To help pay for forklift training & transportion to school

Joseph

Accra, Ghana

19% repaid

Entrepreneur

Name

Joseph

Member since

September 2015

On-time repayments

302 installments  •  73%

About Me

I am Joseph Saaquah, 29 years of age. I am the last from 3 children of my parent,My family could have been a lovely one, but sadly I never got the opportunity to set eyes on my dad. I took it calmly growing up because no matter what happens, life must go on. Have always been a respectful, obedient, just, and hardworking person. Have completed senior high school at Gomoa Secondary High Technical School in the central region of Ghana, though it wasn't easy financially due to my mum being a single parent with 3 kids. Life hasn't been easy, but I've never given up because I'm determined to be educated. Sometimes I have to drop from school, though, to help mum in selling to get money for my fees and my chop money (money for daily provision of food is called "chop money" in Ghana). Through zidisha loan,i have been able to attend an IT school to gain myself a diploma in IT system admin certificate. am currently working but i dont want this certificate to be the end of my IT education but the beginning . I really want to continue my IT education,though it expensive but i wont let finances prevent me. am ready to work hard and go the extra mile to go higher in the IT field. I challenge myself not to give up because everything is possible in life. since Zidisha is with me, I can boldly say that my dreams will surely come to reality.
I live in a peaceful environment with lovely people. I love listening to music and singing along.

My Business

Hello dear Lenders,first of all i would like to thank and appreciate you all for always supporting my loan application.
through the help of Zidisha,i have a certificate in IT and working in a company as an IT personnel, it really helping me a lot,all thanks to you for the support.
i use some of the money i earn to take care of my personal needs like paying my house rent,paying my bills,feeding myself on daily bases,paying some of siblings fees if there is the need and helping others who are in bad time or needs financial help urgently.

Loan Proposal

Hello there dear Lenders, let me start by thanking you all for supporting my past loan application. It was of a great help to me.

Am taking this loan for a forklift training. Am very interested in knowing how to operating heavy duty machines but starting with forklift. Am doing this because I want to have another source of income as one source of income would never give me a financial freedom.
It a 2 months training and the cost is Gh2000.
Would also buy a form of Gh100.
There are other items we would be required to buy for the training which also amount to Gh400 (rough estimate)
Part of the loan too would be use for my transportation to the school on daily bases.
This loan would be of a very great help to me. Would be very grateful if given like always.
My financial status would never be the same after this training. Thank you.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$473.00

Date disbursed

Sep 6, 2021

Repayment status

Late

Projected term

9 months

Lenders

Kitty

Hailsham, United Kingdom

R

Rearden

STAVANGER, Norway

Lotus Flower

United States

Emma

Australia

roark22

Geneva, Switzerland

Ed

Howells, United States

JH

Joseph Hwang

Houston, United States

Malibu River

Tokyo, Japan

KM

Kirk Moore

Cerdanyola del Vallès, Spain

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Summary

Amount repaid

$90.72

Amount remaining

$382.53

Expected completion

Jun 13, 2022

Status

Repaying late

Installment amount

$10.15

Repayment History

Expected Payments Actual Payments
Sep 13, 2021 $9.99 Sep 13, 2021 $9.99
Sep 20, 2021 $9.99 Sep 18, 2021 $9.99
Sep 27, 2021 $9.99 Sep 29, 2021 $6.66
Oct 2, 2021 $3.33
Oct 4, 2021 $9.99 Oct 22, 2021 $6.66
Oct 24, 2021 $3.33
Oct 11, 2021 $9.99 Oct 24, 2021 $8.32
Dec 14, 2021 $1.66
Oct 18, 2021 $9.99 Dec 21, 2021 $3.33
Feb 12, 2022 $3.33
Mar 6, 2022 $1.66
Apr 20, 2022 $1.66
Oct 25, 2021 $9.99 May 18, 2022 $0.83
Jun 29, 2022 $1.66
Jul 1, 2022 $1.66
Aug 7, 2022 $1.66
Aug 12, 2022 $4.16
Nov 1, 2021 $9.99 Aug 12, 2022 $4.16
Aug 26, 2022 $5.83
Nov 8, 2021 $10.15 Aug 26, 2022 $2.50
Sep 13, 2022 $7.66
Nov 15, 2021 $10.15 Sep 13, 2022 $0.67
Nov 22, 2021 $10.15
Nov 29, 2021 $10.15
Dec 6, 2021 $10.65
Dec 13, 2021 $10.65
Dec 20, 2021 $10.65
Dec 27, 2021 $10.65
Jan 3, 2022 $10.65
Jan 10, 2022 $10.49
Jan 17, 2022 $10.49
Jan 24, 2022 $10.49
Jan 31, 2022 $10.49
Feb 7, 2022 $10.49
Feb 14, 2022 $10.49
Feb 21, 2022 $10.49
Feb 28, 2022 $10.49
Mar 7, 2022 $10.49
Mar 14, 2022 $10.49
Mar 21, 2022 $10.49
Mar 28, 2022 $39.45
Apr 4, 2022 $39.45
Apr 11, 2022 $10.49
Apr 18, 2022 $10.49
Apr 25, 2022 $10.49
May 2, 2022 $10.49
May 9, 2022 $10.49
May 16, 2022 $10.49
May 23, 2022 $10.49
May 30, 2022 $12.98
Jun 6, 2022 $12.98
Jun 13, 2022 $5.83

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