Name
Francis
Member since
December 2014
On-time repayments
286 installments • 67%
i am 25 years old, God fearing, humble, intelligent and hardworking gentleman. currently, i graduated in December 2015 and was conferred a bachelors degree in economics from Technical university of Kenya.
i have always tried my best to achieve the best and so far i have something to smile and keep myself smiling always. since my childhood i have been enterprising. i used to rear rabbits & chicken to cater for my needs and supplement my mums' efforts in raising fee. it was a challenge but i have ever remained focused as am sure that, wherever there is will, there is way. today i appreciate zidisha as it has made me to grow in business thus making my life more easy to face financial challenges. something which really amuses me about my people is ego-centrism and very stubborn to help even if they see potential in you. its something which i never like and wish they could change and support young talents.
i am fond of learning tradition and spent most of my leisure time visiting and sharing with the aged in my community.
as stated above, i started venturing in business since childhood. after my form four(2009) i started doing photography, and after a year, i upgraded to video shooting. it has been successful story and up-to date I also provide these services. fortunately, i have been saving since then, at the same time paying for my fee.
in the year 2013 December, i managed to open a cybercafe. however, due to its high demand for capital it has been serious challenge of getting funds for expansion, considering i solely depend on it for paying for my fee and upkeep expenses. my services are experiencing upward trend especially during this time when transition from analog to digital is "picking" in my country Kenya.
i like the business because it involves acquisition of fixed assets and thereby no risk of getting losses due to perish-ability. again it personally helps me in getting information especially for my degree course. the revenue earned is usually spent for school fee and business expansion. due to the high demand of my customers am forced to add the number of computers in my cyber. this has been caused by the quality services i offer to them almost beating all my competitors.
i am pressured by this demand and wish i could get some backup at-least to raise additional income for expansion. I usually have yearly targets. For the year 2015 u assisted me start and run my computer college.
This year I am planning to raise the notch higher and start training video coverage and photography. I believe u will be supportive as ever.
Am planning to upgrade my services especially printing and photocopying in my business as the machine am using has become worn-out and thus causing lots of losses and inefficiencies. i am planning to buy a commercial copier / printer. this will boost my services and income to enable me raise fee to further my studies. there opportunity has been caused by being neighbored by Railway Training Institute and often the student requests for A3 print-outs and copies but since my machine cannot print this business is taken elsewhere. Again there is a Premier Bet shop which was opened just next to my college and they daily do A3 print-outs and other prints opening a new market opportunity for me. am projecting a increase of about 1,000 per week once this machine is acquired.
