Purchase of Two Laptops & Printer to Expand Retail Shop Business

Pius

Ndhiwa, Kenya

100% repaid

Entrepreneur

Name

Pius

Member since

March 2015

On-time repayments

209 installments  •  99%

About Me

I am a Kenyan citizen aged 40, married and is blessed with four children among them, last born named zidisha. I am a business man who hails from a very poor background, but managed to prosper through the help of zidisha.I have experienced a lot of challenges in my life and my experience taught me self discipline. We could at times go without food because my father drank all the money and couldn't provide food for the day. I wish I were old enough, I would have taken him to court for the pains he caused us as a family. But on the other side, I may pardon him because I feel he made me realize that to archive in life, hard work must be highly emphasised.

My Business

I started business in a very difficult situation since I didn't have enough capital until I leant about zidisha, now I have numerous businesses, like wholesale and retail shop, cyber cafe, financial services and a p.s.v vehicle. all these achievements just came because of you lenders and that is why I appreciate you.

Loan Proposal

I want to expand my shop so I may serve more people therefore I want to add two more laptops and a printer.this will increase my earnings and the community around will get it more easy to get these services at door step. I expect an increase in my earnings by 60 to 80%.

Feedback

2

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$850.00

Date disbursed

Jul 6, 2016

Repayment status

On Time

Projected term

3 months

Lenders

N

nani

austin, United States

C

CWS

Huntington beach, ca, United States

W

WilsonLending

Atlanta, United States

C

Christian

Saarbruecken, Germany

investor

Candiac, Canada

J

johan

Oslo, Norway

P

Peter

München, Germany

Elinor

Maple Lake, MN, United States

A

aniculai

GENK, Belgium

mbunifu

San Jose, United States

D

dkapplerb

Toronto, Canada

AdamP

Sunnyvale, United States

eagle3

Grand Ledge, United States

BelleStarr

Albuquerque, United States

jesuisneil

MATTESON, United States

AltruisticSelfishnes

Chicago, United States

E

erozlum

Istanbul, Turkey

DeanDropshot

Oslo, Norway

S

stroll

Stockholm, Sweden

ErikN

Stockholm, Sweden

J

jozua

Delft, Netherlands

AndreaBravi

London, UK, Canada

W

Withnail

Reading, United Kingdom

A

AJCortens

Boise, ID, United States

F

FHult

Stockholm, Sweden

A

anonymus

Moon, United States

R

Roman

Barcelona, Spain

Zidisha

Sterling, United States

sebastienrosa

Quebec, Canada

A

awecz

Prague, Czech Republic

T

ToddK

Indianapolis, IN, USA, United States

giullina

Torino, Italy

M

mogensh

København V, Denmark

S

Steveandson

Arlington, United States

J

julie13

North Manchester, IN, United States

K

kingmark1

Calgary, Canada

M

MarleyZiggy

Colorado, United States

J

jgrauel

Zurich, Switzerland

N

ningli

Charlotte, NC, United States

S

SweAus

Adelaide, Australia

E

Elisa

Espoo, Finland

B

blahblah

Nuernberg, Germany

M

mrhanky1

melbourne, Australia

B

briansedz

Canton, Ohio, United States

T

tmsaddress

Orlando, Florida, United States

HE

help each other

Glasgow, United Kingdom

C

chrisherron

Chicago, United States

H

hanso

Arendal, Norway

T

tonilends

catalonia is not:, Spain

indeh

London, United Kingdom

M

missjoyy

Munich, Germany

andreasol

Bielefeld, Germany

Moyeji

Australia

R

RichardH

Manchester, United Kingdom

J

j12345

Durham, United States

K

KDeath

Dublin, Ireland

J

josh50

United States

D

duckdork

De Forest, United States

B

bgj21

Cambridge, United Kingdom

Cloudways

Malta, Malta

IA

Ismini and Jerry

Stamford, USA, United States

J

jzidi

Los Angeles, United States

S

Sabine

Courtenay, Canada

D

danderson1953

Plainsboro, United States

D

doinggood

Missoula, United States

M

mastodons

Chicago, United States

