Joyce
Mombasa, Kenya
28% repaid
Name
Joyce
Member since
January 2015
On-time repayments
149 installments • 21%
My name is Njeri Wachira, born in Muranga County in Central highlands of Kenya. I am the first born in a family of 5. I am married to Mr. Wachira and we are blessed with one baby girl. I was born in an area where the main activity is coffee farming as well as food crop production.
I was taken to school where I did 8 years of primary school and then 4 years of secondary school. I later joined a nursing school where I did a course in nursing. I qualified as a registered nurse and I was posted in government in Mombasa where I worked for several years.
All this time I had a strong desire to join music industry and this led me to quit my job and join my husband who is music producer in his business. We are both musicians and we have one album to our name.
We also run a music store which serves as an outlet for our music and for other artists.
My business deals with music production - both audio and video. My typical day involves recording music in audio and video using studio machines into CDs, VCD, DVDs and other formats. This is a labor intensive job and I have a team of 4 (including my husband) who deal with various stages of production.
I have been in this business in many years and my company is now well known in the region and we are always assured of continuous flow of business throughout the year.
I only deal with Christian music due to my religious convictions.
Our income is about $1,800 per month but most of this goes into operations costs. I use the balance to run the family budget.
Hi lenders .i will buy yn900 led video light.
It costs 380 us dollars.
It will benefit me in a way that i will just be shooting video at a comfort of my studio.
i will not be moving to far distances to get video clips for clients who are doing music videos.
profit will increase because i will not spend fuel or bus fare to a far place for a site for video shoot.
secondly time saved is money recovered.
thirdly will atract more clients other people who are doing video will be hiring the place.
I also able to get best shoots because i already have one light if i get the second one it will eliminate shadow that giving out a clearer shoot because video its all about lighting.
Also in door shoots require lights expecialy shooting with canoon.
This all is profit of up to 20%
5
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$352.00
Date disbursed
Sep 17, 2015
Repayment status
Late
Projected term
28 months
Other loans
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Amount repaid
$110.00
Amount remaining
$287.83
Expected completion
Jan 21, 2018
Status
Repaying late
Installment amount
$3.00
Expected Payments | Actual Payments | ||
---|---|---|---|
Sep 27, 2015 | $20.00 | Oct 3, 2015 | $20.00 |
Oct 4, 2015 | $0.00 | ||
Oct 11, 2015 | $5.00 | Oct 14, 2015 | $5.00 |
Oct 18, 2015 | $5.00 | Oct 27, 2015 | $5.00 |
Oct 25, 2015 | $5.00 | Nov 10, 2015 | $5.00 |
Nov 1, 2015 | $5.00 | Nov 16, 2015 | $5.00 |
Nov 8, 2015 | $5.00 | Nov 30, 2015 | $5.00 |
Nov 15, 2015 | $5.00 | Nov 30, 2015 | $5.00 |
Nov 22, 2015 | $5.00 | Dec 4, 2015 | $5.00 |
Nov 29, 2015 | $5.00 | Jul 3, 2019 | $5.00 |
