Laptop computer for work, and a vision check-up

Joshi    Sep 25, 2023

Hi Fitri, do you still visit here? How are you doing?

• Fitri    Sep 29, 2023

  Hello, Joshi. Wow, it's been 2 years. ;) Well, I'm not really checking this website anymore; only when I'm free. I guess everything here is automatic. No Forum page anymore, idk why. Kind of boring I think. I've been outside of Indonesia where English is their first language, can you guess where is it? Just a clue, near Indonesia ;). I'm happy and well where I'm at now. I hope that you and the others are also happy and well wherever you are. :)

  Translated by Google     Show original

  Hello, Joshi.
  Wow, it has been 2 years. ;)
  
  Nah, I'm not really check this website anymore; just only when I'm free. I guees everything here is automatic. No Forum page anymore, idk why. Kind of boring I think.
  
  I've been outside of Indonesia where english is their first language, can you guess where is it? Just a clue, near Indonesia ;).
  
  I'm happy and well where I'm at now. I hope that you and the others also happy and well wherever you are. :)

  Log in to reply • Share

Joshi    Aug 10, 2021

Hi Fitri, saw your comment on a forum topic and realized that I am looking at this name after a long time! How are you doing? Have had your vaccine? Take care.

• Fitri    Sep 4, 2021

  Hi, Joshi.
  Yeah, it has been over a year if we check from the timeline comment here. I got an email to review some of new member before, I thought there will be loans for Indonesian, well, Julia said not yet. That when I saw the question at the forum.
  Yup, got vaccinated last month, just a bit sore arm. I'm fine and I hope you and the others lenders also fine wherever you are.

  Translated by Google     Show original

  Hi, Joshi.
  Yeah, it has been over a year if we check from the timeline comment here. I got an email to review some of new member before, I thought there will be loans for Indonesian, well, Julia said not yet. That when I saw the question at the forum.
  Yup, got vaccinated last month, just a bit sore arm. I'm fine and I hope you and the others lenders also fine wherever you are.

  Log in to reply • Share

  Lotus Flower, J, Joshi, Nico Robin and Makepeace-Boyle Family like this.

Joshi    May 1, 2020

Hello there, how are you? Hope Covid hasn't disrupted your life too much. Take care.

• Fitri    Jul 24, 2020

  Hi Joshi,
  It's been a while. I'm fine here and so is my family. Hoping that Covid-19 will pass soon and we will be able to do everything normally as before. I hope you and the other lenders are also good and healthy there. Take care, too. :)

  Translated by Google     Show original

  Hi Joshi,
  It's been awhile. I'm fine here so are my family. Hoping that Covid-19 will pass soon and we able to do everything normally as before. I hope you and the other lenders are also good and healthy there. Take care, too. :)

  Log in to reply • Share

  Joshi likes this.

  • Anna    Jul 24, 2021

    Ms. fitri. Sorry to bother you. Can I have your wa number or cellphone number? I want to call mb.. I want to pay the remaining debt at Zidisha but until now I don"t understand. Thank you

    Translated by Google     Show original

    Mba fitri. Maaf mengganggu. Boleh minta no wa atau no hp? Saya ingin tlp mb .. ingin bayar sisa hutang di Zidisha tp sampai skrg saya blm paham. Terimksh

    Log in to reply • Share

    • Fitri    Jul 29, 2021

      Hi. Sorry I just replied your message. Wa me at 085646209220.

      Translated by Google     Show original

      Hi. Maaf saya baru membalas pesan anda. Wa saya di 085646209220.

      Log in to reply • Share

      Anna Triana likes this.
  • Anna    Jul 24, 2021

    Ms. fitri. Sorry to bother you. Can I have your wa number or cellphone number? I want to call mb.. I want to pay the remaining debt at Zidisha but until now I don"t understand. Thank you

    Translated by Google     Show original

    Mba fitri. Maaf mengganggu. Boleh minta no wa atau no hp? Saya ingin tlp mb .. ingin bayar sisa hutang di Zidisha tp sampai skrg saya blm paham. Terimksh

    Log in to reply • Share

Joshi    Jan 13, 2020

Hi Fitri,
came across an old posting about various versions of 'Joost'! Looong time since I heard from you, Joost and Mimin so thought I would check how you are doing. Its not too late to wish a 'happy new year' ! Hope you are doing well.