A

Austrian

Graz, Austria

Matthew

New York, NY, United States

Jouni

Finland

AdvancingCompassion

San Diego, United States

Jalene

Redmond, Oregon, United States

H

Hello

Salisbury, United Kingdom

L

loistf

Madrid, Spain

A

argos

Zurich, Switzerland

J

jwharding

Hamburg, Germany

ads68

Melbourne, Australia

P

Prysdahl

Marshall, United States

J

janharg

Garland, Tx, United States

swendl

Iowa, United States

R

rawlo5660

san jose, United States

E

erogers

Vancouver, Canada

ohlandtmann

Moorestown, United States

J

jerryq

Redding, United States

M

mkellerman

Shanghai, China

fairspirit

Utrecht, Netherlands

T

Taupe

Balzers, Liechtenstein

U

UTLonghorn

Lincoln, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

Robert D

Houston, United States

M

Marod

Edmonton, Canada

M

marcmesich

Kaohsiung, Taiwan

A

Andrii

Kiev, Ukraine

isabelv

Barcelona, Spain, Sweden

Zal0m0n

Atlantis!!!! x), Mauritania

A

AndrewC

London, United Kingdom

P

peaceandcarrots

Hilltop, United States

H

HobbyCollector

Beach City, United States

P

Paleomagick

Eldred, United States

gseletko

South Perth, Australia

mojobob

Hayward, United States

L

LenoMetus

Perth, Australia

D

doublehelix

Philadelphia, United States

Mrdressup

Brisbane, Australia

L

Lolababalola

Ames, United States

D

Draka

South park, United States

ibc123

Seattle, United States

xtrahardware

Cazenovia, United States

Richard Griebe

La Jolla, United States

M

magnaculpa

Silver Spring, United States

D

doroncoh

Tel Aviv, Israel

J

jumpfunky

Dortmund, Germany

T

Travelover

Northville, United States

E

E

Marin county, United States

G

Gdrvasc

Frederick, United States

B

BearLa

Indianapolis, United States

C

Clben7

Cincinnati, United States

Evan Lamos

Brussels, Belgium

M

Mystery15

Winnipeg, Canada

A

akshu71

Ottawa, Canada

D

dajja

Stockholm, Sweden

T

thebonseung

Republic of Korea

M

martyb

United States

E

elhh82

Petaling Jaya, Malaysia

A

analyticsPierce

Denver, United States

M

Malibu

Westwood, United States

Shemuel

New Jersey, United States

G

goloans

Palo Alto, United States

Matching Fund

Sterling, United States

M

microlender

United States

D

drorm

United States

C

chrishol

United States

D

Dan

United States

J

Jonas

Linköping, Sweden

L

lenders

United States

A

adiipienaar

South Africa

jonnyhj

Stockholm, Sweden

Paul Buchheit

Mountain View, United States

V

valiy

Switzerland

C

CNazira

Melbourne, Australia

M

mevans24

United States

F

FSO

Canada

J

jenda

Czech Republic

J

jay12

Germany

P

plhughes

United States

J

jdallatezza

United States

M

merk85

United States

V

Vilius

United Kingdom

K

Karpet

Faroe Islands

D

dfreire

Portugal

bb4dogs

United States

S

sarah4d2

Saint Louis, United States

T

thenwhen

United States

larry

Sweden

J

jbhernan

United States

Agerfar

Aarhus, Denmark

mepster

San Francisco, Ca, United States

S

simonthompson99

United Kingdom

S

Sophia20450

United States

TyWee

Manila, Philippines

L

luckiestmonkey

United States

A

AlphaAres

Azerbaijan

AndrewNeu

Ho Chi Minh, Vietnam

J

JonAlec

United States

H

HLCharityFund

United Kingdom

P

pfeng

United States

Grant Xavier Storer

Seattle, Wa, United States

I

idris

United States

Loungin

United States

T

Tim47

United States

M

Marielle

United States

M

Medagan

San Franciso, United States

K

KiraDee

United States

I

irela

United Kingdom

M

maddierae93

United States

SV

sven vdk

Twickenham, United Kingdom

adrianz

United States

A

amarzaidi1995

United Kingdom

I

ident

Horsholm, Denmark

M

MigwiK

Brecht, Belgium

S

StefanB

Stockholm, Sweden

S

Schwartz

United States

PolarBearCapital

United States

P

purmar

United Kingdom

Andrew267

Birmingham, United Kingdom

P

pnrjulius

United States

Kyle Hoback

Omaha, United States

K

Kelly729

United States

GaloLending

United States

