For business selling laptop computers, clothing & other items

Joshi    Sep 25, 2023

Hi Endang, how are you doing?

Joshi    Oct 19, 2022

Checking again Endang. Hope you and your daughter are doing well.

Joshi    Aug 10, 2021

Hi Endang, how are things with you? Have you been able to get vaccine yet? Stay safe.

Joshi    Apr 8, 2021

Endang,
Its been over a year since we all have been through these tough times caused by COVID. Hope you and your daughter are doing well. Take care.

Joshi    Jan 5, 2021

Wish you a great new year Endang. Hope we all get our vaccines and can get back to normal life.

• Endang    Jan 18, 2021

  Hello Joshi, happy new year too. Sorry, just replied to the message. I haven"t appeared here lately to care for my father who is sick. And, my father passed away on Saturday at the age of 76, because of complications (heart, kidney, lungs). Thank you Joshi, the best for all of us.

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  Hello Joshi, selamat tahun baru juga.
  
  Maaf, baru membalas pesannya. Belakangan ini saya tidak muncul disini karena merawat ayah saya yang sedang sakit. Dan, ayah saya meninggal dunia pada hari Sabtu di usia 76 tahun, karena komplikasi (jantung, ginjal, paru-paru).
  
  Terimakasih Joshi, yang terbaik untuk kita semua.

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  • Joshi    Jan 24, 2021

    Oh. Sorry to hear about your dad passing away Endang :-( ......

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Joshi    Dec 1, 2020

Hi Endang, hope you are doing well. See this post in the forum - www.zidisha.org/forum-threa... Maybe you can show her how to make the repayment?

Kurnia    Oct 10, 2020

hi tth endang can i still make a loan at zidisha

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hi tth endang apalah masih bisa melakukan pinjaman di zidisha

• Endang    Oct 23, 2020

  helloo ... for the time being there is no longer any loan disbursement for Indonesia, please read in this forum thread www.zidisha.org/forum-threa...

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  helloo ...
  untuk sementara belum ada lagi pencairan pinjaman untuk Indonesia ya, bisa dibaca di forum thread ini www.zidisha.org/forum-threa...

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Joshi    Oct 8, 2020

Hi Endang,
its just over 4 months since we last talked and the virus is still here :-(. I guess we all need to accept that it is going to be quite some time before things go back to normal. Hope you two are doing well. How is your daughter coping with online school? Its not easy. Well, stay healthy and take care. All the best.

• Endang    Oct 10, 2020

  Hello Joshi, thank you very much for your attention. Sorry, I was only able to reply because the internet data package is running out. :( Yeah, it"s been 4 months and things are getting worse because currently there is no income from online sales, maybe people would rather save money to buy food than buy clothes. Me and my daughter are doing well, she can take online lessons even though it"s more effective when studying directly at school. Time is running faster, it seems like just yesterday my daughter graduated from elementary school, but this week she has taken the Mid-Semester Assessment. Always healthy for you Joshi, all the best for you and for the Lenders here. and stay strong.

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  Hello Joshi,
  
  terimakasih banyak atas perhatiannya. Maaf, saya baru bisa membalasnya karena paket data internet sedang habis. :(
  
  Yeah, sudah 4 bulan dan keadaan memburuk karena saat ini tidak ada pemasukan dari penjualan online, mungkin orang-orang lebih suka menyimpan uangnya untuk membeli makanan dibandingkan membeli pakaian.
  
  Saya dan putri saya dalam keadaan baik, dia bisa mengikuti pelajaran online walaupun lebih efektif apabila belajar langsung di sekolah. Waktu semakin cepat berjalan, sepertinya baru kemarin putri saya lulus dari Sekolah Dasar, namun minggu ini dia sudah mengikuti Penilaian Tengah Semester.
  
  Sehat selalu untukmu Joshi, semua juga yang terbaik untukmu dan untuk para Lenders disini. Tetap semangat dan tetap kuat.

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• Kurnia    Oct 10, 2020

  hello sorry in advance, can those who live in Indonesia register and get business capital loans

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  hallo maaf sebelumnya, apakah yang tinggal di indonesia bisa mendaftar dan mendapat pinjaman modal usaha

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Joshi    Apr 29, 2020

Hello Endang,
hope you and your daughter are safe and are managing to pull on in the current crisis. Hope we get some solution for the virus that will help things return to normal. Take care.

• Endang    May 9, 2020

  Hi Joshi, sorry I just replied, just now there was more money to buy an internet package so that I got back internet access to enter Zidisha"s website. Thank you Joshi, my daughter should be currently in the Final Examination for junior high school entrance, but because the current situation is not possible, my daughter will probably graduate from elementary school without graduation ("Corona" Force). Schools are closed for 3 months, and monthly school fees must be paid upfront. :( Thank you for your attention, be careful too for you.

