Abdul-samad
Goaso, Ghana
30% repaid
Name
Abdul-samad
Member since
February 2016
On-time repayments
173 installments • 19%
My name is Abdul-Samad Yakubu. I am thirty years(30) old. I come from Garu in the Upper East Region of Ghana but i live in Goaso in the Brong Ahafo Region of Ghana. I lost my father after i turned eleven. After my fathers demise, i went to live with my uncle in a small town called Sankore also in the Brong Ahafo Region. It was in this town that i completed primary school. I also had my junior high education in this very town. My uncle was and still is a peasant farmer. I spent my weekends helping him on his farms: clearing weeds and sometimes shepherding his sheep. Life around this period was pretty difficult as i had to work , sometimes under life threatening conditions to help raise the money needed to fund my education. I would not have been able to go to high school but for the fact that i won a scholarship after emerging first in my school in the Basic Education Certificate Examination i sat for in the year 2001. I entered high school on the 8th of September, 2001 and successfully completed on the 4th of July, 2004 aged eighteen (18). The high cost of university education in the country prevented me from going to the university the following year. In March 2005, i had a teaching teaching appointment in private school in Sankore where i had my basic education. i quit after just three months to take up another teaching appointment at the Ghana Education Service as the salary was much better there than what i was paid at the private school. I spent close to three years with the Ghana Education Service and again quit to accept an admission offer to pursue a diploma in basic education programme at the St. Joseph's College of Education at Bechem in the Brong Ahafo Region of Ghana. I successfully passed out in 2011 and have since been engaged by the Ghana Education Service as a classroom teacher. I teach at a junior high school in a village called Adomakokrom located a little over two kilometres east of Goaso where i reside. Majority of folks here are farmers while a few are into petty trade. Traditional food crops like cassava, plantain, yam, cocoyam and sweet potato are cultivated on subsistence basis. The fertile nature of the land also allows for the cultivation of vegetables like cabbage, lettuce, carrot, pepper tomatoes and garden eggs. My children have big dreams: some of them want to be lawyers, others teachers, doctors, engineers while some want to auto mechanics seamsters/seamstresses etc. The journey to where i am now hasn't been an easy one, a very difficult one i must say.
I have a private school i started three years ago. The school runs on part-time basis. The subjects taught in my school are English Language, mathematics, integrated science and information and communication technology. These are all core subjects taught in junior high schools in Ghana. Pupils must pass examination in all these subjects at the 9th grade to be able to go to high school. Three years ago, two parents hired me to teach their 9th graders all the aforementioned subjects as they prepared themselves towards their final examination. The children performed very well in the examination they sat for. Recommendations of their parents led to other parents needing my services. I now have twenty-five pupils in my private school. I meet them in a