Loan for boosting my jewellery making business
Getrude
Nakuru,kenlands Estate, Kenya
100% repaid
Entrepreneur
Name
Getrude
Member since
March 2014
On-time repayments
141 installments • 67%
About Me
I am Gertrude Joji, born in Nakuru County at Kenlands Estate. My parents still lives at the same estate where I was born. I am a form 4 school leaver and also a business lady in Nakuru. I make and sale African jewelry. I am still single not yet married. I was born in 1994 on November 2nd.
My passion is for business and I am praying and hoping that my small business will pick up quick as I look for more capital because I see there is a lot of demand of African jewelry.
I started my business 6 months ago and I started to make a few jewelries while selling to friends within my home, and later I decided to expand it because I felt it has been liked by so many people. I even get in orders and I deliver in time needed as agreed.
I am so very passionate about my work or business I do, and I want to be one of the best and prominent business owners in Nakuru town.
My Business
I started my business 6 months ago and I started to make a few pieces of jewelry while selling to friends within my home, and later I decided to expand it because I felt they have been liked by so many people. When I started my business, I never knew how it was going to help many, but through small business I do.
Now the main challenge I face is my stock is down, especially on getting beads and other threads and materials which I need to boost my business. That's why I decided to join Zidisha to help me fulfill my life's vision and passion.
My total revenue a month is 15,000ksh, which covers the total expenditures. My profit ranges between 6,500ksh and 7,000ksh monthly, which I feel is a nice profit. I believe upon adding more stock I will attract more customers within and without. I am planning to talk to friends to see if I can even import some of my work outside Kenya.
I do not have a specific place that I sell from, but I make them from the house. I do all the bead work from the house, then I distribute to the person who ordered them. The loan I am asking for will help me meet this need and, through my income revenue from my business, I will be able to pay back in due time as needed. I therefore ask for the support of lenders to meet my dream and make it come true.
Loan Proposal
I am thankful for all the loans (of which this is my third) since you all started to lend me. I am requesting another loan, which will be used to purchase beads, which will cost $120, and also two dozen threads costing $100. Also I will purchase hooks, about 300 piece, which will cost $50, and the rest I will use for advertisement, which will cost $200, inclusive of VAT and license for the county council.
About Me
I am Gertrude Joji born in Nakuru county at a Kenlands Estate, my parents still lives at the same estate where I was born,I am a form4 school leaver and also business lady in Nakuru, I make and sale African jewelries , I am still single not yet marriage, I was born in 1994 November on 2nd. my passion is on business and I am praying and hoping that my small business will pick up quick as I look for more capital because I see there is a lot of demand of African jewelries.
I started my business 6 months ago and I started to make few jewelries while selling to friends within my home, and later I decided to expand it because I felt it has been like with so many people, even I get in order and I deliver in time needed as agreed.
I am so much passionate about my work or business I do and I want to be one of the best and prominent business men in Nakuru town.
My Business
I started my business 6 months ago and I started to make few jewelries while selling to friends within my home, and later I decided to expand it because I felt it has been like with so many people, when I started by business I never knew how it is going to help many, through small business I do.
Now the main challenge I face is my stock is down especially on getting beads and other threads materials which I need to boost that's why I decided to join zidisha to help me fulfill my life vision and passion.
my total revenue a month is ksh15,000ksh which covers the total expenditures, my profit ranges between ksh6,500ksh and 7,000ksh monthly. of which I feel is a nice profit, I believe upon adding more stock will attract more customers within and without, I am planning to talk to friends I see if I can even import some of my work outside Kenya.
I do not have a specific place that I sell from, but I make them from the house, I do all the bead work from the house them I distribute to the person who ordered them.the loan I am asking will help me meet this needs and through my income revenue from my business, I will be able to pay back in due time as needed.
I there for ask for the support of lenders to meet my dream and make it come true.