• Fitri    Jan 15, 2020

  Hello, Joshi!
  
  So good to see you here and happy new year too!
  Yeah, it's been awhile hearing news from those two. I wish I could talk to Mimin, too.
  How's everything on your side? The global weather is unpredictable lately. Thankfully my family and I are fine and safe over here. Hopefully you & your Family, Joost, Mimin and all other Zidisha lenders are fine and safe wherever they are. :)

  Translated by Google     Show original

  Hello, Joshi!
  
  So good to see you here and happy new year too!
  Yeah, it's been awhile hearing news from those two. I wish I could talk to Mimin, too.
  How's everything on your side? The global weather is unpredictable lately. Thankfully my family and I are fine and safe over here. Hopefully you & your Family, Joost, Mimin and all other Zidisha lenders are fine and safe wherever they are. :)

  Log in to reply • Share

Rony Cahyadi    Jul 20, 2019

I ask, how long is the refund credit risk process through paypal?

Translated by Google     Show original

Nanya donk,berapa lama proses refund credit risk melalui paypal?

Wilyasman    Jul 6, 2019

MBA Fitri, can you help me get a loan? I got entangled in usury loans online for approximately 24 initial applications, I was still able to pay and borrow again, but now I really can"t, if indeed I am trusted to be given a loan, I will pay 1 million every month from my salary. thank you and apologize profusely.

Translated by Google     Show original

mba Fitri, bisa kah bantu saya untuk dapat pinjaman? saya terjerat di riba pinjaman online kurang lebih 24 aplikasi awal saya masih sanggup untuk membayar dan meminjam kembali namun saat ini saya benar-benar tidak sanggup, kalau memang saya dipercaya diberi pinjaman saya akan membayar setiap bulan 1juta dari gaji saya.
terima kasih dan mohon maaf yang sebesar-besarnya.

Katie    May 18, 2019

Happy birthday, Fitri!
I hope you have wonderful day on that day, may all your wishes and dreams come true.

• Fitri    May 19, 2019

  Thanks for the kind words Katie.
  It was a good day. :-)
  Thank you so much.

  Translated by Google     Show original

  Thanks for the kind words Katie.
  It was a good day. :-)
  Thank you so much.

  Log in to reply • Share

  Katie likes this.

Fitri    Mar 13, 2019

Dear all of my lenders,

Thank you so much, I finally fully repaid this loan. Thanks a lot for the long journey that you gave to me. I have another eyes check up coming up and I can see that I will have a new prescription for my glasses. Thank you so much for 418 lenders who contribute to my last loan. I used some of the funds for my eyes check-up plus buying new violet frame eye glasses+ the lens which the frame broken on last August, fixing my motor cycles which needed new accu at that time, fixing the laptop, partially helping my little sister university education until now and for my business.

Last year, I was more focus on my job because we had a lot of competition and judge course since September 2017 until October 2018. There were a gap between each competition or judge course but the preparation really takes a lot of energy, minds and drama but surely fun things to do at the end. I would gladly having it again and again. Especially on the last September when I learned to prepare all the scoring scheme.

As I have mention few a month ago, Loan for Indonesian currently on-hold because of OJK request. And let me tell you, a lot of online loan are happening in Indonesia since 2017. Some people call them online loan shark, and they are. The debt collector on a lot of illegal online loan are ruthless and quite rude on pressuring the borrower whose late to pay their loan. Few online loan that on the process of registering to OJK are polite in reminding their borrowers.

Anyway, if you have an Indonesian borrower on your list and they are late just recently around November 2018 also before it, that because they are facing difficulty paying with PayPal. I know you can ask the MLF refund, but if you still want to help them, could you please, show them this link for them to be able to pay their loan?
1. www.zidisha.org/forum-threa...
2. www.zidisha.org/forum-threa...

