264 installments • 80%
During my childhood my pet was cat and I loved playing with my pet all the time I was free. In my life the most difficult goal I achieved was that of joining a university this was after a hard struggle both in academics and financially. After high school I had to work for one year and save as much as I could to enable me join the university of my choice. These efforts together with community and friends help I managed to be admitted a university. During long holidays I normally work to earn and it is from these earnings I came to start my business. In our community there is one outstanding culture of ladies not allowed to wear men's clothes; it is an abomination. I would like my future children to be role models in the community, after attaining higher education I would like them to engage themselves in businesses because I can see that there is a great potential of becoming a successful in businesses.
My hobby is traveling, photography and swimming.
In my business I deal with retailing of stationery an I also offer services; photocopy, lamination, typing and printing.
I chose this business because its demand was high from the local residents. Further more, there were many school coming up well which increases the number of potential customers.
The total cost of my business stock is fifty thousand and this earns about ten thousand every month. I normally use about sixty percent of this on tuition fee and the remaining I reinvest for growth of my business.
In addition I do writing jobs while in campus which also earns me a little cash.
It is from these sources that I am going to draw cash to repay the loan.
This loan will help me to raise money buy Laptop, Modem and Flash disk which will help me very much in my studies and research as well as in freelancing.
The cost of these items is as follows:
ITEM(S) TYPE COST
1 Laptop. HP $500
1 Modem. Safaricom $100
1 Flash disk. San(64GB) $50
These will greatly improve my working rate, for instance:
the laptop will enable me access internet using the university WiFi which only found in specific locations,
the modem I will no longer rely on WiFi only at school but I will be able to access the internet at my room where there is no WiFi
the Flash disk will enable me store voluminous data because my research involves collection, storing and analyzing alot of data.
This will also also reduce my expenditures for example the charges in cyber cafe thus increase my profit.
I will also be able to work for long hours to increase my profit and also offer good services to the members am mentoring here in zidisha because am also a volunteer mentor.
Nov 26, 2015