loan to add stock of motorbike spares

Henry

Bahati Scheme, Kenya

97% repaid

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Entrepreneur

Name

Henry

Member since

September 2012

On-time repayments

103 installments  •  71%

About Me

My name is HENRY MWANGI NDIRANGU. I am married with three children. My business is situated at Karunga Shopping centre, from Nakuru/Nyahururu road as you reach a centre called Maili Saba. You branch to your right take a rough road go past St. John’s secondary school, then from their to Karunga Centre. I live at Bahati Scheme, 2 KM from Karunga Centre. If you ask for Baba Ndirangu you will be brought at my home.We live in Karunga centre where we boarder the bahati forest and so the place is very productive due to the rainfall through out the year.

My Business

I am a mechanic (motorbike repairer) I have garage by the name MWERERI GARAGE. I also sell motorbike spare parts e.g rubber tubes, clutch cables, rings, spotlights bulbs, break shoes e.t.c. Is a good business since in our area motorbikes have become the best economical, efficient mode of transport. Due to lack of unemployment youth have engaged in a business of carrying passengers to and from the village(boda boda) Due to rough road many bikes get problems and there I get business by repairing them. From my business I get about Ksh. 30,000 per month that is Ksh. 360,000 annually. Risks that my business faces are rain and hot sun shines and lack of some spare parts since I am far from Town centre.

Loan Proposal

Hello Zidisha lenders. First is to thank you for the loan you have been giving me. I have been doing well in my business with your Help. This is my third loan which i will Buy Motorbike spares and add to my storck at my Shop of selling Motorbike spares and repair. I will pay My loan with profit i get in my Business. I have more customer due to my considerable prices and offer of good service. Thank you as you give your bids.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,481.00

Date disbursed

Jan 6, 2015

Repayment status

Late

Projected term

13 months

Other loans

Sep 2012:  $362

Sep 2013:  $1,037

Nov 2015:  $1,990

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Ask Henry a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Kitty    Nov 16, 2015

    Congratulations again!

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  • Henry    Nov 14, 2015

    Am gland to you Zindisha team and lenders for giving me chance to get loans which is helping us in Our Bussines especially me individual.
    My business is now doing Extra good and sm capable to Supply Mottobike spares to Our County Nakuru County.. I now have targert to start selling in wholesale to other shops with this loan. thank you all in advance.

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  • Henry    Nov 12, 2015

    first is to thank all lenders for making my business to grow fast and making it very much competitive. i hope in future i will be earning more profit because i think to open another branch and create more business opportunities. thanks a lot zidisha lenders.

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  • Henry    Feb 1, 2015

    Hello Zidisha lenders. I am expriencing a small problem in my business of Competion but am working on it. I would like to reduce my payment for a short duration of time. thank you.

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  • Henry    Jan 7, 2015

    Thank you so much Zidisha team and lenders i recieved my loan ... am gland i will now storck my business and i believe i will archieve my dreams.

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  • Henry    Jan 6, 2015

    Waoh! Am so happy for funding me again . My Business is doing good i will add storck to keep it up. I know with you my dreams are alive. God Bless you..

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  • Kitty    Jan 6, 2015

    Congratulations on being funded again I hope your business continues to thrive

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  • Henry    Jan 4, 2015

    Thank for giving your bids and like your giving heart

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  • Henry    Jan 16, 2014

    Thank zidisha i am very grateful i am very fine with my family i am doing very well in my business and i hope and trust that things will continue being fine. I promise to to continue paying time if all goes well ,thank.

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    • KM    Feb 12, 2014

      Hello Mr. Mwangi - Glad to learn that all is well with you. Thank-you very much for making some repayments ahead of time! This must mean that your business is doing better then expected - which is fantastic. Keep up the good work!

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      • KM    Mar 8, 2014

        Thank-you for your continued repayments

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      • KM    May 10, 2014

        Thank-you for fully repaying this loan ahead of time Mr. Mwangi, I wish you much success in your future endevours.

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  • LadyPhi    Jan 8, 2014

    I emailed support and got this response from the Zidisha team, so they're working on it:

    Thank you for the email and I apologize for the delay in solving this problem. It is proving to be a more complex bug than we originally thought, which is why it has taken so much time to fix. Our web developer is working to solve it now, and I hope it will be resolved soon.

    Thanks again for the email, and once again I apologize for the delay- I understand this is halting lenders from being able to make new loans, which can be very frustrating!