Loan Proposal
I am thankful for all the Loans of which this is my 3 Loan since you all started to lend me, I am requesting for another Loan which will be used to purchase for beads which will cost $120 and also two dozen threads costing $100 and also I will purchase hooks about 300 piece which will cost $50 and the rest I will use for advertisement which will cost $200 inclusive of VAT and license for the county council
Feedback
Positive
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$664.00
Date disbursed
Mar 11, 2015
Repayment status
On Time
Projected term
14 months
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Summary
Amount repaid
$699.51
Amount remaining
$0.00
Date repaid
Mar 9, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Mar 22, 2015 | $49.96 | Mar 12, 2015 | $49.45 |
| Mar 12, 2015 | $0.51 | ||
| Mar 29, 2015 | $4.99 | Mar 12, 2015 | $4.99 |
| Apr 5, 2015 | $10.99 | Mar 20, 2015 | $10.99 |
| Apr 12, 2015 | $10.99 | Mar 20, 2015 | $1.10 |
| Apr 13, 2015 | $9.89 | ||
| Apr 19, 2015 | $10.99 | Apr 13, 2015 | $4.40 |
| Apr 28, 2015 | $6.59 | ||
| Apr 26, 2015 | $10.99 | Apr 28, 2015 | $10.99 |
| May 3, 2015 | $10.99 | Apr 28, 2015 | $10.99 |
| May 10, 2015 | $10.99 | Apr 28, 2015 | $0.55 |
| May 10, 2015 | $10.44 | ||
| May 17, 2015 | $10.99 | May 10, 2015 | $0.99 |
| May 20, 2015 | $10.00 | ||
| May 24, 2015 | $3.19 | May 20, 2015 | $3.19 |
| May 31, 2015 | $0.00 | ||
| Jun 7, 2015 | $6.59 | Jun 4, 2015 | $6.59 |
| Jun 14, 2015 | $6.59 | Jun 4, 2015 | $6.59 |
| Jun 21, 2015 | $5.49 | Jun 20, 2015 | $5.49 |
| Jun 28, 2015 | $5.49 | Jun 20, 2015 | $5.49 |
| Jul 5, 2015 | $5.49 | Jun 20, 2015 | $5.49 |
| Jul 12, 2015 | $5.49 | Jun 20, 2015 | $5.49 |
| Jul 19, 2015 | $5.49 | Jun 20, 2015 | $0.55 |
| Jul 18, 2015 | $4.95 | ||
| Jul 26, 2015 | $5.49 | Jul 18, 2015 | $5.49 |
| Aug 2, 2015 | $5.49 | Jul 18, 2015 | $0.55 |
| Aug 3, 2015 | $4.95 | ||
| Aug 9, 2015 | $5.49 | Aug 3, 2015 | $5.49 |
| Aug 16, 2015 | $5.49 | Aug 3, 2015 | $0.55 |
| Sep 3, 2015 | $4.95 | ||
| Aug 23, 2015 | $5.49 | Sep 3, 2015 | $5.49 |
| Aug 30, 2015 | $5.49 | Sep 3, 2015 | $5.49 |
| Sep 6, 2015 | $5.49 | Sep 3, 2015 | $5.49 |
| Sep 13, 2015 | $5.49 | Sep 3, 2015 | $0.55 |
| Oct 19, 2015 | $4.95 | ||
| Sep 20, 2015 | $5.49 | Nov 1, 2015 | $5.49 |
| Sep 27, 2015 | $5.49 | Nov 1, 2015 | $1.10 |
| Nov 25, 2015 | $4.40 | ||
| Oct 4, 2015 | $5.49 | Nov 25, 2015 | $5.49 |
| Oct 11, 2015 | $0.55 | Nov 25, 2015 | $0.55 |
| Oct 18, 2015 | $4.40 | Nov 25, 2015 | $4.40 |
| Oct 25, 2015 | $4.40 | Nov 25, 2015 | $4.40 |
| Nov 1, 2015 | $1.10 | Nov 25, 2015 | $1.10 |
| Nov 8, 2015 | $1.81 | Nov 25, 2015 | $1.81 |
| Nov 15, 2015 | $0.00 | ||
| Nov 22, 2015 | $0.00 | ||
| Nov 29, 2015 | $0.00 | ||
| Dec 6, 2015 | $0.00 | ||
| Dec 13, 2015 | $5.49 | Dec 11, 2015 | $5.49 |
| Dec 20, 2015 | $5.49 | Dec 11, 2015 | $5.49 |
| Dec 27, 2015 | $5.49 | Dec 11, 2015 | $5.49 |
| Jan 3, 2016 | $5.49 | Dec 11, 2015 | $5.49 |
| Jan 10, 2016 | $5.49 | Dec 11, 2015 | $5.49 |
| Jan 17, 2016 | $5.49 | Dec 11, 2015 | $5.49 |
| Jan 24, 2016 | $5.49 | Dec 11, 2015 | $5.49 |
| Jan 31, 2016 | $5.49 | Dec 11, 2015 | $5.49 |
| Feb 7, 2016 | $5.49 | Dec 11, 2015 | $5.49 |
| Feb 14, 2016 | $5.49 | Dec 11, 2015 | $5.49 |
| Feb 21, 2016 | $5.49 | Dec 11, 2015 | $5.49 |
| Feb 28, 2016 | $5.49 | Dec 11, 2015 | $5.49 |
| Mar 6, 2016 | $5.49 | Dec 11, 2015 | $5.49 |
| Mar 13, 2016 | $5.49 | Dec 11, 2015 | $5.49 |
| Mar 20, 2016 | $5.49 | Dec 11, 2015 | $5.49 |
| Mar 27, 2016 | $5.49 | Dec 11, 2015 | $5.49 |
| Apr 3, 2016 | $5.49 | Dec 11, 2015 | $5.49 |
| Apr 10, 2016 | $5.49 | Dec 11, 2015 | $5.49 |
| Apr 17, 2016 | $5.49 | Dec 11, 2015 | $5.49 |
| Apr 24, 2016 | $5.49 | Dec 11, 2015 | $5.49 |
| May 1, 2016 | $5.49 | Dec 11, 2015 | $5.49 |
| May 8, 2016 | $5.49 | Dec 11, 2015 | $5.49 |
| May 15, 2016 | $5.49 | Dec 11, 2015 | $5.49 |
| May 22, 2016 | $5.49 | Dec 11, 2015 | $5.49 |
| May 29, 2016 | $5.49 | Dec 11, 2015 | $3.30 |
| Feb 29, 2016 | $2.20 | ||
| Jun 5, 2016 | $3.30 | Feb 29, 2016 | $3.30 |
| Jun 12, 2016 | $310.44 | Mar 9, 2016 | $310.44 |
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