Loan for new broiler stock

Gladys Nyawira Gachomba

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Gladys Nyawira Gachomba

Member since

January 2015

On-time repayments

327 installments  •  82%

About Me

Having grown up in the central part of Kenya in a family of 8, farming was the major activity at home hence at a tender age I was introduced to cultivating and looking after the cattle after school and during holidays which was an interesting thing to do since I could join up with other kids to play round games in the field and also hunt. As a young girl I always aspired to be a graduate when I grew up but the dream was crashed when I finished school and there was insufficient resources to go to college hence I had to search for jobs to try and raise cash to go back to school but due to low wages, I used to live hand to mouth for about three years when a well wisher identified me as someone who was not contented with her the then current lifestyle and status. The old woman saw me to campus.
I graduated from Jomo Kenyatta University of Agriculture and Technology with a bachelor’s degree in IT in the year 2012. This I must say was a great stepping stone in my life and I was so grateful to God for allowing me a chance to go for higher learning. Being one of the few graduates in the village, I am always passionate about empowering young people in the community and for that reason after graduating I volunteered for one year to work with young girls who are finishing high school in Butere community; Western Kenya to mentor them socially, intellectually and spiritually.
I have always wanted to be my own boss and with the help of my entrepreneurship skills and being an outspoken person, I boldly ventured into urban farming last year whereby I am doing poultry farming, vegetables and rabbit keeping with the support of my family.
I love baking and pastry, freelancing and interior design. I look forward to being a successful business woman and a home maker some day.

My Business

My farming business is approximately 2 years now. I begun with poultry farming; Broiler keeping to be precise and when i realized it was successful, i decided to expand it by selling the idea to my parents who boosted the business by increasing the stock. Today i rear a variety of chickens that is broilers, layers and indigenous chicken. I recently ventured into rabbit rearing since there is a ready market in the supermarkets and 5-star hotels in Kenya. Eating healthy with chemical-free vegetables led me to begin cultivating Spinach and kale whose demand is high locally where very few people in the urban area do farming. Finally i recently began freelancing in order to advance in the area of my career that is Information and Technology.

I chose farming since with foods you can never go wrong.

I have invested $ 1,744 in my business. My monthly income is $291 which i generate from vegetables and 100 broiler chickens. I expect to leap my first income from my 21/2 months;200 chicken layers in March when they will start laying and i expect to generate $523 monthly and $116 from rabbits quarterly. I am expecting my first pay of $50 from freelancing in two weeks time. My expenses go up to $174 and I remain with a surplus of $117 which i reinvest into the business.

If i successfully qualify for a loan, i am going to increase the number of birds up to 1,000 which is my target for the next 12 months. This will allow me a gross profit of up to $ 105 daily after selling 30 tray of eggs. Meanwhile with the first loan I will increase the number of birds by buying 3 months old;20 layers chickens at $4 each adding up to a total of $81 and the remaining $22 I will top up buying of feeds whereby a 70kg growers mash goes for $32 and 200-250 pullets consume a 70kg bag within 7 days.

This kind of empowerment will allow me a chance to go back to the community and empower young people in becoming financially independent by venturing into entrepreneurship. i look forward to your positive response.

NB: Conversion rate $1: Ksh 86.
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My businesses both Mpesa and chicken farming have grown troumendously with a turnover of Ksh. 200,000/- . I also got an opportunity to practice my career in the IT profession from March 2016 when i got a job with an income of Ksh. 40,000/- per month.

Loan Proposal

When i receive this loan i will ho and book 250 day old broiler chicks ftom the hatcheries which will be ready for collection within one week. One chick costs Ksh. 60 and rearing the same chick to maturity costs Ksh.250.

The chicken will be ready in about 5 to 6 weeks where we sell them in a ready market. One chicken is sold at Ksh. 340 hence giving a profit of Ksh. 90. I will also add 5 drinkers at Ksh. 350, 5 feeders at Ksh. 300 and one chicks cjarcoal jiko at Ksh 1500. The remaining money i will use it for emergency purposes since broilers require a lot of attention.This will enable me to comfortably service my loan and expand my business.

I look forward to having you lenders lend me again.