Kallwejt

Warsaw, Poland

alecors

Mexico, Mexico

A

andreab

United States

J

Jack123

United States

TF

Timothy Fitz

United States

KM

KHS Microfinance

Tampa, United States

Peter R

Fulda, Germany

M

Marco

Germany

F

Falk

Germany

E

Erich

Zurich, Switzerland

M

Marcus86257

United States

Gab

Singapore

BM

Brian Mickel

United States

Dave Bogard

New York, United States

C

carlos

United Kingdom

Robin Goodfellow

Vancouver, British Columbia, Canada, Canada

One Love

Boston, United States

HW

Hans Weiss

Kiel, in the very north of Germany, Germany

Mark

Nijmegen, Netherlands

JC

Jane Cohen

United States

DR

Derek R

Australia

MW

Matt Willis

United States

T

Tarik

Ludwigshafen, Germany

Thomas

Basel, Switzerland

JD

Jo Dane

Melbourne, Australia

Jake Badger

Roskilde, Denmark

jtreyes

United States

H

Hakon

Drammen, Norway

Dean Cress

United States

K

Kitty

United States

KO

Kevin OBrien

Denver, CO USA, United States

E

erica

antwerpen, Belgium

CN

Cyprien Noel

United States

ME

Mike Engsberg

United States

F

Fleurnegra

United States

N

Nadine

Düsseldorf, Germany

JS

Johan Steen

Malmö, Sweden

Max Lettenberger

Madison, WI, United States

KP

Kelly Partyke

United States

KL

Kevin Law

United States

Kevin

San Francisco, United States

RT

Rakesh Tondon

United States

M

Marc

Newcastle upon Tyne, United Kingdom

DB

Divya Bhat

United States

KD

Kent Don

United States

Sandi Kaucic

Stow, Ohio, United States

Mouhamed

United States

MG

Meron Gribetz

United States

Paul

Seattle, United States

NH

N Holt

United States

JD

Jeff DePree

United States

Oliver Hasenberg

Iserlohn, Germany

George

Corvallis, Oregon, United States

ME

Manaal Eisa

Washington DC, United States

CNV

United States

AH

Adam Hill

United States

BC

Best Chapman

United Arab Emirates

BB

Ben Bellows

United States

MR

Michiel Rauws

San Francisco, Netherlands

N

Nino

Switzerland

Eugen Stamm

Zurich, Switzerland

V

Virginia

Chicago, United States

SH

susan hirsch

United States

DM

Dimitri Malarme

Brussels, Belgium, Belgium

Laura Gladden

Suffolk, Va, United States

Elise E

United States

MW

Mark Walmsley

Canberra, Australia

E

EABF

Netherlands

K

Kenny

United States

Zack Stein

United States

GA

Giovanni and Yelena

New York, Ny, United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

WS

Warren Shen

United States

A

Anonymous

United States

A

Anonymous

United States

S

seahillpark

United States

Paul Buchheit

Mountain View, United States

Ask Pius a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Pius    Oct 17, 2019

    i made a proposal just 2 days ago and my loan was funded 90%, now waking this morning, i receive a message that my proposal is expired, while days remaining is still 12. i don't, understand.

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  • (Comment deleted by author)

    • Pius    Oct 16, 2019

      hi Laurie,
      thanks for your concern please just help me realize my dreams

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  • Pius    Oct 15, 2019

    thank you very much for the support you have been rendering me since i joined zidisha. you have been God sent and i will never forget to appreciate you, i hope i have been trying to make all payments on time though there are some challenges i experience at times,my payments has been 99% but i an trying that my payments be 100%. the loan that i have just completed made a very difference in my business and now i experience more customers a s well as stalk.so i am kindly asking you to remain trusting me as you have been and i promise that i will never fail you at any time.

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  • Pius    Oct 14, 2019

    i am very sorry for last weeks payment that delayed, i had some problems so i could not make the payment on the exact date, but i have actually made the payment.