this will be a big boost and i may more likely be in a position to raise enough for my masters degree.
Positive
4
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,486.00
Date disbursed
Dec 7, 2018
Repayment status
Late
Projected term
22 months
Other loans
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Amount repaid
$151.76
Amount remaining
$1,334.74
Expected completion
Oct 12, 2020
Status
Repaying late
Installment amount
$58.15
Expected Payments | Actual Payments | ||
---|---|---|---|
Dec 17, 2018 | $59.13 | Feb 26, 2019 | $59.13 |
Dec 24, 2018 | $0.00 | ||
Dec 31, 2018 | $0.00 | ||
Jan 7, 2019 | $0.00 | ||
Jan 14, 2019 | $0.00 | ||
Jan 21, 2019 | $0.00 | ||
Jan 28, 2019 | $0.00 | ||
Feb 4, 2019 | $0.00 | ||
Feb 11, 2019 | $0.00 | ||
Feb 18, 2019 | $0.00 | ||
Feb 25, 2019 | $0.00 | ||
Mar 4, 2019 | $4.93 | Mar 17, 2019 | $4.93 |
Mar 11, 2019 | $4.93 | Mar 17, 2019 | $4.93 |
Mar 18, 2019 | $4.93 | Mar 30, 2019 | $4.93 |
Mar 25, 2019 | $4.93 | Mar 30, 2019 | $4.93 |
Apr 1, 2019 | $4.93 | Apr 14, 2019 | $4.93 |
Apr 8, 2019 | $0.00 | ||
Apr 15, 2019 | $0.00 | ||
Apr 22, 2019 | $0.00 | ||
Apr 29, 2019 | $4.93 | May 12, 2019 | $4.93 |
May 6, 2019 | $4.93 | May 12, 2019 | $4.93 |
May 13, 2019 | $4.93 | May 23, 2019 | $4.93 |
May 20, 2019 | $4.93 | May 23, 2019 | $4.93 |
May 27, 2019 | $4.93 | Jun 16, 2019 | $4.93 |
Jun 3, 2019 | $14.78 | Jun 16, 2019 | $4.93 |
Jun 23, 2019 | $9.85 | ||
Jun 10, 2019 | $0.00 | ||
Jun 17, 2019 | $0.00 | ||
Jun 24, 2019 | $0.00 | ||
Jul 1, 2019 | $4.93 | Aug 8, 2019 | $4.93 |
Jul 8, 2019 | $0.00 | ||
Jul 15, 2019 | $0.00 | ||
Jul 22, 2019 | $0.00 | ||
Jul 29, 2019 | $0.00 | ||
Aug 5, 2019 | $0.00 | ||
Aug 12, 2019 | $0.00 | ||
Aug 19, 2019 | $1.97 | Aug 19, 2019 | $1.97 |
Aug 26, 2019 | $1.97 | Aug 19, 2019 | $1.97 |
Sep 2, 2019 | $1.97 | Sep 12, 2019 | $1.97 |
Sep 9, 2019 | $1.97 | Sep 12, 2019 | $1.97 |
Sep 16, 2019 | $1.97 | Sep 20, 2019 | $1.97 |
Sep 23, 2019 | $3.94 | Sep 20, 2019 | $3.94 |
Sep 30, 2019 | $0.00 | ||
Oct 7, 2019 | $0.00 | ||
Oct 14, 2019 | $0.00 | ||
Oct 21, 2019 | $0.00 | ||
Oct 28, 2019 | $4.93 | Jan 31, 2020 | $4.93 |
Nov 4, 2019 | $0.00 | ||
Nov 11, 2019 | $0.00 | ||
Nov 18, 2019 | $0.00 | ||
Nov 25, 2019 | $0.00 | ||
Dec 2, 2019 | $0.00 | ||
Dec 9, 2019 | $0.00 | ||
Dec 16, 2019 | $0.00 | ||
Dec 23, 2019 | $0.00 | ||
Dec 30, 2019 | $0.00 | ||
Jan 6, 2020 | $0.00 | ||
Jan 13, 2020 | $0.00 | ||
Jan 20, 2020 | $0.00 | ||
Jan 27, 2020 | $0.00 | ||
Feb 3, 2020 | $4.93 | Mar 8, 2020 | $4.93 |
Feb 10, 2020 | $0.00 | ||
Feb 17, 2020 | $0.00 | ||
Feb 24, 2020 | $0.00 | ||
Mar 2, 2020 | $0.00 | ||
Mar 9, 2020 | $0.00 | ||
Mar 16, 2020 | $0.00 | ||
Mar 23, 2020 | $0.00 | ||
Mar 30, 2020 | $0.00 | ||
Apr 6, 2020 | $0.00 | ||
Apr 13, 2020 | $0.00 | ||
Apr 20, 2020 | $0.00 | ||
Apr 27, 2020 | $0.00 | ||
May 4, 2020 | $0.00 | ||
May 11, 2020 | $58.15 | ||
May 18, 2020 | $58.15 | ||
May 25, 2020 | $58.15 | ||
Jun 1, 2020 | $58.15 | ||
Jun 8, 2020 | $58.15 | ||
Jun 15, 2020 | $59.13 | ||
Jun 22, 2020 | $59.13 | ||
Jun 29, 2020 | $59.13 | ||
Jul 6, 2020 | $59.13 | ||
Jul 13, 2020 | $59.13 | ||
Jul 20, 2020 | $59.13 | ||
Jul 27, 2020 | $59.13 | ||
Aug 3, 2020 | $59.13 | ||
Aug 10, 2020 | $59.13 | ||
Aug 17, 2020 | $59.13 | ||
Aug 24, 2020 | $59.13 | ||
Aug 31, 2020 | $59.13 | ||
Sep 7, 2020 | $59.13 | ||
Sep 14, 2020 | $59.13 | ||
Sep 21, 2020 | $59.13 | ||
Sep 28, 2020 | $59.13 | ||
Oct 5, 2020 | $59.13 | ||
Oct 12, 2020 | $38.86 |
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