Name
Nathalie
Member since
October 2012
On-time repayments
16 installments • 69%
I was born in Parakou in 1971. I am married and mother of 3 kids, 2 girls and one boy. I went to school up to junior high. I starting doing hair and graduated with a diploma in 1990 where I opened my own salon. I have managed to make my business grow by being committed and determined and with the help of different micro financing institutions. My salon is located opposite the textile factory of Benin on the interstate road leading to Burkina Faso. Next to my salon is the radio station 'fraternité' and two big factories in Benin, namely the Société Nationale de Commercialisation du Pétrole (SONACOP) and the Société Nationale de Production Agricole (SONAPRA). The women working in this industrial area are a regular clientele for me, and I can add to my clientele also the people living in the neighborhood Camp-Adagbé and around.
My salon has been opened since 1990 thanks to my mother’s support.
Today I can evaluate my shop’s value at 3.500.000 FCFA. This includes my equipment and all the hair accessories such as hair care products, extensions etc… I bring in a daily revenue of 50.000 FCFA on average (hair and profit from selling products). I keep 100.000 FCFA of the profits and reinvest the rest into the business.
My geographic location is an real competitive advantage. My salon is located on an important interstate route and the proximity of three important enterprises and a public university allow me to have enough clients to whom I can offer my products and services.
Your loan will help me to increase my stock of extensions and hair care products and this will make my clients very happy.
The loan will be used to purchase the raw materials used in a womans hair saloon: highlights, hair treatment products and hair straighteners. This will help me a lot to gain and keep customers, because if I see women all the available materials that they prefer will be available.. The loan will help me just as the first loan also helped me.
Je suis née à Parakou depuis 1971. Je suis marié et mère de 3 enfants dont deux filles et un garçon. J'ai le niveau scolaire de la classe de 3èm du collège.
Je me suis engagée à la coiffure et j'ai obtenue mon diplôme de coiffeuse en 1990 date à laquelle j'ai ouvert mon atelier. Depuis je l'ai entretenu par mon engagements et les différents appuis obtenu des structures de microfinances de la place. Mon atelier est en face du complexe textile du Bénin sur la route inter Etat ménant au Burkina Fasso. A côté de mon atelier se trouve aussi la radio fraternité et deux grande industrie du Bénin que sont la Société Nationale de Commercialisation du Pétrole (SONACOP) et les deux Usines de la Société Nationale de la Production Agricole ( Sonapra). Les femmes de cet ensemble d'industrie constitue une clientèle directe à laquelle j'ajoute les habitant du quartier Camp-Adagbè et Environnant. ..............................................................................................//////////////////////cccccccccccccc..........................................................................................................................................cccccccccccccccccccccgggggggggggdfdted dhdyegqihaehk, vvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvddddddddddddjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwwnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnggggggggggggggggggggggggggggggggggggggggggggggggggggttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvv
J'ai ouvert mon atelier depuis 1990 par l'appui de ma mère.
Aujourd'hui je peux évaluer mon atelier à 3 500 000 FCFA. Ceci est composé de mon matériel de coiffure et les articles de coiffures que j'ai associé. Comme article de coiffure je peux citer: les produits de cheveux, les méchés, etc.
Par jour je fais un chiffre d'affaires de 50 000 FCFA en moyenne (coiffure et vente des articles). Je gagne moi même un revenu de 100 000 FCFA et j'investis le reste.
Ma position géographique est un avantage conccurentiel importante. En effet ma situation sur la route interétat ét la présence à prosimité de trois grande industries et d'une université public me permet d'avoir assez de clients qui ont besoin que je dispose des articles de coiffures sur place.
Ainsi votre prêt me permettra d'augmenter mon stock de mêche et de produits de coiffure pour le bonheur de mes clients...................///////////////////////////////////////////////////vvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnncccccccccccccccccccccccccccccccccccccccccccccccccccccgggggggggggggggggggggggggggggdffffffffffffffffffffffffffftttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttssssssssssssssssssssssssssssssssssssssssssssssssssssssssssssssssssssssssssssssssssssssssfffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffftttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttttt
le prêt servira à acheter les matières première de la coiffure féminine: mèches, produits de traitement de cheveux, les défrisants. cela va m'aider beaucoup à gagner et garder la clientèle, parce que si les femmes voient que j'ai tout le matériel disponible elles préfèrent mon salon aux autres. le prêt m'aidera comme le premier prêt m'a aidé également
Positive
4
Neutral
1
Negative
1
Project Type
Classic Loan
Disbursed amount
$756.00
Date disbursed
May 21, 2013
Repayment status
Late
Projected term
12 months
Other loans
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