The link above are some of tips/ instruction to pay their installment and an alternative debit bank they can use to be linked to PayPal without for them have to going to the bank, it will be more helpful to others who live on rural area or far away from the big city. Each country have different set of rules regarding PayPal payment. One of people from U.S. told me that they didn't have to be registered to PayPal to pay something, but here in Indonesia, the people need to be registered first to be able make payment with PayPal. And I just find out that PayPal payment is not acceptable in Ukraine; I got that information when I was trying to buy some stuff for my office.
If Indonesian doesn't have a credit card or debit bank to be linked to PayPal, they actually will think to buy PayPal balance from some people or marketplace that sell PayPal balance and it's always with higher rate than paying with debit card.

It's not impossible for them to repay their loan, it just takes long process and more time to be understood then the usual method.

I hope Zidisha will able to lend to borrowers in Indonesia again soon, hopefully with little credit risk if it still exist. I would say that Zidisha much much much better help than those online loan in Indonesia if the borrower use it wisely. And I can tell you that I learn a lot from Zidisha.

Thank you so much for your help.
Hope you all fine and may Allah bless all of us, keep us save and happy wherever we are.

Warm regards,
Fitri Fauziyah

Translated by Google     Show original

Dear all of my lenders,

Thank you so much, I finally fully repaid this loan. Thanks a lot for the long journey that you gave to me. I have another eyes check up coming up and I can see that I will have a new prescription for my glasses. Thank you so much for 418 lenders who contribute to my last loan. I used some of the funds for my eyes check-up plus buying new violet frame eye glasses+ the lens which the frame broken on last August, fixing my motor cycles which needed new accu at that time, fixing the laptop, partially helping my little sister university education until now and for my business.

Last year, I was more focus on my job because we had a lot of competition and judge course since September 2017 until October 2018. There were a gap between each competition or judge course but the preparation really takes a lot of energy, minds and drama but surely fun things to do at the end. I would gladly having it again and again. Especially on the last September when I learned to prepare all the scoring scheme.

As I have mention few a month ago, Loan for Indonesian currently on-hold because of OJK request. And let me tell you, a lot of online loan are happening in Indonesia since 2017. Some people call them online loan shark, and they are. The debt collector on a lot of illegal online loan are ruthless and quite rude on pressuring the borrower whose late to pay their loan. Few online loan that on the process of registering to OJK are polite in reminding their borrowers.

Anyway, if you have an Indonesian borrower on your list and they are late just recently around November 2018 also before it, that because they are facing difficulty paying with PayPal. I know you can ask the MLF refund, but if you still want to help them, could you please, show them this link for them to be able to pay their loan?
1. www.zidisha.org/forum-threa...
2. www.zidisha.org/forum-threa...

The link above are some of tips/ instruction to pay their installment and an alternative debit bank they can use to be linked to PayPal without for them have to going to the bank, it will be more helpful to others who live on rural area or far away from the big city. Each country have different set of rules regarding PayPal payment. One of people from U.S. told me that they didn't have to be registered to PayPal to pay something, but here in Indonesia, the people need to be registered first to be able make payment with PayPal. And I just find out that PayPal payment is not acceptable in Ukraine; I got that information when I was trying to buy some stuff for my office.
If Indonesian doesn't have a credit card or debit bank to be linked to PayPal, they actually will think to buy PayPal balance from some people or marketplace that sell PayPal balance and it's always with higher rate than paying with debit card.

It's not impossible for them to repay their loan, it just takes long process and more time to be understood then the usual method.

I hope Zidisha will able to lend to borrowers in Indonesia again soon, hopefully with little credit risk if it still exist. I would say that Zidisha much much much better help than those online loan in Indonesia if the borrower use it wisely. And I can tell you that I learn a lot from Zidisha.

Thank you so much for your help.
Hope you all fine and may Allah bless all of us, keep us save and happy wherever we are.

