Purchase neighboring land for investment

Humphrey

Kangemi, Kenya

100% repaid

Entrepreneur

Name

Humphrey

Member since

February 2015

On-time repayments

196 installments  •  74%

About Me

I was born in western part of Kenya kidoli village in vihiga constituency north maragoli, I am married to Mary and we have two children one boy and a girl, my family was not financially well up, we had one round hut house which we all shared a family 8 members, school life for us was a struggle for my brothers and sisters, I remember one time my parents offered themselves to be the cleaners at the school so that there services could be traded for our fess, but the school thought they were making looses, so they were stopped and we missed school for more than two years, but eventually the African Divine Church came and took us to school but my parents had to find a way to buy books, pens shoes and uniform which was still out of reach, so this lead to me and my brothers going to work in farms and looking after our neighbors cattle’s. Over the years we did this and this got us through very tough times, we thank God for his Mercies that we rarely got sick.

My Business

My business is in the food retail, I retail sukuma wiki , cabbages, dhania, tomatoes and onions I buy them at a whole sale price and them I bring them to my kiosk which is situated along hinga road I pack them into small packages for the small people who live in the slum of kangemi , I prepare them and cut the vegetables for my clients so that when they buy them all they do is to go home wash them, and cook, and this is an extra service that attracts my clients, I am happy that I can send my children to school and at least live a in a house which is a modest house also I am able to pay the fess for my children pay rent and take care of other expenses. Very happy to be able to meet my responsibility via my business.

Loan Proposal

First i want give thanks to zidisha team for standing with me all the way.This loan that am applying i will use it for land investment.I have friend who has land that is sitting idle,i have talk to him and agree that he will sell to me at sum of 1500$ although the amount that i will get is not enough but i will use it as down payment.Be blessed

Feedback

1

None

1

  • Catherine    Aug 3, 2021

    Sorry, money should have been there in the late 2019.
    So that is so sad, my money went in the wrong place.

