Sale of traditional Kenyan "kitenge" wrap garments

Lydia

Kiptangwanyi, Kenya

100% repaid

Entrepreneur

Name

Lydia

Member since

April 2012

On-time repayments

200 installments  •  83%

About Me

Am happy and very grateful to Zidisha platform for giving me the opportunity to grow my business.from a humble beginning of selling second hand clothes to supplying clothes to my customers which could not be impossible if the Zidisha family never existed.The business is good as l look forward to expanding the business to East Africa community. l started the business when i realized the need for self employment as l am able to support my sister by paying her college fee. l relocated to Nakuru town after new opportunities opened up.l live in Racecourse Estate in plot number 628 that is 100 meters from the Friends church.l use my income to expand the business and grow myself economically.

My Business

l ventured into business some years ago so as to make a living where by l used to buy handbags and shoes retail them only for a 20% profit but the profit was so little to even make ends meet as l was supporting my sister who by then was in university but later on l decided to approach a good friend of mine who is based in Nakuru and was in the same business used to travel to Kampala and buy the goods in wholesale to show me the source. she agreed and having taken the loan with the zidisha to buy the stock l was able to take my business to the next level and since then my business has never been the same again.later on due to high competition in Nakuru l decided to venture into vitenge business as the competition was less and the vitenge material will always sell because it does well with chidren, women as well as men hence creating a demand.l buy a piece of kitenge that is usually 2.5meters at ksh 650 here in Nairobi from the businessmen who mainly import from Tanzania and Nigeria and sell the same piece of material from ksh 1000 -1200 to my customers.with the loan amount of ksh 67000 l will invest the money in the business where l will plan to use ksh 50000 to buy stock and the balance of ksh 17000 will take a driving course that will cost me ksh 12000 and the balance will use for my expenses. From the revenues l plan to reinvest again in the business as well as buy a cooker. The zidisha platform is worthy my commitment and l am really proud of it.To my lenders l am kindly requesting for your support to enable me achieve my dreams and may God bless you for your generous contribution towards my loan.

Loan Proposal

Dear all,l am grateful for the loans you have given in the past and have been of great help in deed. l will use the loan advanced to me of ksh 42367 to buy the locally produced materials commonly known as kitenges and sell them as the competition is very low. This will enable me to increase my profit and make more sales.Kitenges is a beautiful attire that is never out of fashion and worn by both gentlemen and ladies and the demand is very high.God bless my lenders and l am very positive that l will be able to grow my business,

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$499.00

Date disbursed

Mar 25, 2014

Repayment status

On Time

Projected term

7 months

Lenders

Ishaque

New Jersey, United States

karestan

Toronto, Canada

S

searthsong

Colorado Springs, United States

J

jjcharlie

chicago, United States

H

hugh1

Co Kerry, Ireland

KirstenShute

Montreal, Canada

TheMoonDuster

Brisbane, Australia

T

theotherjen8

Dunkirk, United States

R

Rking

Eugene, United States

camilberlin

Berlin, Germany

Cricketca

San Jose, United States

calvero

Bergen, Norway

bconrad

Seattle, United States

Zal0m0n

Atlantis!!!! x), Mauritania

Sarasota

Sarasota, Fl, United States

E

Escalada

Bakersfield, CA, United States

R

robertsk

Yuba City, United States

R

roozbeh

United States

G

GreenTomato

United States

Paul Buchheit

Mountain View, United States

S

sawnyc

United States

B

Bahista

Philippines

W

whlaing

United States

Ask Lydia a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Lydia    Apr 1, 2017

    Want to clear the loan

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  • Lydia    Aug 31, 2016

    Hello.it is my desire and wish to clear the loan by this year.want to venture into more business.

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  • Lydia    Aug 30, 2016

    Hello,l am back in school and want to clear my accounting course.am looking forward to the day l will be a CPA (K) finalist.

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  • Lydia    Jul 4, 2016

    want to clear the loan by the end of the year

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  • Lydia    Jul 4, 2016

    kindly l want to clear the loan by the end of this year

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  • Lydia    May 25, 2016

    Special greetings to all and its my sincere hope that you do good. l am quite fine though the business is moving slowly not as expected hence l was not able to pay my installment for the last three weeks but l hope all shall be well in the near future.thank you for your patience.