Warm regards,
Fitri Fauziyah

Fitri    Dec 29, 2018

Dear Lenders,
Happy holidays for you all.
I hope you all have a good time with your family as I do.
Hopefully next year we all will have a good year to grow, adventurous, save and happy wherever we are.
Thanks for all your support through this year.
See you around next year, 2019.
May Allah keep us save and bless we all. Aamiin.

Fitri

Translated by Google     Show original

Dear Lenders,
Happy holidays for you all.
I hope you all have a good time with your family as I do.
Hopefully next year we all will have a good year to grow, adventurous, save and happy wherever we are.
Thanks for all your support through this year.
See you around next year, 2019.
May Allah keep us save and bless we all. Aamiin.

Fitri

Mary    Nov 16, 2018

Halo Fauziyah, semoga semua baik-baik saja dengan Anda. Saya adalah seorang peminjam dari Kenya, saya mengajukan permohonan untuk pinjaman Kedelapan dari USD 1240 tetapi saya menerima 700 kemarin. Di dasbor menunjukkan bahwa pencairan saya masih tertunda. Bisakah Anda membantu saya? Terima kasih sebelumnya.

Translated by Google     Show original

Hello Fauziyah, My hope all is good with you. I am a borrower from Kenya, i applied for my Eighth loan of USD 1240 but i received 700 yesterday. In the dashboard it shows that my disbursement is still pending. Can you please help me out? Thank you in advance.

Stevens    Nov 13, 2018

Mrs. Fitri, what if I don"t have a paypal account? I only have a BCA. thank you

Translated by Google     Show original

Bu fitri,jika saya tidak punya akun paypal bagaimana ya?Saya hanya punya BCA.
Terima kasih

• Fitri    Nov 13, 2018

  I already directed it via WhatsApp. As per the information in the forum, the refund is currently limited to Paypal only. You must make a paypal account. And having to contact PayPal first, it"s safe not to receive a refund from Zidisha. Paypal accounts that have not been verified can withdraw the balance they have on paypal, it will certainly be subject to Limitation later. Link with your BCA bank, later the paypal team will ask you to upload your identity. Good luck. www.zidisha.org/forum-threa...

  Translated by Google     Show original

  Sudah saya arahkan lewat whatsapp ya. Sesuai informasi yang di forum, refund saat ini terbatas lewat Paypal saja. Anda harus buat akun paypal. Dan harus kontak dengan paypal dulu ini aman tidak menerima refund dari Zidisha. Akun paypal yang belum terverifikasi bisa mencairkan saldo yang mereka miliki di paypal, pastinya akan kena Limitasi itu nanti. Linkkan dengan bank BCA anda, nanti tim paypal akan meminta anda mengupload identitas anda. Good Luck.
  
  www.zidisha.org/forum-threa...

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Stevens    Nov 12, 2018

Fitri can help me? I have filled out the support tickets form to refund MLF. Already there is one more week but the refund money has not been entered in my account either, in the payment history column there has been written a refund risk credit, how is this? I sent the support ticket to ask again but it"s complicated there is no settlement

Translated by Google     Show original

fitri bisa bantu saya?saya sudah mengisi form support tickets untuk refund MLF. sudaah ada 1 minggu lebih tapi uang refund belum masuk juga di rekening saya,pdhl di kolom riwayat pembayaran sudah ada tulisan refund risk credit,bagaimana ini?saya kirim di support ticket n tanya lagi tetapi rumit tidak ada penyelesaian

Fitri    Nov 4, 2018

I'm sorry, I need to re-adjust my payment for 4 weeks because I have seminar out of town that quite put a dent on my saving.
and I'm sorry for some of my unregular payments, few of them are my test with PayPal.
Thanks for your understanding.

Fitri

Translated by Google     Show original

I'm sorry, I need to re-adjust my payment for 4 weeks because I have seminar out of town that quite put a dent on my saving.
and I'm sorry for some of my unregular payments, few of them are my test with PayPal.
Thanks for your understanding.