structure i have constructed on all the weeek days after they close from their regular school session. Each child pays 1GHS a day to partake in lessons. Out of the fee i charge, i buy chalk, reference materials for my use during lessons, and supplementary readers to help my pupils learn to read better. The profit i make from my school business helps me pay the fees of my younger brother at the university. I am happy with the impact my business is making in the lives of these children. I can only look forward to seeing these children pass their final examination and there after achieve their individual life goals.
Many of the pupils i teach can't read well largely because they do not have reading materials to use for practice at home. I would therefore use the money to buy library books and other supplementary readers for them(pupils) . This will offer them an opportunity to practise reading at home which i think will eventually help them (pupils) become better readers. This will also help me give them the preparation they need to pass their final examination. The success of the pupils in their final examination will draw a lot more pupils to enrol in my part-time school. This will surely help me increase my profit.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$200.00
Date disbursed
Feb 24, 2016
Repayment status
Late
Projected term
40 months
Amount repaid
$62.70
Amount remaining
$147.33
Expected completion
Jul 5, 2019
Status
Repaying late
Installment amount
$7.74
Expected Payments | Actual Payments | ||
---|---|---|---|
Mar 4, 2016 | $7.74 | Mar 4, 2016 | $7.74 |
Mar 11, 2016 | $7.74 | Mar 11, 2016 | $7.74 |
Mar 18, 2016 | $7.74 | Mar 18, 2016 | $7.74 |
Mar 25, 2016 | $7.74 | Mar 30, 2016 | $7.74 |
Apr 1, 2016 | $1.29 | Apr 1, 2016 | $1.29 |
Apr 8, 2016 | $1.29 | Apr 8, 2016 | $1.29 |
Apr 15, 2016 | $1.29 | Apr 19, 2016 | $1.29 |
Apr 22, 2016 | $1.29 | Apr 19, 2016 | $1.29 |
Apr 29, 2016 | $1.29 | Apr 29, 2016 | $1.29 |
May 6, 2016 | $1.29 | May 6, 2016 | $1.29 |
May 13, 2016 | $1.29 | May 19, 2016 | $1.29 |
May 20, 2016 | $1.29 | May 19, 2016 | $1.29 |
May 27, 2016 | $1.29 | May 30, 2016 | $1.29 |
Jun 3, 2016 | $1.29 | May 30, 2016 | $1.29 |
Jun 10, 2016 | $1.29 | Jun 18, 2016 | $1.29 |
Jun 17, 2016 | $1.29 | Jun 18, 2016 | $1.29 |
Jun 24, 2016 | $1.29 | Jul 7, 2016 | $1.29 |
Jul 1, 2016 | $1.29 | Jul 7, 2016 | $1.29 |
Jul 8, 2016 | $1.29 | Jul 7, 2016 | $1.29 |
Jul 15, 2016 | $1.29 | Jul 7, 2016 | $1.29 |
Jul 22, 2016 | $1.29 | Jul 7, 2016 | $1.29 |
Jul 29, 2016 | $1.29 | Jul 7, 2016 | $1.29 |
Aug 5, 2016 | $1.29 | Jul 7, 2016 | $1.29 |
Aug 12, 2016 | $1.29 | Oct 30, 2018 | $1.29 |
Aug 19, 2016 | $1.29 | Oct 30, 2018 | $1.29 |
Aug 26, 2016 | $0.00 | ||
Sep 2, 2016 | $0.00 | ||
Sep 9, 2016 | $0.00 | ||
Sep 16, 2016 | $0.00 | ||
Sep 23, 2016 | $0.00 | ||
Sep 30, 2016 | $0.00 | ||
Oct 7, 2016 | $0.00 | ||
Oct 14, 2016 | $0.00 | ||
Oct 21, 2016 | $0.00 | ||
Oct 28, 2016 | $0.00 | ||
Nov 4, 2016 | $0.00 | ||
Nov 11, 2016 | $0.00 | ||
Nov 18, 2016 | $0.00 | ||
Nov 25, 2016 | $0.00 | ||
Dec 2, 2016 | $0.00 | ||
Dec 9, 2016 | $0.00 | ||
Dec 16, 2016 | $0.00 | ||
Dec 23, 2016 | $0.00 | ||
Dec 30, 2016 | $0.00 | ||
Jan 6, 2017 | $0.00 | ||
Jan 13, 2017 | $0.00 | ||
Jan 20, 2017 | $0.00 | ||
Jan 27, 2017 | $0.00 | ||
Feb 3, 2017 | $0.00 | ||
Feb 10, 2017 | $0.00 | ||
Feb 17, 2017 | $0.00 | ||
Feb 24, 2017 | $0.00 | ||
Mar 3, 2017 | $0.00 | ||