Thank you.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$907.00

Date disbursed

Jul 13, 2016

Repayment status

On Time

Projected term

3 months

Cost to entrepreneur

Service fee: $45.35

Lenders

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aaronmcmurray

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C

Christian

Saarbruecken, Germany

Kitty

Hailsham, United Kingdom

BelleStarr

Albuquerque, United States

AltruisticSelfishnes

Chicago, United States

ErikN

Stockholm, Sweden

Ambrose

Calgary, Canada

F

FHult

Stockholm, Sweden

A

anonymus

Moon, United States

T

Tallago3

Munich, Germany

R

Roman

Barcelona, Spain

Zidisha

Sterling, United States

M

mogensh

København V, Denmark

S

Steveandson

Arlington, United States

A

ashtanga99

Newport, United States

G

GLWall

Iowa, United States

K

kipwhite

California, United States

tmisch

San Jose, California, United States

P

Piccolo

London, United Kingdom

DaveinPerth

Perth, Australia

J

John

Newbury Park, CA, United States

Joseph P. Edd

Seoul, Republic of Korea

N

nanning

Baltasound, United Kingdom

N

ningli

Charlotte, NC, United States

Aggul

London, United Kingdom

A

Angela

Heide, Germany

Jeff and Marcie

Portland, OR, United States

M

mrhanky1

melbourne, Australia

J

JacobZ

Bend, United States

DocCindy

Bay City, United States

N

NancyG

Victoria, Canada

T

tlingf

San Francisco, United States

rosevines

New Orleans, United States

RockinRobin

Centennial CO, United States

R

Rossman

Poland, United States

B

BluckeyeFan

Columbus, United States

D

dball

Karlsruhe, Germany

B

Becmo

Brisbane, Australia

MichaelR

Los Angeles, United States

J

JayJay

Cleveland, United States

C

CheesemanDan

Shanghai, China

A

Alicee

Munich, Germany

D

danny

Karlsruhe, Germany

M

matts

New York, United States

B

briansedz

Canton, Ohio, United States

P

proby24

Singapore, Singapore

G

gabarone

Rochester, United States

D

Dplayer33

Sydney, Australia

O

Orchidx4

Seeleys bay, Canada

J

jipi9000

Vantaa, Finland

phytoplankton

United States

J

jared4

parowan, United States

T

tmsaddress

Orlando, Florida, United States

B

Becks

Dubai, United Arab Emirates

1

1979fan

Palo Alto, United States

M

moerye

Santa Barbara, CA, United States

K

kiranovak

Denver, United States

C

chrisherron

Chicago, United States

B

blairan

Baltimore, United States

H

hanh352

Homosassa, United States

M

michalbette

melbourne, Australia

pbosakov

Sofia, Bulgaria

ksevik

Oslo, Norway

dajawein

Gladstone, Australia

indeh

London, United Kingdom

F

fourstarsfamily

Melbourne, Australia

M

missjoyy

Munich, Germany

Gillis

Helsinki, Finland

S

suzerain

Kuala Lumpur, Malaysia

B

BartenKatrijn

Ghent 9000, Belgium

andreasol

Bielefeld, Germany

J

JandC

Watsonville, United States

chrsve46

Stockholm, Sweden

Moyeji

Australia

R

RichardH

Manchester, United Kingdom

D

Divergent

Bethesda, United States

L

lowtechmagazine

barcelona, Spain

A

AustA

Sydney, Australia

B

bgj21

Cambridge, United Kingdom

G

glomardor

Leonardtown, United States

IA

Ismini and Jerry

Stamford, USA, United States

A

aiban

Austin, United States

J

jzidi

Los Angeles, United States

S

Sabine

Courtenay, Canada

B

Bernhard75

Vienna, Austria

D

doinggood

Missoula, United States

A

Austrian

Graz, Austria

birtom

Ettlingen, Germany

Matthew

New York, NY, United States

S

samuk

Nottingham, United Kingdom

D

davide

Vallentuna, Sweden

C

cczapp

Hilliard, United States

AdvancingCompassion

San Diego, United States

M

matushek

St Helier, United Kingdom

dtsuji59

Brampton, Canada

L

loistf

Madrid, Spain

G

Goodwill

Oakland, United States

K

Katehar

Maple Valley, WA, United States

J

jwharding

