Malang Diedhiou

Dakar, Senegal

26% repaid

Entrepreneur

Name

Malang Diedhiou

Member since

August 2012

On-time repayments

17 installments  •  18%

About Me

I pursued university level studies and completed my bachelor's degree in 2012. Soon after, I started working in the mobile phones and accessories business. I was born in 1987 in the Ziguinchor region. My parents are from the Casamance area of Senegal. I have lived in Dakar since I was a child, with my grand parents who have lived in the city for more than 25 years.They are the ones who have raised me through high school. I am single without children. I have three younger brothers, 2 younger sisters and I will do my best to provide for them.

My Business

I started in the resale business last year after my degree was obtained. In this business, I sell many brands of mobile phones and accessories. I also collaborate with sellers of phone credits such as SEDDO, ORANGE, IZI, TIGO, YAMALKA, and EXPRESSO. I buy all the merchandise from larger dealers that I then sell retail. I spend 500000 thousand francs per month on the phones and accessories and generate a profit of 150000 thousand francs. In relation to the phone credits, I recharge each week for 100000 thousand francs and can sell up to 20000 thousand francs per day. This explain how I could reimburse the loan I am requesting.

Loan Proposal

I sell mobile phones and accessories. With the loan I plan on buying mobile phones to tell them in the Parcelles Assainies neighborhood as well as accessories such as battery chargers and phone replacement pieces. This business generates monthly revenues that could allow me to reimburse the loan and also take care of crucial basic needs.

Show original Français  

About Me

j'ai fait des études jusqu'à l'université et j'ai eu mon bac en 2012 et après je suis lancé dans le commerce des téléphones portables et accessoires,je suis né en 1987 dans la region de ziguinchor et mes parents sont d'origine CASAMANCAISE ,je vis a dakar depuis mon enfance,je suis avec mes grand parents qui sont a dakar depuis plus de 25 ans et c'est eux qui ont eu a m'encadrer depuis ma prescolaire jusqu'a mon secondaire,je suis celibataire sans enfant,j'ai 3 petits fréres et 2 petites soeurs je suis le cadet de ma famille et je compte faire de mon mieux pour leur satisfaire

My Business

je me suis lancé dans le metier du commerce apres mon baccalaureat que j'ai eu depuis l'année derniére et avec le commerce ,je vends des portables et des accessoires portables de toutes marques,je suis aussi collaborateurs avec des vendeurs de credit que sont SEDDO avec ORANGE,IZI avec TIGO et YAKALMA de EXPRESSO,j'achete mes marchandises sur les grands commercants que je revends par details,je dépense 500000 milles francs par mois sur les portables et accessoires mais je tire une bénéfice de 150000 milles francs par mois et pour les crédits,je recharge chaque semaines 100000 milles francs et je peux vendre jusqu'a 20000 milles francs par jours et cela explique qu'avec le pret que je demande je peux le rembourser

Loan Proposal

JE VENDS DES TELEPHONES PORTABLES ET DES ACCESSOIRES INFORMATIQUES ET AVEC LE PRET JE COMPTE ACHETER DES TELEPHONES PORTABLES POUR LES REVENDRE AUX PARCELLES ASSAINIES ET DES ACCESSSOIRES DE RECHANGES COMME DES CHARGEURS DES BATTERIES ET DES PI7CES DE RECHANGES DES PORTABLES CE COMMERCE PERMT DES FAIRES DES CHIFFRES D AFFAIRES MENSUELS QUI POURRA ME SERVIR DE REMBOURSER LE PRET ET PRENDRE EN CHARGE CERTAINS BESOINS VITAUX

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$500.00

Date disbursed

Oct 12, 2012

Repayment status

Late

Projected term

18 months

Cost to entrepreneur

Lender interest: $500.00 at 4.83% annual rate over 18 months = $36.76

Service fee: $33.67

Lenders

T

tuorhuorson

Jersey City, United States

EricDWalters

Rochester, Mn, Usa, United States

Walsung1of9

Damp, Germany

A

alzyee

Ohio, United States

S

Senryu91

caldogno, Italy

C

CrazyCanuck

Nepean, Canada

C

CheesemanDan

Shanghai, China

Crestwood

Hamburg, Germany

Scott Walker

Canmore, Canada

T

tmsaddress

Orlando, Florida, United States

Ask Malang a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Walsung1of9    Mar 17, 2014

    I never granted you Suspension of anything. You Need to pay your loan.

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  • Walsung1of9    Feb 1, 2014

    Halsa Malang,

    I hope all is well with you and your business, and that Life is better to you. The last repayment you made on this loan was in April 2013. I understand you rescheduled, and want to know when your lenders can expect their next repayment installment. It is only when borrowers pay back that money becomes available to lend to others, thus strengthening the community. If there is nothing paid back, then there is nothing to lend to anyone else. When can your lenders expect a payment?

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  • Malang Diedhiou    Aug 3, 2013

    Greetings dear lenders,
    I am very grateful to you for having granted me a suspension of my repayments. However, after having resolved my little problems I count on repaying the whole debt so that I can take new loans in order to continue working.

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  • Malang Diedhiou    Jul 3, 2013

    I have gone to study in Casamance and have stopped my commercial activites, this is why I have not found a means to correctly make repayments, but soon I will return to Dakar, and expect to start a new project, and with a lag now, I hope to be able to return to correct repayments in the future.

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  • Malang Diedhiou    Apr 10, 2013

    Je demande suite au relentissement de mon activité je demande une nouvelle demande de période de grace afin que je puisse avoir la possibilité de faire des remboursements dans les délais et je souhaiterais que avec cette possibilté que vous pourriez bien m'accorder. C'est dans cette perspective que je demande à prolonger mon ma durée de prêt avec zidisha.

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  • Malang Diedhiou    Oct 6, 2012

    I would like to thank you for your help related to the loan request you are helping me with. I am very happy with your work and your NGO. I am infinitely thankful.

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  • Malang Diedhiou    Oct 6, 2012

    je vous remercie de votre aide a propos du demande que vous m-apporter je suis tres heureuse de votre travail et je suis contant de votre ong je vous remercie infiniment

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