Loan to add local grains to my shop

Onesmas Mbuva

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Onesmas Mbuva

Member since

April 2020

On-time repayments

41 installments  •  51%

About Me

I am Onesmas Mutuku, a young hard working man born in Ukambani. I did my primary schooling in rural ukambani before i joined secondary school in Nairobi. I completed high school, and later did a diploma course in purchasing and supplies management.
I started my business from the small money I borrowed from my father who is craft man.
I started selling second hand clothes and later opened a small shop which I run up todate.

I am married with one daughter.

I like the town I live in because its a populated town there fore making it good for business.
Mostly am free on Sundays , I go to church, visit my friends and go out to have fun with my family

My Business

I currently run a small shop where I sell household goods and a Mpesa business.
My business in located in a residential area, I there fore sell things such as rice, sugar, cooking oil, bottled water, airtime, and mpesa business.
The typical cost of my business is the cost of stocking and cash money to run Mpesa.
I use my profit to restock, pay rent and feed my family

Loan Proposal

I would like to expand my stock by exclusively start selling cereals in my shop. I have been selling general shop items but now I will like to add cereals in my shop.
The following are the items are the items I will be selling.

These include beans, maize,njahi,muthokoi ,dengu and others.
This items will require like ksh 70000 to stock almost 3 sacks for each item

I will appreciate your assistance

Income Source

Am located in the surburbs of Nairobi and the population is high and they consume food items a lot now that children are not going to school. So my sales are as usual