Fitri

Fitri    Nov 1, 2018

Dear lenders,

There is new change in payment system for Indonesian borrower. as for now, we can only pay the installment with PayPal. I got limitation with my PayPal, so, I need time to fix it first. I'll be back on the track again next week.

Please be patient with Indonesian borrower for awhile again. Rarely people have a credit card here and there are some debit card that able to be linked to PayPal. But little understand how to do it. and PayPal is not popular here.

You can find the information in page Three of this thread here in the forum;
www.zidisha.org/forum-threa...

Thank you for the considerations.

Fitri

Translated by Google     Show original

Dear lenders,

There is new change in payment system for Indonesian borrower. as for now, we can only pay the installment with PayPal. I got limitation with my PayPal, so, I need time to fix it first. I'll be back on the track again next week.

Please be patient with Indonesian borrower for awhile again. Rarely people have a credit card here and there are some debit card that able to be linked to PayPal. But little understand how to do it. and PayPal is not popular here.

You can find the information in page Three of this thread here in the forum;
www.zidisha.org/forum-threa...

Thank you for the considerations.

Fitri

Fitri    Oct 27, 2018

Dear Lenders
It's nine year ago Zidisha start it operation.
(forum.zidisha.org/threads/z...)

Allow me to say Thank you to Julia, the volunteers and all of you who contribute to me for the opportunity you gave me. All of your support help me to be a better person to reach my dream. Sky is not the limit, the ground is.

Hope you all fine, happy and save wherever you are.

Fitri.

Translated by Google     Show original

Dear Lenders
It's nine year ago Zidisha start it operation.
(forum.zidisha.org/threads/z...)

Allow me to say Thank you to Julia, the volunteers and all of you who contribute to me for the opportunity you gave me. All of your support help me to be a better person to reach my dream. Sky is not the limit, the ground is.

Hope you all fine, happy and save wherever you are.

Fitri.

• J    Oct 28, 2018

  Thank you for the these kind words.

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  Fitri Fauziyah likes this.

  • Fitri    Oct 28, 2018

    Hello Joost,
    Thanks also for your hard work and help.
    
    Wish you have a good day. :-)

    Translated by Google     Show original

    Hello Joost,
    Thanks also for your hard work and help.
    
    Wish you have a good day. :-)

    Log in to reply • Share
• Elly    Nov 16, 2018

  Thank you so much for your kind note, Fitri. I'm so pleased you've been able to make such a success of your business. :-)
  Wishing you all the best in your ventures.
  Kind regards,
  elly

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  Fitri Fauziyah likes this.

  • Fitri    Nov 16, 2018

    Hello Mrs. Elly,
    
    Thanks for your wish and your support to me. I wish you have good weekend and good season there. :)
    
    Terima kasih.
    Fitri

    Translated by Google     Show original

    Hello Mrs. Elly,
    
    Thanks for your wish and your support to me. I wish you have good weekend and good season there. :)
    
    Terima kasih.
    Fitri

    Log in to reply • Share

Fitri    Oct 1, 2018

Dear Lenders,

All the competition running well, I got so much of lesson and a lot of things that need to be improved for the next competition. Head on with the glasses doors were the misshap I got a lot.

I hope you all are fine wherever you are.

Palu, part of Sulawesi island hit by earthquake and tsunami few days ago. Our Paragliding athletes among the missing person on the hotel that washed away by tsunami. Today, few of East Java paragliding member fly to Palu hoping to find them.
If it not that my brother in-law and my brother have to stay at Magetan attending National Aeromodelling as the official and scoring team with me, both of them at Palu at that time.
I would like to ask your pray for people at Palu. That this storm will pass soon, all evacuation will running smoothly and may Allah keep us save. Aamiin.

Thank you.

Fitri

Translated by Google     Show original

Dear Lenders,

All the competition running well, I got so much of lesson and a lot of things that need to be improved for the next competition. Head on with the glasses doors were the misshap I got a lot.

I hope you all are fine wherever you are.

