Selling breakfast porridge (a/k/a "koko")

Habiba

Teiman, Ghana

100% repaid

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How it Works

Entrepreneur

Name

Habiba

Member since

February 2016

On-time repayments

108 installments • 76%

About Me

During my childhood, I was staying with my senior sister who was supporting me in school. After her demise, I became handicapped as I was left with no any help not even from my patents because they had so many to cafe for. My schooling naturally ended premature at primary class six (6). The only thing I could do was to take up my sister's trade of cooking and selling rice and beans (waache). I was on this for some time until I got married and later had two children
Circumstances beyond my control made me to divorce my man and migrated to another community, where I am staying with my current husband.
I figured out over here that their favorite typ of porridge or koko could be my trade, hence the birth of " koko for breakfast.
The people of Teiman are business minded who leave their homes early enough for several places, their business points. Others prepare their children and quickly dispatch or send them to schools. Once timing here is critical, I ensure that before they got up from their beds, koko their favorite is ready for them.
My daughter who is now training as a nurse, has intended to commission into the Ghana Armed Forces Medical Services as a senior nurse to assist the medical officers to treat and prevent diseases among soldiers and other staff of the deffence ministry, including the general public.
Looking at the boy's behavior , he is interested in auto engineering.
Reading is a hobby I like most. Anytime and anywhere I go on break or recreation, I carry along my Holy Quran and do a lot of reading there. I strongly believe that Zidisha has come to my life at the right time. I therefore fervently pray to Allah for a continuous health and alignment with Zidisha and Partners. Long live Zidisha. Long live Lenders.

My Business

I provide the people of Teiman porridge or koko of a difference
Koko for porridge is useful because when they wake up in the morning it's what is at their disposal early enough for their patronage.
I chose this business because it happened to be a marginal trade on the ground and it could benefit me.
My current typical cost is around five thousand Ghana cedis (GHS 5 000/ USD 909) and my current revenue is around five thousand two hundred Ghana cedis (GHS 5 200 / USD 945.5).
I use my profits in paying my children's and other dependents' school fees, reinvesting into the business for growth and also taking care of my home.

Loan Proposal

1. Millet:- 4bags at GHC220.00 (USD55.00) per bag = GHC880(USD220)
2. Sugar:- 2bags at GHC 180.00 (USD45.00) per bag = GHC360.00(USD90)
3. Oil:- 2 Jerry cans at GHC 130.00(USD32.5)per each =GHC320.00(USD65)
4. Beans:- 1bag at GHC320.00(USD80.00) per bag = GHC320.00 (USD80.00)
5. Wheat flour:- 2bags GHC150.00(USD37.5) per bag = GHC300.00(USD75.00)
GHC 1000 USD249.5 GHC2180 (USD530)
6. Other ingredients:- GHC123 (USD30.75)
GHC2303 (USD560.75)

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BernadetteV Dec 29, 2017

Regular repayments. It’s always a pleasure to support Habiba.

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Daniel Hammarberg Apr 24, 2017

All repayments in time. =)

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- Habiba Dec 29, 2017
  
  Thanks a lot for your support. Looking forward to see more of those. Daniel Hammarberg God bless
  
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BernadetteV Apr 18, 2017

Habiba made regular repayment and repaid the loan just as promised.

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- Habiba Dec 29, 2017
  
  Thanks a lot for your support. Looking forward to seeing more of those. BernadetteV. God bless
  
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