  Translated by Google     Show original

  Hai Joshi,
  
  maaf baru balas, baru saja ada uang lebih untuk beli paket internet sehingga mendapatkan kembali akses internet untuk masuk web Zidisha.
  
  Terimakasih Joshi, putri saya seharusnya saat ini sedang Ujian Akhir untuk tahap masuk Sekolah Menengah Pertama, akan tetapi karena keadaan saat ini serba tidak memungkinkan, kemungkinan putri saya akan lulus sekolah dasar tanpa adanya kelulusan (Angkatan 'Corona'). Sekolah diliburkan selama 3 bulan, dan uang pembayaran bulanan sekolah diharuskan dibayar dimuka. :(
  
  Terimakasih untuk perhatiannya, tetap hati-hati juga untukmu.

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  • Joshi    May 29, 2020

    Glad to hear from you again. I understand the disappointment about graduation. Looks like we all need to live with Corona for few more months. Do you find people buying more from online stores like yours? Are you finding it difficult to get the material you need?
    
    (Joost, nice to see you here again! I have not heard anything from Mimin over last few months. Have you?)

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    • Endang    May 29, 2020

      My daughter was sad because she could not celebrate graduation with her friends. But surely it must "make peace and be patient" with the current situation. Even for the next level of school, there is still no certainty of going to junior high school, which is because schools are still closed. For my online business, it was very affected because the stock of goods was almost gone while there were no goods at the supplier because the workers were closed so that they temporarily stopped producing goods. Hopefully this virus outbreak passes quickly so that things can return to normal as usual. Always be healthy for Joshi, Joost, all lenders and Zidisha management, God bless you all, Ameninn.

      Translated by Google     Show original

      Putri saya sedih karena tidak dapat merayakan kelulusan bersama teman-temannya. Namun tentunya memang harus 'berdamai dan bersabar' dengan situasi saat ini. Untuk jenjang sekolah selanjutnya pun masih belum dapat kepastian akan meneruskan ke sekolah menengah pertama yang mana karena sekolah sekolah masih diliburkan.
      
      Untuk usaha online saya, sangat terpengaruh karena stok barang hampir habis sedangkan tidak ada barang di supplier karena para pekerja diliburkan sehingga sementara waktu berhenti produksi barang.
      
      Mudah-mudahan wabah virus ini cepat berlalu sehingga keadaan bisa kembali normal seperti biasanya.
      
      Sehat-sehat selalu untuk Joshi, Joost, para pemberi pinjaman semuanya serta manajemen Zidisha, Tuhan memberkati kalian semua, amiinn.

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      • B

        Bastiaan    May 29, 2020

        Hello Endang, we are all rooting for your health, happiness and success.

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        • Endang    May 30, 2020

          Thank you Bastiaan for your attention, always healthy for you and all of us.

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          Terimakasih Bastiaan untuk perhatiannya, selalu sehat juga untuk Anda dan kita semua.

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Endang    Apr 6, 2020

Dear Lenders, Sorry, I reduced the amount of the installment. Because of the covid19 virus outbreak, sales have become very quiet, and the USD exchange rate is also high in Indonesia, so the amount of installments to be paid is also greater than it should be. For example in rupiahs of Rp. 40,000, - after making a payment, the account debited becomes Rp. 43,198 (2 weeks ago). Today I made a payment of Rp. 20,000, - the account is debited to Rp. 21,443. Hopefully the covid19 outbreak will pass quickly, so that things will return to normal. Thanks.

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Dear Lenders,

Mohon maaf, saya mengurangi jumlah angsuran. Karena wabah virus covid19 ini, penjualan menjadi sangat sepi, dan rate kurs USD juga sedang tinggi di Indonesia, sehingga jumlah angsuran yang harus dibayar juga lebih besar dari seharusnya.

Misal dalam rupiah sebesar Rp. 40.000,- setelah melakukan pembayaran, rekening yang didebet menjadi sebesar Rp. 43.198 (2 minggu kemarin). Hari ini saya melakukan pembayaran sebesar Rp. 20.000,-, rekening didebet menjadi sebesar Rp. 21.443.

Mudah-mudahan wabah covid19 ini cepat berlalu, sehingga keadaan menjadi normal kembali. Terimakasih.

Endang    Jan 14, 2020

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• Joshi    Jan 14, 2020

  uh oh, this is serious! I am glad to read below that it didn't enter your house. Must have been a scary experience :-( . Looks like weather is being erratic all over the world.
  
  All the best in your search for your daughter's next school! "Junior high school" - that is a milestone for both of you :-) Take care.

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  • Endang    Jan 14, 2020

    Thank you for your attention Joshi, be careful too :)

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    Terimakasih atas perhatiannya Joshi, berhati-hatilah juga :)

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Joshi    Jan 13, 2020

Endang,
wish you a very happy new year! Have been busy lately so am wishing little late. Hope the holiday season was good for your business.

