Purchase two dairy cows to provide milk to local area
Zacharia
Athi-river, Kenya
100% repaid
Entrepreneur
Name
Zacharia
Member since
January 2014
On-time repayments
310 installments • 71%
About Me
I hold a Bachelor of Science degree in Information Technology (BSc.IT), and Diploma in Business Information System (DBIS) I Currently graduated with a Master Degree in Information Science at the University of Nairobi
I am an all rounder person and quick learner who is both self dependent and resourceful. I am open to changes and ready to take up the business to the next level.
I am confident that I have what it takes that due to my long term history of getting things done, combine with my interests and experience would make my business move to the next level with the support of the zidisha loan. I stay along Mombasa road just after mlolongo a few Kilometer from Kitengela. My resident its easily accessible. Dinns apartmet, next to Kenya Meat Commission 1kilometer from the main mombasa highway in Athi-River.
My Business
I currently run Zacafric computer systems firm in Langata shopping Centre Nairobi Kenya as my side business . I also do sell computers accessories which has really boosted my daily turnover. I now run several business amongst the three that i currently operate Dairy Farming being my latest at my rural home.
I am confident that what so ever comes am in a position to pay back my loan on time and even more earlier as i have just done on my 5th loan. I am capable of making sure that my business becomes success through out with the support from zidisha. I also need to venture into crop farming as my next target.
This is the last loan am going to pump into my daily farming. The other loan after this will be for crop farming and am sure crop farming goes hand in hand with dairy farming. I can use the waste products of my cows as manure to boost my crops and again us the crops to feed my cows.
Loan Proposal
Kenya has a population of about 29 million people, a land area of about 571 thousand square kilometers and a varied climate stretching from humid in the coastal areas to cool temperate in the interior highlands. Its land productivity potential also varies from high potential, constituting less than 20% of the total land area, to very low potential in dry areas in the north-eastern parts of the country.
Agriculture is the backbone of Kenya’s economy, contributing over 25% of the gross domestic product (GDP); it is the lifeline of about 80% of the country’s poor and contributes 70% of the national employment.
Dairy marketing in Kenya is mainly of liquid milk where over 80% is sold raw with the participation of itinerant milk traders (hawkers) who control about 28% of marketed milk . Dairy farming in Kisumu County. This has been my dream all along even before I moved to Nairobi for my further education. I have a very big piece of land around 3actre lying idle in my rural home and I have made up my mind since Zidisha team came to existence; my life has drastically change through this.
I am now looking forward to raise finance so that I can concentrate on keeping dairy for milk purposes to be precise there are lots of people doing this type of dairy farming but in a very little piece of land, now just imagine what could happen in a three acres piece of land. I majorly want to concentrate on milk production and crop growing. I will use the dairy manure on my farm to make good yield of crops from my cows hence reduction in expenses. People go longer distance to look for milk yet the production is so law at the end, I want to be on top of the game so that I provide milk both medium and low class at least to make everyone fell that they are considered as people in the society. Dairy is important in the livelihoods of many farm households in rural Kenya and in terms of generating incomes and employment, including off-farm employment.
With the help o veterinary officers from my area I know I would do wonders to both the old one’s and the young ones in my society. With my little saving I have I wish to purchase two milk cows which will cost $1000 each. This will come to $2000 for the two I also need to build a cattle shade on the same piece of land to give them protection and this would roughly cost another $1500 then there after I can concentrate to doing farm produce crops that can help my society.
