Eliud
Nairobi, Kenya
20% repaid
Name
Eliud
Member since
April 2015
On-time repayments
167 installments • 53%
I am a young energetic entrepreneur who believes in self initiatives for personal growth and development. I hold a Bachelors In Education from Nairobi university and due to graduate in August with a Masters from the same. After my first degree graduation, I took up a job at Lutheran World Federation as an Administrator in Kakuma Refugee Camp, Kenya. During my free time, I used to do Online freelance work that mostly constituted research. I decided to switch fully to this business after my Contract with Lutheran World Federation ended. This is what I currently do. I have been making the steps to formalize and increase productivity in my income generating engagement, utilizing the knowledge and skills I gained from Training and work to gradually perfect the art.
I run a personal online research business. One of the aspects of the business is gathering of academic material, online tutorials and academic assistance to students. I research and report in various disciplines that include Education, Nursing, History, Business, Marketing, Technology and Natural Sciences among others. For every report generated per research, I get paid a variable cost per page that is calculated by the number of pages, discipline, complexity and academic level of the research. The main resources I utilize is an unlimited internet connection and a laptop computer. The main advantage of this business is that, besides the aforementioned resources, there are no other major resources required, apart from research skills and academic knowledge. Besides regular internet and electric bills, there are no other major expenditures, increasing probability of profit. Typically, I spend approximately Ksh.8000 (90 USD) on associated bills. The income ranges between Ksh.30,000 ($290) and Ksh.40,000 ($380) every month. I use a significant amount of the income for bills and supporting my brother in college. I also manage to save some for future expansion plans.
I intend to set up an office from where I will dispense my research services. Currently, I work from the house if am not meeting my client. My help also works from his house and we coordinate over skype, email and social media, when he is not at my place. I have decided to work from an office where clients can come if I can't go to them, as an alternative and for convenience and trust building. I have identified an office at Lumumba Drive, Roysambu that costs Ksh.15,000 a month (Approximately USD. 150). To use the office one is required to pay 2 months deposit and a month of rent. I currently have in my possession office seats, a working table and office stationery. I also have a month's rent. I will use the loan for the 2 months deposit that totals to Ksh.30,000(USD.300). I will also use the Ksh.6000 for the city council business permit. Having a physical and official working location will help me build more trust with my customers. It will also be positive for my work culture, discipline and daily production assessment. With higher trust, I expect referrals from clients for whom I have worked to increase. I will also be able to manage my work well with my help working beside me. I also intend to get a second employee and the work place will be appropriate for a growing team. The lowest I make for a research paper is usually Ksh.8,,000 (USD.80) and an increase in referrals even by one is highly sought after. I look forward to your support. Thank you in advance.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$363.00
Date disbursed
Jul 20, 2016
Repayment status
Late
Projected term
64 months
Other loans
Amount repaid
$75.62
Amount remaining
$305.53
Expected completion
Dec 23, 2018
Status
Repaying late
Installment amount
$1.01
Expected Payments | Actual Payments | ||
---|---|---|---|
Jul 31, 2016 | $10.08 | Jul 30, 2016 | $10.08 |
Aug 7, 2016 | $2.02 | Aug 10, 2016 | $2.02 |
Aug 14, 2016 | $2.02 | Aug 17, 2016 | $2.02 |
Aug 21, 2016 | $2.02 | Aug 25, 2016 | $2.02 |
Aug 28, 2016 | $2.02 | Aug 31, 2016 | $2.02 |
