400. I wish to open an online business sometime next year. The laptop will assist in setting up shop and enable me to work at home after business hours.
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$530.00
Date disbursed
Jan 5, 2018
Repayment status
Late
Projected term
39 months
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Amount repaid
$74.89
Amount remaining
$455.96
Expected completion
Aug 23, 2019
Status
Repaying late
Installment amount
$20.42
Expected Payments | Actual Payments | ||
---|---|---|---|
Jan 12, 2018 | $7.88 | Jan 16, 2018 | $7.88 |
Jan 19, 2018 | $0.00 | ||
Jan 26, 2018 | $1.97 | Jan 26, 2018 | $1.97 |
Feb 2, 2018 | $1.97 | Jan 31, 2018 | $1.97 |
Feb 9, 2018 | $1.97 | Feb 10, 2018 | $1.97 |
Feb 16, 2018 | $1.97 | Feb 19, 2018 | $1.97 |
Feb 23, 2018 | $1.97 | Mar 3, 2018 | $1.97 |
Mar 2, 2018 | $1.97 | Mar 3, 2018 | $1.97 |
Mar 9, 2018 | $1.97 | Mar 3, 2018 | $1.97 |
Mar 16, 2018 | $1.97 | Mar 24, 2018 | $1.97 |
Mar 23, 2018 | $1.97 | Mar 24, 2018 | $1.97 |
Mar 30, 2018 | $1.97 | Mar 30, 2018 | $1.97 |
Apr 6, 2018 | $1.97 | Apr 11, 2018 | $1.97 |
Apr 13, 2018 | $1.97 | Apr 14, 2018 | $1.97 |
Apr 20, 2018 | $1.97 | May 5, 2018 | $1.97 |
Apr 27, 2018 | $1.97 | May 5, 2018 | $1.97 |
May 4, 2018 | $1.97 | May 22, 2018 | $1.97 |
May 11, 2018 | $1.97 | May 22, 2018 | $1.97 |
May 18, 2018 | $1.97 | May 22, 2018 | $1.97 |
May 25, 2018 | $1.97 | Jun 5, 2018 | $1.97 |
Jun 1, 2018 | $1.97 | Jun 5, 2018 | $1.97 |
Jun 8, 2018 | $0.00 | ||
Jun 15, 2018 | $0.00 | ||
Jun 22, 2018 | $0.00 | ||
Jun 29, 2018 | $0.00 | ||
Jul 6, 2018 | $0.00 | ||
Jul 13, 2018 | $0.00 | ||
Jul 20, 2018 | $0.00 | ||
Jul 27, 2018 | $0.00 | ||
Aug 3, 2018 | $0.00 | ||
Aug 10, 2018 | $0.00 | ||
Aug 17, 2018 | $0.00 | ||
Aug 24, 2018 | $0.00 | ||
Aug 31, 2018 | $0.00 | ||
Sep 7, 2018 | $0.00 | ||
Sep 14, 2018 | $0.00 | ||
Sep 21, 2018 | $0.00 | ||
Sep 28, 2018 | $0.00 | ||
Oct 5, 2018 | $0.00 | ||
Oct 12, 2018 | $0.00 | ||
Oct 19, 2018 | $0.00 | ||
Oct 26, 2018 | $0.00 | ||
Nov 2, 2018 | $0.00 | ||
Nov 9, 2018 | $0.00 | ||
Nov 16, 2018 | $0.00 | ||
Nov 23, 2018 | $0.00 | ||
Nov 30, 2018 | $0.00 | ||
Dec 7, 2018 | $0.99 | Dec 5, 2018 | $0.99 |
Dec 14, 2018 | $0.99 | Dec 5, 2018 | $0.99 |
Dec 21, 2018 | $1.97 | Dec 5, 2018 | $1.97 |
Dec 28, 2018 | $1.97 | Dec 5, 2018 | $0.99 |
Jan 2, 2019 | $0.99 | ||
Jan 4, 2019 | $1.97 | Jan 2, 2019 | $1.97 |
Jan 11, 2019 | $1.97 | Feb 5, 2019 | $1.97 |
Jan 18, 2019 | $1.97 | Feb 5, 2019 | $1.97 |
Jan 25, 2019 | $1.97 | Feb 5, 2019 | $1.97 |
Feb 1, 2019 | $1.97 | Feb 5, 2019 | $1.97 |
Feb 8, 2019 | $1.97 | Mar 17, 2019 | $1.97 |
Feb 15, 2019 | $1.97 | Mar 17, 2019 | $1.97 |
Feb 22, 2019 | $1.97 | Mar 17, 2019 | $1.97 |
Mar 1, 2019 | $1.97 | Mar 17, 2019 | $1.97 |
Mar 8, 2019 | $1.97 | Mar 17, 2019 | $1.97 |
Mar 15, 2019 | $1.97 | Mar 17, 2019 | $1.97 |
Mar 22, 2019 | $20.42 | Mar 17, 2019 | $1.97 |
Mar 29, 2019 | $20.42 | ||
Apr 5, 2019 | $20.42 | ||
Apr 12, 2019 | $20.42 | ||
Apr 19, 2019 | $20.42 | ||
Apr 26, 2019 | $20.42 | ||
May 3, 2019 | $20.42 | ||
May 10, 2019 | $20.42 | ||
May 17, 2019 | $20.42 | ||
May 24, 2019 | $20.42 | ||
May 31, 2019 | $20.42 | ||
Jun 7, 2019 | $20.42 | ||
Jun 14, 2019 | $20.42 | ||
Jun 21, 2019 | $20.42 | ||
Jun 28, 2019 | $20.42 | ||
Jul 5, 2019 | $20.42 | ||
Jul 12, 2019 | $20.42 | ||
Jul 19, 2019 | $20.42 | ||
Jul 26, 2019 | $20.42 | ||
Aug 2, 2019 | $20.42 | ||
Aug 9, 2019 | $20.42 | ||
Aug 16, 2019 | $20.42 | ||
Aug 23, 2019 | $8.73 |
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