Am sure with my other business in Nairobi town I will be in a position to pay back my loan without any delays.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$1,450.00
Date disbursed
Apr 10, 2015
Repayment status
On Time
Projected term
17 months
Lenders
Antwerpen, Belgium
Hickory, United States
Reston, United States
Newport, United States
North Carolina, United States
Jubail, Saudi Arabia
tulare, United States
charlotte, United States
Freeville, United States
Bronx, United States
Perryville, United States
Germany
Yau Yat Chuen, Hong Kong
HOMMELVIK, Norway
Seattle, United States
Østre Gausdal, Norway
Milwaukee, United States
London, United Kingdom
Stockholm, Sweden
Los Angeles, United States
Haddon Heights, United States
St Paul, United States
Amsterdam, Netherlands
Dallas, United States
Menomonee Falls, United States
Eldred, United States
Mohnton, Pa, United States
Mountain View, United States
United States
Corona Del Mar, United States
United States
Malaysia
United States
United States
United States
South Africa
United States
France
United States
Canada
United States
United Kingdom
United States
United States
Australia
Canada
United Kingdom
United States
United States
Ireland
United Kingdom
Vietnam
United States
Germany
United States
United States
Germany
United States
Canada
Tampa, United States
Norway
United Kingdom
United States
United Kingdom
Australia
United States
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Summary
Amount repaid
$1,524.38
Amount remaining
$0.00
Date repaid
Jun 18, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Apr 19, 2015 | $56.46 | Apr 22, 2015 | $56.46 |
| Apr 26, 2015 | $0.21 | Apr 22, 2015 | $0.21 |
| May 3, 2015 | $13.33 | May 5, 2015 | $13.33 |
| May 10, 2015 | $13.33 | May 15, 2015 | $13.33 |
| May 17, 2015 | $13.33 | May 19, 2015 | $13.33 |
| May 24, 2015 | $13.33 | May 24, 2015 | $13.33 |
| May 31, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Jun 7, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Jun 14, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Jun 21, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Jun 28, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Jul 5, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Jul 12, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Jul 19, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Jul 26, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Aug 2, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Aug 9, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Aug 16, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Aug 23, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Aug 30, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Sep 6, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Sep 13, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Sep 20, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Sep 27, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Oct 4, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Oct 11, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Oct 18, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Oct 25, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Nov 1, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Nov 8, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Nov 15, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Nov 22, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Nov 29, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Dec 6, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Dec 13, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Dec 20, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Dec 27, 2015 | $13.33 | May 24, 2015 | $13.33 |
| Jan 3, 2016 | $13.33 | May 24, 2015 | $13.33 |
| Jan 10, 2016 | $13.33 | May 24, 2015 | $13.33 |
| Jan 17, 2016 | $13.33 | May 24, 2015 | $13.33 |
| Jan 24, 2016 | $13.33 | May 24, 2015 | $13.33 |
| Jan 31, 2016 | $13.33 | May 24, 2015 | $13.33 |
| Feb 7, 2016 | $13.33 | May 24, 2015 | $13.33 |
| Feb 14, 2016 | $13.33 | May 24, 2015 | $13.33 |
| Feb 21, 2016 | $13.33 | May 24, 2015 | $13.33 |
| Feb 28, 2016 | $13.33 | May 24, 2015 | $13.33 |
| Mar 6, 2016 | $13.33 | May 24, 2015 | $8.89 |
| Jun 3, 2015 | $4.44 | ||
| Mar 13, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| Mar 20, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| Mar 27, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| Apr 3, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| Apr 10, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| Apr 17, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| Apr 24, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| May 1, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| May 8, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| May 15, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| May 22, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| May 29, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| Jun 5, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| Jun 12, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| Jun 19, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| Jun 26, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| Jul 3, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| Jul 10, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| Jul 17, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| Jul 24, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| Jul 31, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| Aug 7, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| Aug 14, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| Aug 21, 2016 | $13.33 | Jun 3, 2015 | $13.33 |
| Aug 28, 2016 | $8.89 | Jun 3, 2015 | $8.89 |
| Sep 4, 2016 | $538.82 | Jun 8, 2015 | $125.56 |
| Jun 10, 2015 | $111.11 | ||
| Jun 17, 2015 | $80.00 | ||
| Jun 18, 2015 | $222.16 | ||
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