Entrepreneur
Name
Ruth
Member since
August 2015
On-time repayments
335 installments • 62%
About Me
My name is Ruth James. I come from Meru county in Kenya. I come from a family of six children and I am the fifth born.
My parents are farmers and they managed to educate us through farming.
On completion of my high school, I passed well and joined university where I pursued a degree in information technology. I embarked on looking for employment which became difficult to get and so I settled for a business.
I sell health and beauty products and I chose this business because it requires small capital investment and minimum overhead.
I have been able to establish a network and my business is doing well thanks to you lenders for your continuous support.
My Business
I have been selling health and beauty products for 5 years now.
I have a online shop and that's how I get my customers. I chose to do online business because of low costs involved, and also ability to reach many customers.
Health products are in demand especially the weight loss products and skincare products. Many people want to loose weight using healthy products and the products that I sell are so far the best.
Currently, the health supplements are on demand due to Covid19. Doctors are recommending the Zinc, VitaminC, Vitamin D and immune boosters to the patients and also for preventative measures.
Loan Proposal
If granted this loan, I will buy ladies handbags $150, clothes$220, and shoes &180.I will also purchase a good secondhand laptop with good specks to enable me do blogging and advertisements. This will cost up to $300
With the laptop and the new stocks, I will be able to increase my profits from $600 to $1000 per month.
It will benefit me a lot to better my living standards as I look forward to owning my own apartment.
My Videos
May 30, 2022: Health shop
Feedback
Positive
3
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$899.00
Date disbursed
Mar 20, 2017
Repayment status
On Time
Projected term
8 months
Other loans
Lenders
United States
Johannesburg, South Africa, United States
Houston, United States
United States
Jake Gibson and Beverly Picardo
San Francisco, United States
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Summary
Amount repaid
$899.00
Amount remaining
$0.00
Date repaid
Oct 20, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Mar 31, 2017 | $49.75 | Apr 2, 2017 | $49.75 |
| Apr 7, 2017 | $0.00 | ||
| Apr 14, 2017 | $16.92 | Apr 9, 2017 | $16.92 |
| Apr 21, 2017 | $16.92 | Apr 13, 2017 | $16.92 |
| Apr 28, 2017 | $1.00 | Apr 22, 2017 | $1.00 |
| May 5, 2017 | $1.00 | May 6, 2017 | $1.00 |
| May 12, 2017 | $0.00 | ||
| May 19, 2017 | $49.75 | May 15, 2017 | $49.75 |
| May 26, 2017 | $19.90 | Jun 3, 2017 | $19.90 |
| Jun 2, 2017 | $0.00 | ||
| Jun 9, 2017 | $9.95 | Jun 12, 2017 | $9.95 |
| Jun 16, 2017 | $9.95 | Jun 22, 2017 | $9.95 |
| Jun 23, 2017 | $9.95 | Jun 22, 2017 | $9.95 |
| Jun 30, 2017 | $9.95 | Jul 4, 2017 | $9.95 |
| Jul 7, 2017 | $9.95 | Jul 7, 2017 | $9.95 |
| Jul 14, 2017 | $9.95 | Jul 20, 2017 | $9.95 |
| Jul 21, 2017 | $0.00 | ||
| Jul 28, 2017 | $29.85 | Jul 26, 2017 | $29.85 |
| Aug 4, 2017 | $99.50 | Aug 9, 2017 | $99.50 |
| Aug 11, 2017 | $0.00 | ||
| Aug 18, 2017 | $19.90 | Aug 23, 2017 | $19.90 |
| Aug 25, 2017 | $19.90 | Aug 25, 2017 | $19.90 |
| Sep 1, 2017 | $19.90 | Sep 2, 2017 | $19.90 |
| Sep 8, 2017 | $19.90 | Sep 7, 2017 | $19.90 |
| Sep 15, 2017 | $19.90 | Sep 15, 2017 | $19.90 |
| Sep 22, 2017 | $57.20 | Sep 22, 2017 | $19.90 |
| Sep 29, 2017 | $37.30 | ||
| Sep 29, 2017 | $0.00 | ||
| Oct 6, 2017 | $9.95 | Oct 6, 2017 | $9.95 |
| Oct 13, 2017 | $9.95 | Oct 13, 2017 | $9.95 |
| Oct 20, 2017 | $9.95 | Oct 17, 2017 | $9.95 |
| Oct 27, 2017 | $9.95 | Oct 17, 2017 | $9.95 |
| Nov 3, 2017 | $9.95 | Oct 17, 2017 | $9.95 |
| Nov 10, 2017 | $9.95 | Oct 17, 2017 | $9.95 |
| Nov 17, 2017 | $9.95 | Oct 17, 2017 | $9.95 |
| Nov 24, 2017 | $328.36 | Oct 20, 2017 | $328.36 |
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