Mar 10, 2017 | $0.00 | ||
Mar 17, 2017 | $0.00 | ||
Mar 24, 2017 | $0.00 | ||
Mar 31, 2017 | $0.00 | ||
Apr 7, 2017 | $0.00 | ||
Apr 14, 2017 | $0.00 | ||
Apr 21, 2017 | $0.00 | ||
Apr 28, 2017 | $0.00 | ||
May 5, 2017 | $0.00 | ||
May 12, 2017 | $0.00 | ||
May 19, 2017 | $0.00 | ||
May 26, 2017 | $0.00 | ||
Jun 2, 2017 | $0.00 | ||
Jun 9, 2017 | $0.00 | ||
Jun 16, 2017 | $0.00 | ||
Jun 23, 2017 | $0.00 | ||
Jun 30, 2017 | $0.00 | ||
Jul 7, 2017 | $0.00 | ||
Jul 14, 2017 | $0.00 | ||
Jul 21, 2017 | $0.00 | ||
Jul 28, 2017 | $0.00 | ||
Aug 4, 2017 | $0.00 | ||
Aug 11, 2017 | $0.00 | ||
Aug 18, 2017 | $0.00 | ||
Aug 25, 2017 | $0.00 | ||
Sep 1, 2017 | $0.00 | ||
Sep 8, 2017 | $0.00 | ||
Sep 15, 2017 | $0.00 | ||
Sep 22, 2017 | $0.00 | ||
Sep 29, 2017 | $0.00 | ||
Oct 6, 2017 | $0.00 | ||
Oct 13, 2017 | $0.00 | ||
Oct 20, 2017 | $0.00 | ||
Oct 27, 2017 | $0.00 | ||
Nov 3, 2017 | $0.00 | ||
Nov 10, 2017 | $0.00 | ||
Nov 17, 2017 | $0.00 | ||
Nov 24, 2017 | $0.00 | ||
Dec 1, 2017 | $0.00 | ||
Dec 8, 2017 | $0.00 | ||
Dec 15, 2017 | $0.00 | ||
Dec 22, 2017 | $0.00 | ||
Dec 29, 2017 | $0.00 | ||
Jan 5, 2018 | $0.00 | ||
Jan 12, 2018 | $0.00 | ||
Jan 19, 2018 | $0.00 | ||
Jan 26, 2018 | $0.00 | ||
Feb 2, 2018 | $0.00 | ||
Feb 9, 2018 | $0.00 | ||
Feb 16, 2018 | $0.00 | ||
Feb 23, 2018 | $0.00 | ||
Mar 2, 2018 | $0.00 | ||
Mar 9, 2018 | $0.00 | ||
Mar 16, 2018 | $0.00 | ||
Mar 23, 2018 | $0.00 | ||
Mar 30, 2018 | $0.00 | ||
Apr 6, 2018 | $0.00 | ||
Apr 13, 2018 | $0.00 | ||
Apr 20, 2018 | $0.00 | ||
Apr 27, 2018 | $0.00 | ||
May 4, 2018 | $0.00 | ||
May 11, 2018 | $0.00 | ||
May 18, 2018 | $0.00 | ||
May 25, 2018 | $0.00 | ||
Jun 1, 2018 | $0.00 | ||
Jun 8, 2018 | $0.00 | ||
Jun 15, 2018 | $0.00 | ||
Jun 22, 2018 | $0.00 | ||
Jun 29, 2018 | $0.00 | ||
Jul 6, 2018 | $0.00 | ||
Jul 13, 2018 | $0.00 | ||
Jul 20, 2018 | $0.00 | ||
Jul 27, 2018 | $0.00 | ||
Aug 3, 2018 | $0.00 | ||
Aug 10, 2018 | $0.00 | ||
Aug 17, 2018 | $0.00 | ||
Aug 24, 2018 | $0.00 | ||
Aug 31, 2018 | $0.00 | ||
Sep 7, 2018 | $0.00 | ||
Sep 14, 2018 | $0.00 | ||
Sep 21, 2018 | $0.00 | ||
Sep 28, 2018 | $0.00 | ||
Oct 5, 2018 | $0.00 | ||
Oct 12, 2018 | $0.00 | ||
Oct 19, 2018 | $0.00 | ||
Oct 26, 2018 | $0.00 | ||
Nov 2, 2018 | $0.26 | Nov 2, 2018 | $0.26 |
Nov 9, 2018 | $0.26 | Nov 2, 2018 | $0.26 |
Nov 16, 2018 | $0.26 | Nov 2, 2018 | $0.26 |
Nov 23, 2018 | $0.26 | Nov 2, 2018 | $0.26 |
Nov 30, 2018 | $0.26 | Nov 2, 2018 | $0.26 |
Dec 7, 2018 | $0.52 | Nov 2, 2018 | $0.52 |
Dec 14, 2018 | $0.00 | ||
Dec 21, 2018 | $0.00 | ||
Dec 28, 2018 | $0.00 | ||
Jan 4, 2019 | $0.00 | ||
Jan 11, 2019 | $0.00 | ||
Jan 18, 2019 | $0.26 | Jan 17, 2019 | $0.26 |
Jan 25, 2019 | $0.26 | Jan 17, 2019 | $0.26 |
Feb 1, 2019 | $0.26 | Jan 17, 2019 | $0.26 |
Feb 8, 2019 | $0.26 | Jan 17, 2019 | $0.26 |
Feb 15, 2019 | $0.26 | Jan 17, 2019 | $0.26 |
Feb 22, 2019 | $7.74 | Jan 17, 2019 | $1.55 |
Mar 1, 2019 | $7.74 | ||
Mar 8, 2019 | $7.74 | ||
Mar 15, 2019 | $7.74 | ||
Mar 22, 2019 | $7.74 | ||
Mar 29, 2019 | $7.74 | ||
Apr 5, 2019 | $7.74 | ||
Apr 12, 2019 | $7.74 | ||
Apr 19, 2019 | $7.74 | ||
Apr 26, 2019 | $7.74 | ||
May 3, 2019 | $7.74 | ||
May 10, 2019 | $7.74 | ||
May 17, 2019 | $7.74 | ||
May 24, 2019 | $7.74 | ||
May 31, 2019 | $7.74 | ||
Jun 7, 2019 | $7.74 | ||
Jun 14, 2019 | $7.74 | ||
Jun 21, 2019 | $7.74 | ||
Jun 28, 2019 | $7.74 | ||
Jul 5, 2019 | $1.81 |
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