Name
Martha
Member since
February 2015
On-time repayments
181 installments • 69%
My mum owned a salon when i was young and anytime she went to work i could either accompany her or after leaving school i had to drop by her work place before we could all go home together.Anytime a client would come with unkempt hair after several hours after my mum work on it the outcome was always awesome.I grew with the interest of one day becoming a great stylist with a state of art salon and also owning a depot whereby i will be supplying all types of hair and cosmetic stuff.
After finishing college in hairdressing i started hunting for a job in Nairobi.It was hectic since most employers didn't want to pay a monthly income and they opted to pay me commission.It wasn't a smooth ride since the city was expensive and sometimes i could not get my hands to work due to scarcity of clients and also we were many in the salon and that means that day i couldn't earn my commission.I really prayed hard for God to open a way for me since i was really in a bad state.
In 2011 i landed in a salon where my boss loved my work and fully entrusted me with her salon.Anytime she was a way i acted as a manager.It came a time when she got green pastures and wanted to sell off the salon.Since we had created a friendship and didn't want me to suffer she recommended me to take over the place and could be paying her on a monthly basis until i clear the balance.And that's how i came about to owning a salon with equipments after repaying her after two years.
My source of income comes from providing my services of hairdressing and also i pick hairs in bulk from a wholesale cosmetic at a cheaper price and use it on my clients who pays the standard price of retail.Therefore from a client i benefit in both ways.My services include braiding,weaving, manicure, pedicure and also i do dreads.
The services are greatly in demand since the place my salon is situated most people are working class and always want to look neat when going to work and also their children anytime they go to school i make their hair.
I choose this kind of business since it has always been my passion since i was young and also i have my livelihood catered for.
My typical costs include paying rent for the premises and also buying certain hair oils.My revenue comes from the services i stated earlier and also anytime i source hair from the whole sale cosmetics i come over and sell to my client at a retail price.
I use my profits for reinvesting in my business and also home improvements.
hello zidisha,am greatful to have you help me grow my business.from my saving in last time's loans i have now managed to get myself a bigger store since the one am using is becoming small.With the money am going to add stock to my buisness.Below are the things am going to buy:
braids and weaves to sell to my customers-150.08$
beauty products to sell to my customers-100.05$
hairfoods to sell to my customers and some to use in my salon-111.22$
women shoes to sell to my customers-50.03
By having enough space,i will be able to accommodate many customers and add my employees.Am expecting double the profit i as getting when i was in a small store.
women sandals-$61.6
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$405.00
Date disbursed
May 4, 2018
Repayment status
Late
Projected term
11 months
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