Palu, part of Sulawesi island hit by earthquake and tsunami few days ago. Our Paragliding athletes among the missing person on the hotel that washed away by tsunami. Today, few of East Java paragliding member fly to Palu hoping to find them.
If it not that my brother in-law and my brother have to stay at Magetan attending National Aeromodelling as the official and scoring team with me, both of them at Palu at that time.
I would like to ask your pray for people at Palu. That this storm will pass soon, all evacuation will running smoothly and may Allah keep us save. Aamiin.

Thank you.

Fitri

• Fitri    Oct 8, 2018

  Dear Lenders,
  Thanks for all the prayers, They've been found and they are in better place in the sky now.
  
  This song for them, and others.
  
  www.youtube.com/watch?v=WFF...
  
  Thanks.

  Translated by Google     Show original

  Dear Lenders,
  Thanks for all the prayers, They've been found and they are in better place in the sky now.
  
  This song for them, and others.
  
  www.youtube.com/watch?v=WFF...
  
  Thanks.

  Log in to reply • Share

  Katie likes this.

Fitri    Sep 4, 2018

Dear lenders,
If any of you have borrowers from Indonesia who taking loan before 2017, please try to ask them to log in their account and see their instruction page, because the payment system for borrower in Indonesia has changed for about 4 times now. The changing method to Dompetku indosat (mobile payment system) were troublesome for anyone who live especially outside Java Island. The signal mostly troubled. Thank goodness Zidisha has changed the payment system to Bank Virtual account now.
Little notice about this, as I'm checking Indonesian borrower who taken a loan before 2017, more didn't know yet about this change. I hope more will know about this so they will able to repay their loan easily than before.
Thank you.

Fitri

Translated by Google     Show original

Dear lenders,
If any of you have borrowers from Indonesia who taking loan before 2017, please try to ask them to log in their account and see their instruction page, because the payment system for borrower in Indonesia has changed for about 4 times now. The changing method to Dompetku indosat (mobile payment system) were troublesome for anyone who live especially outside Java Island. The signal mostly troubled. Thank goodness Zidisha has changed the payment system to Bank Virtual account now.
Little notice about this, as I'm checking Indonesian borrower who taken a loan before 2017, more didn't know yet about this change. I hope more will know about this so they will able to repay their loan easily than before.
Thank you.

Fitri

Fitri    Sep 4, 2018

I would like to come back to my original installment, I got a good deal on my temporary eye glasess for now.
I hope this will make the others get benefit more.
I'll be having competition this weekend and on 21-30 September.
I'll share you some picture later.

I wish you all have good day.
fitri

Translated by Google     Show original

I would like to come back to my original installment, I got a good deal on my temporary eye glasess for now.
I hope this will make the others get benefit more.
I'll be having competition this weekend and on 21-30 September.
I'll share you some picture later.

I wish you all have good day.
fitri

Fitri    Aug 28, 2018

Dear Lenders,
Please allow me to reduce my installment for 4 weeks.
I need to do another vision check up and buy another eye glases.
My eye glasess frame broken since last month, and I have intention to buy new one on October after all competition done, but unfortunately one of the lens missing, I just find out about it this morning. It's look like it fell of when I went home after bought some groceries last night with my nieces.
Me and my sister are pitching up supporting my little sister education. My little sister start her new semester this month, she need to buy new book and other things for her practikum.
I'll inform here when I get the new glasess.
Thank you so much for your understanding.

Warm regards,
Fitri

Translated by Google     Show original

Dear Lenders,
Please allow me to reduce my installment for 4 weeks.
I need to do another vision check up and buy another eye glases.
My eye glasess frame broken since last month, and I have intention to buy new one on October after all competition done, but unfortunately one of the lens missing, I just find out about it this morning. It's look like it fell of when I went home after bought some groceries last night with my nieces.
Me and my sister are pitching up supporting my little sister education. My little sister start her new semester this month, she need to buy new book and other things for her practikum.
I'll inform here when I get the new glasess.
Thank you so much for your understanding.

Warm regards,
Fitri