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  • Pius    May 25, 2019

    I will buy maize floor and sugar for my shop.
    It will actually increase my earnings.
    I therefore thank my lenders and may God bless you thanks.

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  • Gladys    May 25, 2019

    Hallo pius regarding your question please post on the forum to receive more response.
    Thank you.

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  • Pius    May 24, 2019

    My completed loan was not fully funded and again more than 10000/= was deducted so I was unable to buy all that I planed, but still I was able to buy one computer which at least helped, I secured another employee and the workload decreased though I didn't realized profit as I would have if the loan was fully funded. I humbly request that this time round you may help me realize my business goal.

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  • Mary    Apr 14, 2019

    I hope your businesses continue to expand Pius, so you can employ others in your community.

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  • Pius    Mar 18, 2019

    i added computers and a printer to my cyber cafe i again added cash to my financial institution, the purchase made a lot of differences, i have gone as far as buying a car with the profit i got.my earnings have increased by at least 60%. i have added two computers and a printer and even increased my agency cash flow. The loan has really helped me a lot i have taken my children to school and even built my home, my eldest son is in the university. my young zidisha is now mature enough and is in pre-unit now i hope God will give me grace to educate her and in the near future,she could try to help the needy.

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  • Pius    Mar 16, 2019

    I intend to finish the loan and possibly apply another

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  • Pius    Jan 29, 2019

    wonderful people, you are life changing. in fact since i knew about you i have been blessed both physically and financially, i was stranded with a lot of credits i was owing people including banks, i was just about to be enlisted on crb because i could not pay the bank loans. i thank God who showed me zidisha when i went through my internet. i have gone as far as paying all the loans that i had by the profit i got from your loan and believe it, as at now i don't have any other loan apart from zidisha, i have a car reg. no KCL 757J and have built my home all these are achievement i have received because of Zidisha. I am happy that Zidisha changed my life and i am proud to testify.
    kudos Zidisha

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  • Pius    Nov 19, 2017

    Hi Tram,
    I wish to inform you that I have received the full disbursement of Ksh 189675. I now intend to buy computers and Printers to my cyber cafe and the rest, finance my financial Institution. I thank you once more for the trust you have bestowed in me.
    You are wonderful.
    Pius Arara.

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  • Pius    Nov 6, 2017

    Thanks very much for the trust you have bestowed in me. I am very grateful for your support. I will now buy more computers for my cyber and I believe this will increase my income greatly. May God bless you all. I once again thank you very much.

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  • Pius    Oct 23, 2017

    I want to complete the payment as early as possible.

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  • Pius    Nov 27, 2016

    i am hospitalized and currently i have closed my shop.

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  • Pius    Nov 5, 2016

    Hi Lenders,
    I am so happy to inform you that I actually received the loan that totaled to ksh 120,127. I have just bought a printer and s laptop.
    I believe that this will help me schive my goals of sponsoring 10 orphans during their schooling.
    Thanks once again for your support.
    Pius

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  • Pius    Oct 31, 2016

    i am very grateful for the funds, i intend to add one laptop and printer i also intend to add funds to my financial institution, i hope this will help me more to increase more on my earnings and believe that my sponsored orphans will not lack school fee. thanks once again for the trust you have bestowed on me.

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  • Pius    Oct 29, 2016

    I thank God for granting me favour to complete the payment, I faced challenges but I am happy now that the challenge has been resolved thanks to the team. the concluded loan made a very big difference to my life, it made me complete school fee to orphans i sponsor and i started another business and that is a financial institution which is mpesa and coop bank agencies, this business is doing good and the only challenge is lack of finance. it need a lot of money to operate. included are photos of the children that I support and my new financial institution.

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  • Pius    Sep 12, 2016

    please i have actually paid the amount that appear due in my account please update my account.

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  • Pius    Jul 23, 2016

    Hi my lenders,
    I bought another laptop and a printer and again started agent banking service with the remamount,I amount I can now give out the services and now people not que much for the services. My earnings have increased almost by 50% as I said earliest.. I have again started agent banking service. I am now able to feed,cloth and send my children to school including the orphans that I take care of. My neighbours including the community do appreciate the achievements since they can now access the services at their door step.
    Thanks once again to zidisha team.

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