Sep 4, 2016 | $2.02 | Sep 9, 2016 | $2.02 |
Sep 11, 2016 | $2.02 | Sep 9, 2016 | $2.02 |
Sep 18, 2016 | $2.02 | Sep 23, 2016 | $2.02 |
Sep 25, 2016 | $2.02 | Sep 23, 2016 | $2.02 |
Oct 2, 2016 | $2.02 | Sep 29, 2016 | $2.02 |
Oct 9, 2016 | $2.02 | Oct 11, 2016 | $2.02 |
Oct 16, 2016 | $2.02 | Oct 11, 2016 | $2.02 |
Oct 23, 2016 | $2.02 | Oct 23, 2016 | $2.02 |
Oct 30, 2016 | $2.02 | Nov 2, 2016 | $2.02 |
Nov 6, 2016 | $0.00 | ||
Nov 13, 2016 | $0.00 | ||
Nov 20, 2016 | $0.00 | ||
Nov 27, 2016 | $1.01 | Nov 26, 2016 | $1.01 |
Dec 4, 2016 | $1.01 | Nov 26, 2016 | $1.01 |
Dec 11, 2016 | $1.01 | Dec 12, 2016 | $1.01 |
Dec 18, 2016 | $1.01 | Dec 12, 2016 | $1.01 |
Dec 25, 2016 | $1.01 | Dec 19, 2016 | $1.01 |
Jan 1, 2017 | $1.01 | Dec 26, 2016 | $1.01 |
Jan 8, 2017 | $1.01 | Jan 14, 2017 | $1.01 |
Jan 15, 2017 | $1.01 | Jan 14, 2017 | $1.01 |
Jan 22, 2017 | $1.01 | Jan 23, 2017 | $1.01 |
Jan 29, 2017 | $1.01 | Feb 7, 2017 | $1.01 |
Feb 5, 2017 | $1.01 | Feb 7, 2017 | $1.01 |
Feb 12, 2017 | $1.01 | Feb 18, 2017 | $1.01 |
Feb 19, 2017 | $1.01 | Feb 25, 2017 | $1.01 |
Feb 26, 2017 | $1.01 | Mar 6, 2017 | $1.01 |
Mar 5, 2017 | $1.01 | Mar 6, 2017 | $1.01 |
Mar 12, 2017 | $1.01 | Mar 13, 2017 | $1.01 |
Mar 19, 2017 | $1.01 | Mar 20, 2017 | $1.01 |
Mar 26, 2017 | $1.01 | Apr 9, 2017 | $1.01 |
Apr 2, 2017 | $1.01 | Apr 9, 2017 | $1.01 |
Apr 9, 2017 | $1.01 | Apr 11, 2017 | $1.01 |
Apr 16, 2017 | $1.01 | Apr 28, 2017 | $1.01 |
Apr 23, 2017 | $1.01 | Apr 28, 2017 | $1.01 |
Apr 30, 2017 | $1.01 | May 2, 2017 | $1.01 |
May 7, 2017 | $1.01 | May 8, 2017 | $1.01 |
May 14, 2017 | $1.01 | May 14, 2017 | $1.01 |
May 21, 2017 | $1.01 | May 14, 2017 | $1.01 |
May 28, 2017 | $1.01 | May 29, 2017 | $1.01 |
Jun 4, 2017 | $1.01 | May 29, 2017 | $1.01 |
Jun 11, 2017 | $1.01 | Jun 6, 2017 | $1.01 |
Jun 18, 2017 | $1.01 | Jun 10, 2017 | $1.01 |
Jun 25, 2017 | $1.01 | Jun 25, 2017 | $1.01 |
Jul 2, 2017 | $1.01 | Jun 25, 2017 | $1.01 |
Jul 9, 2017 | $1.01 | Jul 27, 2017 | $1.01 |
Jul 16, 2017 | $1.01 | Jul 29, 2017 | $1.01 |
Jul 23, 2017 | $1.01 | Aug 3, 2017 | $1.01 |
Jul 30, 2017 | $1.01 | Aug 3, 2017 | $1.01 |
Aug 6, 2017 | $1.01 | Aug 13, 2017 | $1.01 |
Aug 13, 2017 | $1.01 | Nov 12, 2018 | $1.01 |
Aug 20, 2017 | $1.01 | Nov 12, 2018 | $1.01 |
Aug 27, 2017 | $1.01 | ||
Sep 3, 2017 | $1.01 | ||
Sep 10, 2017 | $1.01 | ||
Sep 17, 2017 | $1.01 | ||
Sep 24, 2017 | $1.01 | ||
Oct 1, 2017 | $1.01 | ||
Oct 8, 2017 | $1.01 | ||
Oct 15, 2017 | $1.01 | ||
Oct 22, 2017 | $1.01 | ||
Oct 29, 2017 | $1.01 | ||
Nov 5, 2017 | $1.01 | ||
Nov 12, 2017 | $1.01 | ||
Nov 19, 2017 | $1.01 | ||
Nov 26, 2017 | $1.01 | ||
Dec 3, 2017 | $1.01 | ||
Dec 10, 2017 | $1.01 | ||
Dec 17, 2017 | $1.01 | ||
Dec 24, 2017 | $1.01 | ||
Dec 31, 2017 | $1.01 | ||
Jan 7, 2018 | $1.01 | ||
Jan 14, 2018 | $1.01 | ||
Jan 21, 2018 | $1.01 | ||
Jan 28, 2018 | $1.01 | ||
Feb 4, 2018 | $1.01 | ||
Feb 11, 2018 | $1.01 | ||
Feb 18, 2018 | $1.01 | ||
Feb 25, 2018 | $1.01 | ||
Mar 4, 2018 | $1.01 | ||
Mar 11, 2018 | $1.01 | ||
Mar 18, 2018 | $1.01 | ||
Mar 25, 2018 | $1.01 | ||
Apr 1, 2018 | $1.01 | ||
Apr 8, 2018 | $1.01 | ||
Apr 15, 2018 | $1.01 | ||
Apr 22, 2018 | $1.01 | ||
Apr 29, 2018 | $1.01 | ||
May 6, 2018 | $1.01 | ||
May 13, 2018 | $1.01 | ||
May 20, 2018 | $1.01 | ||
May 27, 2018 | $1.01 | ||
Jun 3, 2018 | $1.01 | ||
Jun 10, 2018 | $1.01 | ||
Jun 17, 2018 | $1.01 | ||
Jun 24, 2018 | $1.01 | ||
Jul 1, 2018 | $1.01 | ||
Jul 8, 2018 | $1.01 | ||
Jul 15, 2018 | $1.01 | ||
Jul 22, 2018 | $1.01 | ||
Jul 29, 2018 | $1.01 | ||
Aug 5, 2018 | $1.01 | ||
Aug 12, 2018 | $1.01 | ||
Aug 19, 2018 | $1.01 | ||
Aug 26, 2018 | $1.01 | ||
Sep 2, 2018 | $1.01 | ||
Sep 9, 2018 | $1.01 | ||
Sep 16, 2018 | $1.01 | ||
Sep 23, 2018 | $1.01 | ||
Sep 30, 2018 | $1.01 | ||
Oct 7, 2018 | $1.01 | ||
Oct 14, 2018 | $1.01 | ||
Oct 21, 2018 | $1.01 | ||
Oct 28, 2018 | $1.01 | ||
Nov 4, 2018 | $1.01 | ||
Nov 11, 2018 | $1.01 | ||
Nov 18, 2018 | $42.36 | ||
Nov 25, 2018 | $42.36 | ||
Dec 2, 2018 | $42.36 | ||
Dec 9, 2018 | $42.36 | ||
Dec 16, 2018 | $42.36 | ||
Dec 23, 2018 | $29.20 |
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