Hamid
Tamale, Ghana, Ghana
43% repaid
Name
Hamid
Member since
June 2020
On-time repayments
24 installments • 50%
My Name is Hamid Mohammed Ghali, lots of friends called my mangazasco as my business name. I was born in 10th September 1989 at Accra.
I lived with my aunty as early as age 8 till 25 which was a year I was admitted to college of education in Tamale. Living with my aunty for such many years was due to single parenting. This however has equipped me with a lot of entrepreneural skills, I mean that was my starting point of selling and buying. I had to sell a lot of things to cater for myself and my aunties grand kids. From kerosene, cola, soap, gari, to selling of things I cannot even remember. It wàs very tough though but I owe her thousand times of gratitude.
Living with her made me develop passion for not only business but also nurturing kids, and that influence my choice of becoming a teacher.
Currently I live in a community Adubilyilli, last community of Tamale Metro from Kumasi Accara Road. Living there has boost my business mode a lot, the whole community hasn't got a mobile money merchant, and so i started running it,. I need support to expand my capital, to be able to support the people of Adubilyilli, so that they won't suffer much to move to miles before cashing their money out.
I am a teacher by profession, I also run Mobile Money Business and general Merchant in Adubilyilli.
I also buy cow milk and process it for sale.
I will try to expand the class furniture of $100 loan to help my pupils.
I also need additional $200 to use as an electronic cash for my mobile money issues
Extra $ 200 for purchasing of Teaching and Learning Materials .Hence total loan becomes $500
My payment plans are as follows:
Weekly paying of $ 90 from my own supply of cow milk.
With this loan, I would be able to purchase furniture and Teaching and learning materials , so as to accommodate another 30 set of pupils to improve my home base teaching.
Covid19 has lead to closure of both public and private schools, this therefore calls for higher demand of home base teaching but with observation of protocol.
So when given the loan, I will get Furniture, Teaching and learning materials and gradually operate with my home based teaching, I also need to hire the service of one teacher.
I usually paid all my loans earlier than allotted date due to the fact that, I have higher demand from parents .So many people at my disposal to teach in return for funds, this therefore make home base teaching a unique in this pandemic era. So I usually say it's an exception to business setback.
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Neutral
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Project Type
Classic Loan
Disbursed amount
$604.00
Date disbursed
Oct 10, 2020
Repayment status
Late
Projected term
4 months
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