• Endang    Jan 14, 2020

  Dear Joshi, happy new year too, hopefully this year can be more successful than the previous year, and also health is paramount. Earlier this year, in my home area in Tangerang, it was flooded, fortunately the flood did not enter the house, only in front of the street of the house, the flood water level reached the height of an adult"s calf, which caused electricity to go out for 24 hours, so that all activities were interrupted. Right now my sales are slowing down a little, because I"m busy with meetings at my daughter"s school in order to find a school for the next stage in junior high school. Thank you Joshi, always healthy.

  Translated by Google     Show original

  Dear Joshi,
  
  selamat tahun baru juga, semoga di tahun ini dapat lebih sukses dari tahun sebelumnya, dan juga sehat yang paling utama.
  
  Awal tahun ini, di area rumah saya di Tangerang, mengalami banjir, untungnya banjir tidak memasuki rumah, hanya di depan jalan rumah, tinggi air banjir mencapai tinggi betis orang dewasa, yang mengakibatkan listrik padam selama 24 jam, sehingga semua aktifitas terganggu.
  
  Saat ini penjualan saya sedang agak melambat, karena saya sedang disibukkan pertemuan-pertemuan di sekolah putri saya dalam rangka mencari sekolah untuk tahap selanjutnya di sekolah menengah pertama.
  
  Terimakasih Joshi, sehat selalu.

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Endang    Dec 25, 2019

Dear all,

Christmas is about spending time with family and friends. It's about creating happy memories that will last a lifetime. Merry Christmas and a Happy New Year to you and your family. :)

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Dear all,

Christmas is about spending time with family and friends. It's about creating happy memories that will last a lifetime. Merry Christmas and a Happy New Year to you and your family. :)

Joshi    Oct 14, 2019

Endang,
all the best to your daughter as she starts high school!

• Endang    Oct 14, 2019

  Helllo Joshi, Thank you for your attention to both of us. Currently my daughter is undergoing the Midterm Examination, hopefully getting good test scores so that it will make it easier to enter junior high school. I have 6-8 months left until my daughter enters Middle School, hopefully everything will be easier for us. Always healthy for you, may happiness always be with you. :)

  Translated by Google     Show original

  Helllo Joshi,
  
  Terimakasih untuk perhatiannya terhadap kami berdua. Saat ini putri saya sedang menjalani Ujian Tengah Semester, mudah-mudahan mendapatkan hasil nilai ujian yang baik sehingga akan memudahkan untuk masuk ke Sekolah Menengah Pertama.
  
  Tersisa waktu 6 - 8 bulan lagi hingga putri saya masuk Sekolah Menengah Pertama, semoga dimudahkan segalanya bagi kami. Sehat selalu untuk Anda, semoga kebahagiaan selalu menyertai Anda. :)

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Endang    Sep 16, 2019

Dear Lenders, because I am preparing an advance for my daughter to enter junior high school, then I will continue to pay in installments of Rp. 100,000 per week. Please understand, thank you.

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Dear Lenders, dikarenakan sedang mempersiapkan uang muka untuk putri saya mendaftar masuk Sekolah Menengah Pertama, maka saya akan meneruskan pembayaran angsuran Rp. 100.000,- setiap minggunya. Mohon maklum, terimakasih.

Endang    Aug 17, 2019

Dear Lenders, Today, August 17th, we Indonesians celebrate Independence Day, always my Indonesia. Hopefully all of us can live peacefully in this world.

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Dear Lenders,

Hari ini, 17 Agustus, kami bangsa Indonesia merayakan hari kemerdekaan, jayalah selalu Indonesia-ku. Semoga kita semua, dapat hidup damai di dunia ini.

Endang    May 2, 2019

Dear Lender, In the next 3 months, I will have a lot of unexpected expenses for the costs of fasting, Eid al-Fitr and re-registration of my daughter"s school. Therefore, ask permission to reduce the amount of installments during the months that require additional expenditure. Thank you, I hope everything is always healthy. Greetings, Endang

Translated by Google     Show original

Dear Lender,

Dalam 3 bulan ke depan, saya akan banyak pengeluaran tidak terduga untuk biaya keperluan Puasa, Idul Fitri dan daftar ulang sekolah putri saya. Oleh karenanya, mohon ijin untuk menurunkan jumlah angsuran selama bulan-bulan yang membutuhkan pengeluaran tambahan tersebut. Terimakasih, semoga semuanya selalu sehat.

Salam,
Endang

• Katie    May 15, 2019

  Happy fasting, Endang!

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  • Endang    May 15, 2019

    Thank you Katie for your attention, I hope you are always in good health

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    Terimakasih Katie untuk perhatiannya, semoga Anda selalu dalam keadaan sehat yaa

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