Entrepreneur
Name
John
Member since
September 2014
On-time repayments
53 installments • 75%
About Me
I am currently in a stable relationship living with my girlfriend at Kahawa West.I work as a civil servant but also practise farming as a venture.I possess a Diploma in Purchasing and supplies from the Kenya Institute of Management(KIM).I started farming business to increase my earnings after realizing that the monthly salary was not enough.I also wanted to fulfill my want to become an employer and provide some source of livelihood to the unemployed.I use my business income to pay wages, cater for farm expenses and also help some needy people in our community.During my free time,i like to go swimming,watching football,taking adventurous trips and visiting the needy.
My Business
I am a civil servant but also practice farming as a business.i keep dairy cattle,keep layers and also horticultural farming(tomatoes,capsicum,kales,spinach and any other seasonal crop that is on demand in a particular season.The reason i choose these is that they are always in demand and their supply is never enough.the growing population always provides ready market for my produce.These customers prefer my fresh farm produce as it is well produced and they can attest to that.Challenges in these business include funding,emerging pests and diseases and insecurity.I try to manage the best i can to save my produce though sometimes it's tricky.On average,i run at monthly costs of $150 since am not that much established.i would like to expand this farm in order to improve the income.currently i make sales of about $400 hence making profits of about $250. I would like to increase these profits to over $1000 a month.I have never experienced losses in my business venture and therefore, i am confident that any loans from zidisha community will be serviced from my venture.in case of uncertainties,then my salary will help me repay my loans till the business picks up.
Loan Proposal
I intend to farm kales and spinach because they are in demand right now,they are being sold expensively because supply is very low and demand is very high,I intend to buy seeds worth $106,i also need to garden at a cost of $60,i have a generator that needs to be serviced at a cost of $120 this is to pull water from my well because its sunny,i need to buy herbicides at cost of $100,the rest i use to buy diesel for my generator,i have a ready market for my produce since there are nearby hospital and schools.I will pay my loan through other established projects like dairy farming.
Feedback
Positive
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$370.00
Date disbursed
Jul 1, 2015
Repayment status
On Time
Projected term
4 months
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Summary
Amount repaid
$386.63
Amount remaining
$0.00
Date repaid
Nov 6, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jul 12, 2015 | $21.47 | Jul 11, 2015 | $21.47 |
| Jul 19, 2015 | $21.47 | Jul 19, 2015 | $21.47 |
| Jul 26, 2015 | $21.47 | Jul 27, 2015 | $21.47 |
| Aug 2, 2015 | $21.47 | Jul 31, 2015 | $21.47 |
| Aug 9, 2015 | $21.47 | Aug 7, 2015 | $21.47 |
| Aug 16, 2015 | $21.47 | Aug 15, 2015 | $21.47 |
| Aug 23, 2015 | $21.47 | Aug 21, 2015 | $21.47 |
| Aug 30, 2015 | $21.47 | Aug 29, 2015 | $21.47 |
| Sep 6, 2015 | $21.47 | Sep 4, 2015 | $21.47 |
| Sep 13, 2015 | $21.47 | Sep 12, 2015 | $21.47 |
| Sep 20, 2015 | $21.47 | Sep 19, 2015 | $21.47 |
| Sep 27, 2015 | $21.47 | Sep 25, 2015 | $21.47 |
| Oct 4, 2015 | $21.47 | Oct 3, 2015 | $21.47 |
| Oct 11, 2015 | $21.47 | Oct 10, 2015 | $21.47 |
| Oct 18, 2015 | $21.47 | Oct 17, 2015 | $21.47 |
| Oct 25, 2015 | $21.47 | Oct 23, 2015 | $21.47 |
| Nov 1, 2015 | $21.47 | Nov 1, 2015 | $21.47 |
| Nov 8, 2015 | $21.57 | Nov 6, 2015 | $21.57 |
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