Loan proposal

Richard

Berekum, Ghana

100% repaid

Entrepreneur

Name

Richard

Member since

August 2016

On-time repayments

160 installments  •  38%

About Me

My name is Richard Nti i was born on the 31st day of october 1979 at Fetentaa-Berekum in the Brong Ahafo Region of Ghana.
I stated my education at Fetentaa meth. prim and JSS and continoued at Asankrangua senior secondary school where i had my sssce certificate.
I further went to Sunyani Polytechnic to persue a Higher National Diploma in Accounting.
After completing the above programme i was fining it difficult to get job, i wrote series of applications to some financial institutions but no avail.
In jan 2012 i find my self in Dalex finance and leasing co. as a sales executive
where i manage to establish my own business ie a computer shop with one computer and one printer in the Berekum municipality of Ghana.
Now business is growing very fast andi need more cash to support the business.
The Land of Ghana is very fertil and can support many thinks in Ghana.
I am a male single looking forward to get married in the next two years.
My favourate football team is Liverpoool in the barclays premier league.

My Business

The goods and services that i offered to peoples are making photo copies, printing of invitation cards, book binding, Letters,selling of pen drives and printing of examination question for basi schools.
These goods are daily used by people in ghana that is why i choose those goods.
The cost revenue is not static it can sometmes increase and can also decrease but average is around GHc 450 after all expenses ie one month.
The profit will take care of my children. on the other hand profit on this loan has been used in establishing school and is going on very well with me.

Loan Proposal

The following are the exact iterms that i will buy when the loan is apporved.
In the first place i will buy toners (3) and the rest for pen drives.
Cost of toners in $60 in ghana is Ghs300 and pendrive $40 in ghana is Ghs200
In all i espect about 150 ghana cedis as my profit when all have finished.
thanks

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$142.00

Date disbursed

Aug 24, 2016

Repayment status

On Time

Projected term

2 months

Lenders

The Zinc Team

San Francisco, United States

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