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$533.00

Date disbursed

Sep 5, 2017

Repayment status

On Time

Projected term

5 weeks

Lenders

N

nani

austin, United States

C

Christian

Saarbruecken, Germany

investor

Candiac, Canada

malcolm D

grants pass, United States

Y

yop324

Ottawa, Canada

G

glosoli

Boston, United States

W

Witlof

Tsukuba, Japan

BelleStarr

Albuquerque, United States

cyrus0302

San Francisco, United States

AltruisticSelfishnes

Chicago, United States

S

SeeBiscuit

Reston, United States

COOPITALIST

Toronto, Canada

S

sebseb

The Hague, Netherlands

JLadieu

Bellingham, United States

ErikN

Stockholm, Sweden

T

Tec69200

Jacksonville, United States

Kjartan

Oslo, Norway

J

Jemilla

London, United Kingdom

A

anonymus

Moon, United States

T

Tallago3

Munich, Germany

Pere

Barcelona, Spain

T

ToddK

Indianapolis, IN, USA, United States

S

simranandtyler

London, Ontario, Canada

quozl

Dublin, Ireland

C

cjmenchaca

Austin, United States

E

elkbrett

Bradenton, United States

J

Jessica

Patagonia, Argentina

P

parsonsron777

Sacramento, United States

BJ

Brandon Joz

North Carolina, United States

J

John

Newbury Park, CA, United States

Jeff and Marcie

Portland, OR, United States

A

AlexCheng

Seattle, United States

C

chrisn

Egg, Switzerland

C

CheesemanDan

Shanghai, China

A

Alicee

Munich, Germany

L

lujabe

Melbourne, Australia

Tavin

Ottawa, Canada

J

jjonas

berlin, Germany

B

Bavarian

Bavaria, Germany

T

tommmart

Seattle, WA, United States

I

Icegirl531

Inuvik, Canada

F

fisaire

Ithaca, United States

A

anonymous123

United States

G

grahamfamily

Guildford, United Kingdom

indeh

London, United Kingdom

GV1986

Milano, Italy

S

suzerain

Kuala Lumpur, Malaysia

T

take5

Columbia, United States

F

fake_name

Boston, United States

R

RichardH

Manchester, United Kingdom

Z

Zippo

Berlin, Germany

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

D

davide

Vallentuna, Sweden

mtnsailor

Harrisonburg, United States

M

marcelitohb

Bremen, Germany

M

michaelangers

Toronto, Canada

Christopher

Copenhagen, Denmark

M

mwkelley2

Columbus, OH, United States

Ingela

Falun, Sweden

doflynn

Dublin, Ireland

A

Andy

Berlin, United States

A

alkemyst

Geneve, Switzerland

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

M

Moamar

Grand Rapids, United States

K

kikusin

Shanghai, China

Bobrm2k3

Charleston, United States

H

HomesteadSchool

Glen Spey, United States

J

JohnH

Livonia, Michigan, United States

K

Krish

Dubai, United Arab Emirates

isabelv

Barcelona, Spain, Sweden

C

Colmena

Chicago, United States

GarmdGriek

Oslo, Norway

F

Forfex

Zurich, Switzerland

mojobob

Hayward, United States

P

Pavane

Kungsbacka, Sweden

A

Alaska

Roscommon, United States

Lambie

Perth, Australia

T

ThereIsNoGod

Singapore, Singapore

soniad

Dubai, United Arab Emirates

H

Habroukema

Austin, United States

D

Dutch_lender

Leiderdorp, Netherlands

J

JulCam

Montreal, Canada

Matthieu

Switzerland, France

C

cranejoad

cazenovia, United States

lizandsteve

guelph, Canada

R

rosebo

Bend, United States

HealthcareProvider

Baltimore, United States

E

E

Marin county, United States

NedRyerson

Munroe Falls, United States

C

Clben7

Cincinnati, United States

Evan Lamos

Brussels, Belgium

G

guggl

Vienna, Austria

Déméter&Kotler

Paris, France

A

akshu71

Ottawa, Canada

J

janakan

Hong Kong, Hong Kong

M

Malibu

Westwood, United States

G

gbelote

United States

D

drorm

United States

C

chrishol

United States

MalcolmL

San Francisco, United States

K

Kudrnova

Czech Republic

L

lenders

United States

A

adiipienaar

South Africa

M

meric

Australia

S

science4sail

United States

N

nlane

Vietnam

D

DandS

United States

K

karthich

Austin, United States

M

merk85

United States

B

bugdaniel

Switzerland

N

Nekochan26

United States

T

thenwhen

United States

smastermind

Jerusalem, Israel

chriseyre

Fremont, Ca, United States

J

jsbisa

New Orleans, Louisiana, United States

S

Sophia20450

United States

TyrynyRed

United States

Grant Xavier Storer

Seattle, Wa, United States

Loungin

United States

K

Keith

Luxembourg

S

SCHAC

Switzerland

utdream

United States

B

Bennphoto