Hamburg, Germany

ads68

Melbourne, Australia

P

pellm

Ashland, United States

R

rgarr

Louisville, United States

N

NoelC

Chelmsford, United Kingdom

K

katykoo

New York, NY, United States

P

Prysdahl

Marshall, United States

J

janharg

Garland, Tx, United States

T

Travelbear

Asheville, United States

E

eirccharrie

Cupertino, United States

T

ThomasGermany

Wuppertal, Germany

bryancain

Toluca Lake, United States

O

Oktober

North Kingstown, United States

dhulsterwim

LIER, Belgium

Echo

Wellington, New Zealand

U

UmSaeed

Southfield, United States

M

mwkelley2

Columbus, OH, United States

H

Hotaru

Melbourne, Australia

MPatino01

Somerville, United States

A

amnesiac

Adelaide, Australia

J

josemrus

León, Spain

D

Dave22202

Arlington VA, United States

yorick

Springfield, United States

Alina

Amsterdam, Netherlands

A

Aaron

Zurich, Switzerland

F

FuzzyHat

London, Canada

Z

zblongladder

Somerville, United States

W

WellingtonPFClass

Columbus, Oh, United States

M

Mooper

Los Angeles, United States

J.Schindler

Heber, United States

P

PetrusR

balmoral, Australia

D

djschin

Heber City, United States

C

cescotet

Needham, United States

RandyPetersen1

Colorado Springs, United States

R

Roxyclark

Heber City, United States

D

DearbornJackson

Rockville, United States

H

hivervan

watou, Belgium

B

Bluejay

Magrath, Canada

E

eboleaga

Mexico City, Mexico

jennyams

Albany, United States

S

stillc

Nashville, United States

foreverchanges

Krefeld, Germany

DT

Dru Tarr

Gloucester, United States

ohlandtmann

Moorestown, United States

postnihilist

Honolulu, United States

J

jerryq

Redding, United States

E

emtesenair

Charlotte, United States

U

UsefulDrivel

Fort Worth, United States

J

jackieric

Folsom, CA, United States

M

moneypatch

Heber City, United States

L

lilbsedz

Raleigh, United States

T

Tui1974

nuenen, Netherlands

Tania

Antwerpen, Belgium

HMS_5th_Grade

Honolulu, United States

1

1711mp

Brooklyn, United States

L

LenderTrender

Freeville, United States

D

dannimw

Victoria BC, United Kingdom

C

chrono

Toronto, Canada

B

bek88

Fairview, United States

chadgibbs

Loveliest Village, United States

hugomesser

Blokker, Netherlands

davidt

San Francisco, United States

J

javifdezsainz

Madrid, Spain

A

Andrew22

Hopewell PA, United States

I

ianb723

ROCHESTER, United States

P

prashant

SUNNYVALE, United States

S

solarkismet

Logan, United States

M

MarkGallagher

Glasgow, United Kingdom

A

arwaandali

Ottawa, Canada

W

Walter1

Bergneustadt, Germany

A

amish

San Francisco, United States

A

Avalokiteshvara

Yau Yat Chuen, Hong Kong

James

Paris, France

T

Taupe

Balzers, Liechtenstein

U

UTLonghorn

Lincoln, United States

M

Marod

Edmonton, Canada

J

jasontoheal

Geraldton, Australia

M

MACH1351CJ

HOMMELVIK, Norway

N

Navigator

Alavus, Finland

TraciV17

Indianapolis, United States

W

WenShiDi

mobile, China

Delphis2k

Birmingham, United Kingdom

kivadoris

Vancouver, Washington, United States

DVM1417

Seaford, United States

C

Christos

Leeds, United Kingdom

J

Justicar007

Longueuil, Canada

Benz0

Reno, United States

A

AndrewC

London, United Kingdom

3

381inc

Beverly HIlls, United States

mojobob

Hayward, United States

Sappetta

Bolzano, Italy

N

NickLuder

London, United Kingdom

I

inips

Oslo, Norway

D

doublehelix

Philadelphia, United States

E

eniid

Stockholm, Sweden

C

christopherttran

Toronto, Canada

Richard Griebe

La Jolla, United States

somuchjackson

Boston, United States

E

Esseni

Cincinnati, United States

Y

yunfangjuan

Palo Alto, United States

E

edgrr000

Dallas, United States

C

Catch22

The Colony, United States

H

Hal86

Sava, Italy

Parkmobile

Fort Bragg, United States