Feedback

1

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$626.67

Date disbursed

Sep 3, 2020

Repayment status

On Time

Projected term

2 months

Cost to entrepreneur

Service fee: $56.72

Credit risk payment: $85.09

Lenders

PaulE

Cockeysville, MD, United States

AltruisticSelfishnes

Chicago, United States

Hope2012

United Kingdom

Martin

Manama, Bahrain

G

guenter

Bremen, Germany

BrianHibbs

South Bend, United States

Tavin

Ottawa, Canada

Pierfausto

Rome, Italy

SHRFamily

Vancouver, Canada

G

glomardor

Leonardtown, United States

ads68

Melbourne, Australia

JillV

Corning, United States

R

Rearden

STAVANGER, Norway

Scotts5320

New York, United States

mole333

Brooklyn, United States

G

GoughGirl

Washington, Dc, United States

J

jeffreywlai

United States

johnhudson

Washington, DC, United States

Angelos

Nicosia, Cyprus

TyWee

Manila, Philippines

Laparo

Dusseldorf, Germany

PolarBearCapital

United States

M

mbarbier

United States

J

Joanne

Switzerland

Dave Bogard

New York, United States

Dayton

Vancouver, Canada

SA

Shar Alamdari

Los Angeles, United States

I

ibaer

Germany

L

Lucy

Australia

Romesh Fernndo

Perth, Australia, Australia

Benjamin Kniaz

Boston, United States

SH

Stephanie He

United States

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

hervey liu

United States

NH

Nancy Hull

United States

JF

J Fister

United States

R

RMIM

United States

WC

Walter Clarke

Phoenix, United States

A

Alex

United States

BN

Brian Neilon

United States

Nethanel Kohen

NYC, United States

L

Liz

Canada

ML

miriam levine

United States

Carrie

Arlington, MA, United States

Darren Jeppson

Denver, Colorado, United States

H

Haley

United States

Masato

Utah, United States

DA

David Alcott

United States

RD

Roel De Meester

Antwerpen, Belgium

D

Daniel

Hong Kong

AM

Andy Marston

United Kingdom

A

apolet

United States

MB

MW Brown

United Kingdom

Jyoti Diwan

White Plains, New York, United States

SW

Sean Walsh

United States

Genuine Interest

Singapore, Singapore

Nick Studenski

Minneapolis, United States

Remo

Switzerland

Ryan Agnew

Australia

Shervin

San Francisco, United States

DO

Denis Ontiveros

Guildford, United Kingdom

We Not Me

St. Paul, Minnesota, United States

E

Eve

United Kingdom

VH

Valerie Henry

United States

SW

SL Wilson

United States

V

Vipul

United States

SA

silvia arguedas

san josé, Costa Rica

DM

David McGaughy

Elkhart, KS, United States

Jeanette

Fort Worth, Texas, United States

C

Chilli

United States

Peter Collins

Darmstadt, Germany

Tim

Utrecht, Netherlands

MA

Maggie and M

United Kingdom

Andrew

United States

B

Bram

Germany

Nathan

Columbus, United States

KO

Kenneth Oram

Warrington, United Kingdom

Cambium Foundation

Kirkland, United States

RS

Ralph Smyth

United Kingdom

S

Shayla

United States

Daniel Carvalho

Lusaka, Zambia

Jacey Hilbers

Waco, TX, United States

Christine

Munich, Germany

GF

Gammon Family

United States

United Kingdom

CA

Chad Aboud

Toronto, Canada

M

MaggieK

United States

Zimei

United States

J

John

Minneapolis, United States

AN

Alex N

Australia

A

Anonymous

United Kingdom

CB

Chris Baker

United States

DB

David Buchanan

Ilmenau, Germany

S

Stephen

United States

R

Ru

New York, United States

V

Vic

Finland

MC

Mike Cormack

Vancouver, Canada

A

Anonymous

United States

E

Emma

Netherlands

MN

Mike Newhof

Grand Rapids, MI, United States

N

Nikko

United States

LC

Laura Clause

United States

DK

Daniel Kalla

Saint Paul, United States

S

Sarah

Manor, TX, United States

Utahna

United States

J

James

United Kingdom

JS

Justice Stanton

Maryland, United States

Susan Benjamin

United States

KM

Kirk Moore

Cerdanyola del Vallès, Spain

CG

Chris Greene

Birmingham, AL, United States

Ask Onesmas a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Rebecca Nyangena    Jan 30, 2021

    I have Contacted onesmus, he said at the moment he has recovered from the time he spent away from his business but promised to resume paying the loan as soon as possible

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  • Erick Momanyi    Dec 18, 2020

    Onesmus said he lost a relative and he hasn't been able to to attend to his business, he promised to resume paying once hes back to business

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  • Onesmas Mbuva    Nov 28, 2020

    My cousin passed and I have not been opening my business

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  • Onesmas Mbuva    Nov 9, 2020

    I received 104933 .am as grateful. I will use the funds to stock my shop

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  • Onesmas Mbuva    Nov 5, 2020

    Thanks for the loan . I will use it to stock my shop. It will help me increase my profits

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  • Onesmas Mbuva    Nov 1, 2020

    The loan I just finished repaying helped me boost my business capital by increasing revenue sources such as selling cereals , and money agency business

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  • Onesmas Mbuva    Sep 30, 2020

    My business is doing well

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  • Onesmas Mbuva    Sep 23, 2020

    I received my loan. And I used it to stock my shop

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  • Onesmas Mbuva    Sep 2, 2020

    Thank you so much for the loan. I will use it to stock cereals in my shop.

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  • Onesmas Mbuva    Aug 24, 2020

    The loan that I finished paying helped me boost my stocks and I was therefore able to satisfy my customers , thus increasing my sales

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  • Wilberforce Okelo    Aug 14, 2020

    I called Onesmas and he promised to pay his overdue instalment by end of today.

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  • Onesmas Mbuva    Jul 27, 2020

    I did receive 37688 Kenyan shillings. I will use the funds to now fully stock my shop.. Thank you for funding my loan within a very short period. Be blessed

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  • Onesmas Mbuva    Jul 26, 2020

    Thank you so much for the loan. It will help me restock my shop

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  • Wilberforce Okelo    Jul 24, 2020

    I have called Onesmas, he's unreachable. I had to call his brother who told me he lost the phone that's why he's always unreachable. But he promised to remind him to pay an overdue balance of Ksh. 4,753.

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  • Wilberforce Okelo    Jul 11, 2020

    I have called Onesmas, he's unreachable but I just passed the message through one of his referee for him to clear his full loan instalment due on 9th July,2020.

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  • Onesmas Mbuva    Jul 8, 2020

    Am abit late on payments but I will make it today

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  • Wilberforce Okelo    Jul 8, 2020

    I have called Onesmus Mbuva, but he's unreachable. I had to call Boniface Moindi as one of his referees who agreed to pass the message to him of zidisha loan repayment.

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    • Onesmas Mbuva    Jul 9, 2020

      I received the communication. There are some payments from some clients I was waiting for and I promise to pay the full installment on Friday..

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  • Onesmas Mbuva    Jun 29, 2020

    I received ksh 18843 which I shoped to stock my shop.
    And I thank you so much for the loan

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  • Onesmas Mbuva    Jun 24, 2020

    Thank you for the loan.
    I will use the loan to further stock my shop.
    This will help me increase sales

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  • Mark Weir    Jun 20, 2020

    Good luck with your store Onesmas and stay safe.

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