United Kingdom

C

cactusgirl

London, United Kingdom

SuperMario28

Cudahy, United States

M

Madtowner

United States

R

ross22

United States

Voscke

Utrecht, Netherlands

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

JL

Joao Leal

United Kingdom

Jansa

Oulu, Finland

Nigel Titley

Milton Keynes, United Kingdom

ZH

zoe henley

United Kingdom

Gab

Singapore

Jeroen Decock

Gent, Belgium

A

Aurelija

United Kingdom

MZ

Matt Zirwas

United States

Elias

Ulm, Germany

S

Steve

United States

MD

Miles Dodge

CORVALLIS, United States

SMOICE

Berlin, Germany

W

Wade

United States

Jake Badger

Roskilde, Denmark

C

Chitti421

United States

E

erica

antwerpen, Belgium

Kevin

San Francisco, United States

KD

Kent Don

United States

Sandi Kaucic

Stow, Ohio, United States

Oliver Hasenberg

Iserlohn, Germany

ME

Manaal Eisa

Washington DC, United States

CNV

United States

B

Brent

United States

Pedro R-C

Cambridge, United States

F

Frits

Rotterdam, Netherlands

M

Mart

United Kingdom

N

Nick

Greater London, United Kingdom

TF

Tom Fawcett

United States

Paul Smithson

Leeds, United Kingdom

Rosario von Li

San Jose, Ca, United States

AK

Achim Königs

Bonn, Germany

Eugen Stamm

Zurich, Switzerland

E

Enda

Abu Dhabi, United Arab Emirates

Cliff

United States

AG

abel ghita

Bucharest, Romania, Italy

Rory McLaughlin

Dallas, United States

Thomas

Sweden, Sweden

Y

YTSJ

London, United Kingdom

KH

Kathryn Hawks

United States

JC

Justin cohan

United States

S

stevensau

United States

K

Katka

St Albans, United Kingdom

Tim Sharpe

Adelaide, Australia

V

Vidar

Oslo, Norway

I

isaac

United Kingdom

DK

Danny Kelly

United States

RC

Rudi Chen

United States

KK

karl kerksiek

United States

Carla

United States

MS

Marcus Siegel

San Francisco, United States

L

LuZi44

Basel, Switzerland

BW

Betty Waweru

United States

KirstenAlana

Los Angeles, United States

Angela Linwood

Minneapolis, Minnesota, United States

Jes-c

United States

Kevin

United States

Zack Stein

United States

I

ixeldog

atlanta, United States

JA

Jan Andresen

Hamburg, Germany

ED

em degu

United States

johannes

Taipei, Taiwan

E

Elle

New York, United States

E

El

United States

Raymond Murphy

Carson Valley, NV, United States

MJ

Morgan Jones

United States

J

Jon

United States

Stuart

London, United Kingdom

L

Lucy

Australia

K

Katharina

Germany, Germany

J

jennie

Guatemala

Martin Kraus

Traiskirchen, Austria

RR

Rory Rohloff

United States

WS

Warren Shen

United States

Andrea

Rome, Italy

ES

Evan Simons

United States

JA

Joshua Axtell

United States

VC

Victor Chong

United States

SS

Sara Sobota

United States

PC

Peter Cordier

United States

hervey liu

United States

Haroon S

United States

NG

Nathan Grey

United States

Dean Suminski

Portland, Oregon, United States

GS

Gary Sinard

Franklin, TN, United States

EC

Edward Conrads

San Francisco, United States

G

grahamk

United States

M

Mack

Harbor, Oregon, United States

A

Andrew

United States

Philipp Lehmann

Zurich, Switzerland

R

RMIM

United States

A

Aaron

United States

A

Anabell

Elizabeth, United States

WC

Walter Clarke

Phoenix, United States

B

Brian

Rancho Cordova, United States

Paul Buchheit

Mountain View, United States

TH

Tyler Harris

United States

Nethanel Kohen

NYC, United States

M

Marco

Berne, Switzerland

KT

K Turner

United States

R

Ruxandra

Czech Republic

AW

Annie W

United States

TW

Tom Wiegand

United States

R

Rustan

Netherlands

O

Olivier

Netherlands

H

Haley

United States

L

lysander

Australia

AP

Ariel Pollak

United States

LM

Lee Montecucco

Washington State, United States

JP

Junggiu Park

Seoul, Republic of Korea

Metalfreund

Berlin, Germany

AS

Anna Storey

United States

PA

Peter A

New York City, United States

LD

Lee Dor

Australia

United States

Sadie Weiss

Knoxville, United States

CJ

Clarissa joshua

United Kingdom

MA

Mauricio Arguedas

San Jose, Costa Rica

J

JB

Germany

MN

Mau NA

United Arab Emirates

DR

Denise Ramser

United States

M

Mika

Switzerland

Ask Humphrey a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Humphrey    Apr 30, 2019

    My business did not do well so i want to adjust my installment.