G

Gdrvasc

Frederick, United States

B

Branjsmith

Philadelphia, United States

S

sgunnink

Utrecht, Netherlands

H

happytrailsjpd

South Bend, United States

M

markus61

cologne, Germany

Jamesaubrey

Norman, United States

M

mibrahim51

Mountain View, United States

A

adelias

plymouth, United States

J

jonastang

Hong Kong, Hong Kong

C

Clben7

Cincinnati, United States

M

mueba

Frankfurt, Germany

Evan Lamos

Brussels, Belgium

S

SanderBeckers

Brussel, Belgium

JinxGirl

Winnipeg, Canada

A

akshu71

Ottawa, Canada

R

RohitSingh

Montreal, Canada

C

cktsai

United States

M

Morgan1301

United States

T

thebonseung

Republic of Korea

OP

Old People

Corona Del Mar, United States

Shemuel

New Jersey, United States

Matching Fund

Sterling, United States

Arjan Geven

Vienna, Austria

B

BlackMoss

United States

J

jmwinga

Denver, United States

A

AileenH

United Kingdom

C

chrishol

United States

T

Trooperdan

United States

FrancoisGarcia

Montreal, Canada

A

adiipienaar

South Africa

Paul Buchheit

Mountain View, United States

R

Reiners

Australia

N

Nijntje

Netherlands

F

FSO

Canada

J

jenda

Czech Republic

M

merk85

United States

R

richardbrewster

United Kingdom

poorinvest

Sandefjord, Norway

E

EKuras

United States

S

sarah4d2

Saint Louis, United States

alrisha11

United States

E

expatri

United States

mepster

San Francisco, Ca, United States

Q

qeorge

United States

H

hedyeyre

United States

G

GMB2014

United States

AndrewNeu

Ho Chi Minh, Vietnam

J

JonAlec

United States

H

HLCharityFund

United Kingdom

Grant Xavier Storer

Seattle, Wa, United States

Loungin

United States

S

samrajbal

United Kingdom

S

sarahb

United States

T

Tim47

United States

H

Heath

United States

K

kennychit

United States

H

hayek

Stuttgart, Germany

B

beegkitty

United States

D

dmorley

United States

P

pnrjulius

United States

Jessosix

Perth, Australia

reluck

Marseille, France, France

Kyle Hoback

Jersey City, NJ, United States

R

ross22

United States

A

andreab

United States

RJ

Ryan J Cotton

United States

SK

Sebastian Krohn

Amsterdam, Netherlands

D

Doug

Baltimore, United States

Gab

Singapore

P

PC

United States

B

Bruce

Hong Kong

TM

Theo Mbise

Switzerland

MW

Matt Willis

United States

JD

Jo Dane

Melbourne, Australia

A

Anonymous

United States

jtreyes

United States

BS

Bart Sturm

Amsterdam, Brazil

Francoise Kuenzi

Neuchâtel, Switzerland

MA

Mary Art Hunt

United States

YG

Yann Graf

Netherlands

E

erica

antwerpen, Belgium

CN

Cyprien Noel

United States

AG

Alexandre Genereux

Gatineau, Canada

Max Lettenberger

Madison, WI, United States

KL

Kevin Law

United States

Kevin

San Francisco, United States

KD

Kent Don

United States

EB

Erica Brescia

United States

JR

John Ryabik

United States

Pedro Lopez

United States

MG

Meron Gribetz

United States

Paul

Seattle, United States

JD

Jeff DePree

United States

Oliver Hasenberg

Iserlohn, Germany

A

albert

United States

George

Corvallis, Oregon, United States

ME

Manaal Eisa

Washington DC, United States

CNV

United States

GR

Gary Rimmer

United Kingdom

AH

Adam Hill

United States

Caroline Cress

Seattle, WA, United States

Isabella

UK, United Kingdom

Douglas St Quintin

Sydney, Australia

Eugen Stamm

Zurich, Switzerland

Christopher Hey

Sudbury, Canada

BS

Brandon S

United States

GA

Giovanni and Yelena

New York, Ny, United States

AS

Aida Smith

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

A

Anonymous

United States

A

Anonymous

United States

A

Anonymous

United States

Debbie Merritt

Zebulon, North Carolina, United States

John Barnett

United States

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