Dec 6, 2015 | $5.00 | Jul 3, 2019 | $5.00 |
Dec 13, 2015 | $5.00 | Jul 31, 2019 | $5.00 |
Dec 20, 2015 | $3.00 | Jul 31, 2019 | $3.00 |
Dec 27, 2015 | $3.00 | Jul 31, 2019 | $3.00 |
Jan 3, 2016 | $3.00 | Jul 31, 2019 | $3.00 |
Jan 10, 2016 | $3.00 | Jul 31, 2019 | $1.00 |
Sep 9, 2019 | $2.00 | ||
Jan 17, 2016 | $3.00 | Sep 9, 2019 | $3.00 |
Jan 24, 2016 | $3.00 | Sep 9, 2019 | $3.00 |
Jan 31, 2016 | $3.00 | Sep 9, 2019 | $3.00 |
Feb 7, 2016 | $3.00 | Sep 9, 2019 | $3.00 |
Feb 14, 2016 | $3.00 | Sep 9, 2019 | $3.00 |
Feb 21, 2016 | $3.00 | Sep 9, 2019 | $3.00 |
Feb 28, 2016 | $3.00 | Sep 9, 2019 | $3.00 |
Mar 6, 2016 | $3.00 | Sep 9, 2019 | $3.00 |
Mar 13, 2016 | $3.00 | Sep 9, 2019 | $3.00 |
Mar 20, 2016 | $3.00 | Sep 9, 2019 | $1.00 |
Mar 27, 2016 | $3.00 | ||
Apr 3, 2016 | $3.00 | ||
Apr 10, 2016 | $3.00 | ||
Apr 17, 2016 | $3.00 | ||
Apr 24, 2016 | $3.00 | ||
May 1, 2016 | $3.00 | ||
May 8, 2016 | $3.00 | ||
May 15, 2016 | $3.00 | ||
May 22, 2016 | $3.00 | ||
May 29, 2016 | $3.00 | ||
Jun 5, 2016 | $3.00 | ||
Jun 12, 2016 | $3.00 | ||
Jun 19, 2016 | $3.00 | ||
Jun 26, 2016 | $3.00 | ||
Jul 3, 2016 | $3.00 | ||
Jul 10, 2016 | $3.00 | ||
Jul 17, 2016 | $3.00 | ||
Jul 24, 2016 | $3.00 | ||
Jul 31, 2016 | $3.00 | ||
Aug 7, 2016 | $3.00 | ||
Aug 14, 2016 | $3.00 | ||
Aug 21, 2016 | $3.00 | ||
Aug 28, 2016 | $3.00 | ||
Sep 4, 2016 | $3.00 | ||
Sep 11, 2016 | $3.00 | ||
Sep 18, 2016 | $3.00 | ||
Sep 25, 2016 | $3.00 | ||
Oct 2, 2016 | $3.00 | ||
Oct 9, 2016 | $3.00 | ||
Oct 16, 2016 | $3.00 | ||
Oct 23, 2016 | $3.00 | ||
Oct 30, 2016 | $3.00 | ||
Nov 6, 2016 | $3.00 | ||
Nov 13, 2016 | $3.00 | ||
Nov 20, 2016 | $3.00 | ||
Nov 27, 2016 | $3.00 | ||
Dec 4, 2016 | $3.00 | ||
Dec 11, 2016 | $3.00 | ||
Dec 18, 2016 | $3.00 | ||
Dec 25, 2016 | $3.00 | ||
Jan 1, 2017 | $3.00 | ||
Jan 8, 2017 | $3.00 | ||
Jan 15, 2017 | $3.00 | ||
Jan 22, 2017 | $3.00 | ||
Jan 29, 2017 | $3.00 | ||
Feb 5, 2017 | $3.00 | ||
Feb 12, 2017 | $3.00 | ||
Feb 19, 2017 | $3.00 | ||
Feb 26, 2017 | $3.00 | ||
Mar 5, 2017 | $3.00 | ||
Mar 12, 2017 | $3.00 | ||
Mar 19, 2017 | $3.00 | ||
Mar 26, 2017 | $3.00 | ||
Apr 2, 2017 | $3.00 | ||
Apr 9, 2017 | $3.00 | ||
Apr 16, 2017 | $3.00 | ||
Apr 23, 2017 | $3.00 | ||
Apr 30, 2017 | $3.00 | ||
May 7, 2017 | $3.00 | ||
May 14, 2017 | $3.00 | ||
May 21, 2017 | $3.00 | ||
May 28, 2017 | $3.00 | ||
Jun 4, 2017 | $3.00 | ||
Jun 11, 2017 | $3.00 | ||
Jun 18, 2017 | $3.00 | ||
Jun 25, 2017 | $3.00 | ||
Jul 2, 2017 | $3.00 | ||
Jul 9, 2017 | $3.00 | ||
Jul 16, 2017 | $3.00 | ||
Jul 23, 2017 | $3.00 | ||
Jul 30, 2017 | $3.00 | ||
Aug 6, 2017 | $3.00 | ||
Aug 13, 2017 | $3.00 | ||
Aug 20, 2017 | $3.00 | ||
Aug 27, 2017 | $3.00 | ||
Sep 3, 2017 | $3.00 | ||
Sep 10, 2017 | $3.00 | ||
Sep 17, 2017 | $3.00 | ||
Sep 24, 2017 | $3.00 | ||
Oct 1, 2017 | $3.00 | ||
Oct 8, 2017 | $3.00 | ||
Oct 15, 2017 | $3.00 | ||
Oct 22, 2017 | $3.00 | ||
Oct 29, 2017 | $3.00 | ||
Nov 5, 2017 | $3.00 | ||
Nov 12, 2017 | $3.00 | ||
Nov 19, 2017 | $3.00 | ||
Nov 26, 2017 | $3.00 | ||
Dec 3, 2017 | $3.00 | ||
Dec 10, 2017 | $3.00 | ||
Dec 17, 2017 | $3.00 | ||
Dec 24, 2017 | $3.00 | ||
Dec 31, 2017 | $3.00 | ||
Jan 7, 2018 | $3.00 | ||
Jan 14, 2018 | $3.00 | ||
Jan 21, 2018 | $0.83 |
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