Purchase new foot pump for irrigating my farm

Maryline Okumu

Alupe, Kenya

100% repaid

Entrepreneur

Name

Maryline Okumu

Member since

February 2015

On-time repayments

31 installments  •  55%

About Me

My name is Maryline Okumu. I am the third born in our family. I schooled at Konyonzo Primary School and then went to Sacred Heart Secondary School. I worked hard and passed my secondary school examinations and was admitted to study soil science at Egerton University.

I joined college for my first year in January 2014, but my dreams were cut short at the university admission desk, since I didn't have fees. I was so stressed as I carried my luggage back home. My mom, who is my pillar, always encouraged me. I joined her back home and, as we went to our farm together, I realized I could make my living out of horticulture farming.

With no capital and desperate to raise money, I started planting kales and cabbages in our land. I only planted a small portion, but I made $300 from the small piece of land. That encouraged me so much, I used the money to buy farm inputs and expanded my farm.

I come from the Wanga community. In our community, we have diverse culture, but what amazes is that some of the cultures include dancing and cock fighting. I like playing basketball and reading novels during my free time.

My Business

I am a horticulture farmer. I produce kales and cabbages for my clients, who are mainly urban dwellers. These crops are important because they provide nutrients to consumers and are also affordable to many.

I chose this business because it was less capital-intensive and I was also practicing farming while helping my mother, so I didn't find it very hectic: it was easy to adopt. With time I have developed a lot of passion for farming; I believe I will make a successful farmer in the future.

My typical costs in a month are $50 in a month. My revenues average is $150 in a month (profits ($100). I save deposit 50% of my income in a university account, hopeful to go back in September, this year if I would have saved enough. I use the balance to buy food and other basic needs for my family.

Loan Proposal

I am so grateful for the first loan. I am hereby presenting my request for a second loan to facilitate the purchase of a brand new foot pump for irrigating my vegetables. These will enable me to produce throughout the year and give me a competitive edge during the dry season, as most farmers depend on rain-fed agriculture. Rains are so much more unpredictable these days, and the pump will cushion me against losses due to unfavorable weather conditions.

I intend to use the loan to buy a pump at $150 and buy the pipes at $50. Thank you in advance.

Show original English  

About Me

My name is maryline Okumu, I am the third born in our family. I schooled at Konyonzo primary school and ,then went to Sacred heart secondary school. I worked hard and passed my secondary school examinations and was admitted to study soil science at Egerton university.
I joined college for my first year in january 2014, but may dreams were cut short ,at the university admission desk ,since I didn't have fees. I was so stressed ,as i carried my luggage back home. My mom who is my pillar encouraged always encouraged me, I joined her back home and as we went to our farm together ,i realized I could make my out of horticulture farming. With no capital and desperate to raise money, i started planting kales and cabbages in our land, i Only planted a small portion,I made $300 from the small piece of land .That encouraged me so much, I used the money to buy farm inputs and expanded my farm.
I come from the wanga community , in our community we have diverse culture but what amazes. some of the cultures include ,dancing and cock fighting.
I like playing basket ball and reading novels during my free time.

My Business

I am a horticulture farm.I produce kale's and cabbages for my clients,who are mainly urban dwellers. This crops are important because they provide nutrients to consumers and are also affordable to many.
I choose this business because it was less capital intensive and I was also practicing farming ,while helping my mother.So I didn't find it very hectic it was easy to adopt.With time I have developed alot of passion for farming ,I believe I will make a successful farmer in future.
My typical costs in a month are $50 in a month.My revenues average is $150 in a month (profits ($100).
I save deposit 50% of my income in university account ,hopeful to go back in September,this year if I would have saved enough.I use the balance to buy food and other basic needs for my family.

Loan Proposal

I am so grateful for the first loan.I am hereby presenting my request for a second loan to facilitate purchase of a brand new foot pump for irrigating my vegetables.These will enable me to produce throughout the year and give me a competitive edge during dry season as most farmers depend on raid fed agriculture. Rains are so much unpredictably these days and the pump will cushion me against losses due to unfavorable weather conditions.
I intend to use the loan to buy a pump at $150 and buy the pipes at $50. Thank you in advance.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$198.66

Date disbursed

Mar 27, 2015

Repayment status

On Time

Projected term

6 weeks

Cost to entrepreneur

Service fee: $7.51

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Robbie McCullagh

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Stefan Kruell

Muenster, Germany

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Susie

Christchurch, New Zealand

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