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  • Lydia    Dec 7, 2015

    dear all, kindly lam not able to the full instalment because of an emergency that has made me use all the money but hopefully next week l will be back on track.

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  • Lydia    Aug 24, 2015

    THANK YOU TO MY LENDERS AND ZIDISHA TEAM. Attimes in life when you think you have everything figured out, a mountain of change happens that sideswipes you and blows you off your feet.it is not what happens to you that matters but how you react to it. this year big changes happened to me l thought that l would never recover but l am gradually recovering and thank you for understanding me and glory be to GOD.

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  • Lydia    Aug 19, 2015

    Hello, l take the opportunity to salute everyone hoping all is well with you.. this year l did not start on a good note and do apologise for every late payment but am doing well and business has started to pick up again. glad to inform you that l have completed my driving lesson as it was one of my resolution this year. thank you for making this happen

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  • Lydia    Mar 5, 2015

    Greetings to all, it is my sincere hope that all is well with you. kindly l want to reschedule my loan installment as l am not able to make the full amount at the moment. This is because of unavoidable circumstances that l lost some amount of money and am trying to adjust myself financially.the inconveniences are highly regrettable and lam trying to pick myself up, brush off the loss and move on so that l can pay my loan promptly. kind regards

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  • Lydia    Jan 13, 2015

    warm greetings to all, l kindly request to change my loan amount to a smaller installment because l am relocating to Embu town due to unavoidable circumstances but it is my hope that when l settle down l will pay my loan as planned. l have benefited from the loan and my sincer appreciation to all lenders who made this possible.kind regards.

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  • Lydia    Dec 16, 2014

    Dear all, As the year come to an end l extend my sincere appreciation and gratitude for being a great and wonderful financial partners,l thank you for taking time to listen to my story, for believing in me and and above all for your generous contribution towards my loan. May Almighty God bless you richly.So far my business is quite okay and very soon l am taking my driving lessons.Thank you for making my dream come true.

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  • Lydia    Sep 30, 2014

    Warm greetings to all,it is my sincere hope that all is well with you.l am doing quite fine here in Kenya and since june God opened for me new doors of opportunity and now l have a full time job here in Nairobi.l want to appreciate the entire Zidisha team and my lenders for supporting me this far and one thing l have realised is that we may not have it all but together we have it all your help,support,and prayers have enabled me to be whom l am today in business.God bless you and it is my sincere hope that when time and chance happen to me again for you to support me you will not hesistate.God bless you.

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  • Lydia    Sep 13, 2014

    Dear Calvero, l am doing well and thank you for wishing me well and believing in me.keep up the good work of empowering entrepreneurs.

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  • Lydia    Sep 13, 2014

    Dear all. kindly allow me to reschedule my loan because l see l have a balance due of one installment. i rescheduled my loan on 21st Aug because l was not in a position to service the loan by the time and now there is an arrear because l thought after rescheduling l was not supposed to pay the instalment.Kindly l am sorry for the inconveniences caused.kind regards

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  • Lydia    Sep 7, 2014

    Dear all. l write with a grateful heart to thank all my lenders and the entire Zidisha team for giving me the opportunity to achieve my dream.now l know that imagination is more powerful than information because you can achieve anything your mind decide to.when l started my business l never thought l could achieve a lot but when l look back l have every reason to thank God and the entire Zidisha team for walking with me through this journey.

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    • calvero    Sep 12, 2014

      Thanks for the update, Lydia! Glad to hear your business is doing well. We hope for an even better future for both you and your business!

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  • Lydia    Jul 26, 2014

    It is always said that every king was once a crying baby and every great building was once a sketch of a map.it doesn't matter where you are today but where you will be tomorrow matters.all you need is to have faith and believe in yourself. Never give up in life no matter your circumstances or situation just like that crying baby you can be the king.

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  • Lydia    Jul 19, 2014

    Hi Miller. hope you are doing well in your business.lam grateful and also doing well and thank God for this far.thank you for your support.

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  • Miller    Jun 28, 2014

    lenders i have contacted lydia and she has told me that her mobile business of selling clothes and vitenge materials is going on well, she is very much grateful about zidisha. thank you

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  • Miller    Jun 28, 2014

    lenders i have contacted lydia and she has told me that her mobile business of selling clothes and vitenge materials is going on well, she is very much grateful about zidisha. thank you

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