Laptop

James

Gilgil Kenya, Kenya

35% repaid

Entrepreneur

Name

James

Member since

February 2015

On-time repayments

81 installments  •  19%

About Me

My name is James Gichuhi Mwangi and I was born in the year 1986 at Gilgil town which is in Nakuru County, I joined St Patrick primary School In the year 1992 and for eight year I was a pupil in that school doing my primary education, in 1999 I did my final exam which I did well. In the year 2000 I joined Nakuru Day Secondary School for my secondary education up to the year 2004 where I did my K.C.S.E. which is the final secondary exam here in Kenya and passed with a mean grade of B-. In the year 2006 I joined Kenya Polytechnic University College where by i was pursuing a diploma in accountancy course. However, i was unable to finish the course due to financial difficulties hence i was forced to drop out. I was lucky to get employed by Gilgil Telecoms Industries on casual basis for 1 year before the company was closed. In the year 2013 i started learning how to do article writing on the net and i did this for 2 years before i started writing the articles for payment. in the year 2014 i was able to get my own account and i officially started doing academic research and article writing especially those that deals with business topis. This is my business up to date. I am a married man and God has blessed with one son.
My Business

My Business

My main business is basically writing articles and academic research on the internet and am based in Gilgil town. I started this job after having realized that the demand of writers especially academic research writers on the internet was very high and being in a position to write i joined the venture. My business does very well and on a good day i am able to make upto US $ 9(This leaves me with a net profit of US$ 7 after having deducted US$ 2 which i pay for the cybecafer that i use).
The little profit that i get is very helpful to me since am able to cater for my family and also pay rent. The main challenge that am facing is that i would like to be writing the articles while at my home and the only problem that am facing is that i do not have a modem. I hope that with Zidisha platfrorm will be able to overcome this loan and hence be in a position to get a loan to buy a modem.
Looking forward to being a helpful zidisha member

Loan Proposal

Having just cleared paying the previous loan and also recruiting a new member in my article writing business. I feel its now good to buy a moderm so that we can stop sharing the same desktop. At the moment we are using the same machine hence delaying the us when it comes to delivering our articles.
I want to buy a Lenovo G50-70-15.6" laptop which goes for USD 352. So far i have been able to save USD 262. I would really appreciate if you will be able to give me another loan of USD 90.
This Laptop will be of great help since i will be in a position to increase the income of my business by delivering the articles on time and it will also give me ample time to teach the 3 new members that am about to recruit.
I expect to increase my net profit per week by USD 15

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$93.00

Date disbursed

Jul 25, 2015

Repayment status

Late

Projected term

16 months

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