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  • Margaret    Apr 2, 2019

    Hi Humphrey,
    I see you have missed several of your loan payments. Please make an effort to repay, a small payment is better than none at all to keep your repayment percentage high for future loans. With Zidisha you can grow you business to the next level, do not throw this opportunity away. Margaret

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  • Kelvin    Mar 18, 2019

    Humphrey Aduvaga have promised to repay his loan back

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  • Humphrey    Feb 10, 2019

    The amount i will receive i will use in buying machine,chairs,mirrors and do petition.

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  • Margaret    Feb 7, 2019

    Good luck Humphrey with your new loan. I like that you are always looking for new business plans, it proves you will always be successful!

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    • Humphrey    Feb 9, 2019

      Thanks,my wish is to get bigger loan because i want to invest in big business to get big returns.my target is to invest in transport industry because i have been working there,
      i know what is all about.be blessed

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  • Humphrey    Jan 28, 2019

    Please zidisha explain to me i don't understand every time i apply for the loan am being deducted risk payment.Is this risk refundable or what?.

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  • Humphrey    Jan 28, 2019

    I want to give lot of thanks to my lenders because you people have change my life because what is going in my mind right now is how i will pay my loan and which business i will venture into.And with that i know i will grow,keep going with that pace.Be blessed

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  • Humphrey    Jan 11, 2019

    I want to say am doing well and my business too.I appreciate zidisha for being kind and understanding am looking forward to finish my lone on time.Be blessed

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  • Humphrey    Jan 2, 2019

    The reason is because right now am having difficulty because my children are going back to school.So am spending lot.

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  • Humphrey    Dec 27, 2018

    Am going through hardship but am going to pay the loan.

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  • Humphrey    Jul 14, 2018

    The reason am reducing my installment is because my business interfered by the upgrading of our roads.Our stalls have been demolished so i have to look for another space,but soon i will be back as normal.Be blessed

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  • Janet    Jul 7, 2018

    Humphrey Aduvaga said he is going to clear his loan arrears.

    Best regards,
    K
    Janet_vm

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  • Humphrey    Jun 7, 2018

    The reason am reducing my installment is because my business has been not doing very recently.

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  • Humphrey    May 12, 2018

    The reason why am reducing my installment is because i have been found with big problem my cousin kick the bucket yesterday so as family we are arranging for the funeral.Be blessed

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  • Humphrey    Apr 27, 2018

    I want to say thank for approving my loan .As i suggested before i will the amount to pay the land investement balance .This loan will make my life improve and able me to finish the balance on time also it will make me work hard.I want to say thank you for the loan.Be blessed

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  • (Comment deleted by author)

    • J    Apr 26, 2018

      Dear Humphrey,

      Please don’t ever upload an image of your National Id. Card to this public screen! That puts you at high risk for identity theft!

      You should create a support ticket using the help menu (www.zidisha.org/borrower/help) instead.

      More info about this can be found on the Borrowers FAQ: www.zidisha.org/faq#borrowe...

      Kind regards,
      Joost
      Team Zidisha

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  • Humphrey    Apr 22, 2018

    why am deducted risk amount and i paid MLF and you once paid you can not pay again.

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    • J    Apr 22, 2018

      Dear Humphrey,

      The MLF payment doesn’t exist anymore. Please read the announcement section of our forum for more info.
      www.zidisha.org/forums/4

      Please also post a photo of *yourself* as the profile picture, at the very top of the screen. This is a Zidisha requirement. Please take care of this, as soon as possible. Thank you!

      The other photo that’s currently there, you can move to a lower spot on the Discussion page, with a note to your lenders. Thanks. :)


      Kind regards,
      Joost
      Team Zidisha

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  • Humphrey    Apr 13, 2018

    I want to give thanks for the last loan also i want to appreciate for your concern.Am doing quite well and am looking forward for the next loan.zidisha has been great in my life i can say that,just continue with that mood.be blessed

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  • Humphrey    Apr 9, 2018

    I think my loan is full paid look my transaction well because my past due was 5900 which i knew and i paid 3000,1500 and last which was yesterday i paid 1400.be blessed

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  • Humphrey    Jan 20, 2018

    The business did not do well this week as i thought,so it force me to adjust the installment but i know it will pick.

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