    Best,
    Bayle, Zidisha Team

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    • bconrad    Jan 8, 2014

      Hi LadyPhi,

      Great minds think alike! I just saw you posted this after I posted the below comment. Thanks for bringing these lender comments to my attention- I will make sure to update everyone via this page once I get any information about the status of this problem.

      Thanks again,
      Bayle

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      • LadyPhi    Jan 8, 2014

        Haha, we must have been posting at the same time :) Thanks for posting here too.

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  • bconrad    Jan 8, 2014

    Dear Lenders,

    Thank you for your patience as we work to resolve the issue with your lender accounts and the payment made by this borrower. Our team originally thought it was a different problem, and so it took some time to discover that it was actually a much more complex issue than originally thought. This plus the holiday break has caused it to take so long to be resolved. Our web developer is still working to solve the issue, and I sincerely apologize for the time it has taken to resolve!

    Thanks again for your patience,
    Bayle, Zidisha Team

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  • Kitty    Jan 4, 2014

    Hi
    My balance lost $313 on Dec 18th so there is a big problem, I reported it then and have been assured they are working on it, it seems to have affected a lot of people. Happy New Year to everyone

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  • B

    Bavarian    Jan 3, 2014

    Dear Roberta, I had the same problem on Dec 18 my lender credit balance dropped from $ +20.37 to $ -79.11. All this happened within one minute (or with the"Zidisha Payment Received" made by HENRY MWANGI message sent to me at 10.16 hours the same day (18 Dec 2013). May I ask you to check how this happened, please. Thanks! Despite this little accident I would like to wish all the best to the whole Zidisha team for 2014!!! You are doing a great job! I hope your activities will reach even higer and even more prosperous levels for small entrepreneurs in even more countries! Best regards Bavarian

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    • D

      densey    Jan 3, 2014

      Agreed, there is a problem. Mine went from a small balance to a negative balance and now shows 0, despite Mr. Mwangi's repayments.

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  • roberta.zenere    Dec 23, 2013

    Dear lenders,

    my name is Roberta Zenere and I am coordinating the team responsible to register payments that we receive from Kenya borrowers through MPESA.

    On December, 17 a repayment of 98.20 USD was registered by mistake. The payment that Mr Mwangi sent on that date, was 28,27 USD as it is reported in his repayment schedule. So, the registration for the 98.20 USD with a minus signed was entered to correct the incorrect transaction posted for the same amount. The correction was entered under the date "December. 17". Yet, it seems that due to a bug in our website, the date was entered as "December, 31 1969". We are investigating on this issue with our web developer to fix the problem.

    Apologies for the inconvenience and don't hesitate to contact us for any question you may have.

    Thanks and best regards,

    Roberta
    Zidisha Team

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    • tswickrama    Jan 2, 2014

      How on the earth that my account balance went from $11to -66 due to the payment by Mr. Mwang. Now I do not have any funds to make a new loan. Is this mean all the money I transferred is vanished in to thin air. I write email to service zidisha and nothing happened. Even no one reply to it. I am really want to see a reply from someone responsible about this. I don't mind losing the money for good reason but I want to know what happen to it.

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      • calvero    Jan 6, 2014

        I had the same issue as many others and the message from customer service is the same that Roberta gave - that there was a bug created during the process when Mr. Mwangi sent a payment. Customer service said that the problem has taken longer to resolve because most of the volunteer staff is on holidays at this time. I expect it to be resolved once they start coming back, so I'm not worried about it. Happy new year all!

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      • bconrad    Jan 8, 2014

        Hi tswickrama,

        I sincerely apologize that we did not respond to your email! Please do not worry that your money disappeared- we are still working on solving the bug and once it is resolved, all money will be returned to each lender affected. I understand this may be very frustrating but please note we are very aware of the number of lenders this has affected and are working to solve it.

        Thank you and once again I apologize that we did not respond to your email.
        Best wishes,
        Bayle, Zidisha Team

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  • KM    Nov 3, 2013

    Hello Mr. Mwangi - Thank-you for making payment ahead of time. I hope that your work is going very well. What have you managed to do so far with the loan to improve your mechanic's shop?

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  • Henry    Aug 12, 2013

    I am very grateful for lending me the first loan. I ensure u that my life has realy changed may God bless u all as u continue improving many families.

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  • MakeSense    Mar 29, 2013

    Hi Henry,

    Nice to see you are doing so well in your business.

    MS

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