Fernard
Lusaka, Zambia
52% repaid
Name
Fernard
Member since
September 2016
On-time repayments
244 installments • 55%
My name is Fernard Mutombo born in 11th of June,1979 in Lusaka.I am the sixth born in the family of 11 and also a father of three children,thus two girls and one boy.I grew in a humble family and managed to complete my secondary education and through a small scale business i managed to take myself to college of which i did business administration and marketing.despite growing in a competitive community,it was perseverance and hard work which made me archive some goals.
After working for several companies, i realized to start my own thing through the capital i raised which has pushed me to where i am.am a proud Zambian who has patriotism for my country because its a land where everyone is free to bring out their ideas and plans as long as they stick to it.
My first born child aims at becoming a medical doctor if she does well in intergrated sciences.some want to become teachers.
I love watching and playing football.
I have diverged my business from the grocery to Laptops., even when the grocery is still working properly and also offering my good on wholesale., I still have to deal in other businesses and especially that I have tried once,. It will bring more revenue and be able support other small businesses I open since I joined Zidisha. I cant say much but all I can say is that Zidisha has made me stand on top of the Market. I have now started dealing good second hand Laptops, Printers and Smart Phones from South African dealers. And I have rented a place for the and because I am expecting this Loan I am applying for to order these new goods to stock my new shop. Thank you Zidisha and my Lenders for great and wonderful support to my Businesses and the well being of my Family.
I need to buy a second hand delivery vehicle or van to be transporting grocery goods at my shop and other grocery shops that i have opened, hence i need $2500 to purchase the van.Due to high transport cost this will help me reduce on transport cost.Initially i was generating ZMK 10,000 to 12,000 as profit but should i provide my transport i will be making more than ZMK 15,000,this is due to the growth of the business. The wholesale and the retail shop has improved on sales and i need transport urgently now to be delivering my goods.However this will add value to the business project and generate more profits.Thank you my renders for your support.
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,993.00
Date disbursed
Feb 10, 2018
Repayment status
Late
Projected term
42 months
Other loans
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Amount repaid
$1,032.42
Amount remaining
$960.76
Expected completion
Aug 21, 2021
Status
Repaying late
Installment amount
$21.76
Expected Payments | Actual Payments | ||
---|---|---|---|
Feb 17, 2018 | $20.53 | Feb 18, 2018 | $20.53 |
Feb 24, 2018 | $20.53 | Feb 24, 2018 | $20.53 |
Mar 3, 2018 | $20.53 | Mar 4, 2018 | $20.53 |
Mar 10, 2018 | $0.00 | ||
Mar 17, 2018 | $5.13 | Mar 18, 2018 | $5.13 |
Mar 24, 2018 | $5.13 | Mar 18, 2018 | $5.13 |
Mar 31, 2018 | $5.13 | Apr 1, 2018 | $5.13 |
Apr 7, 2018 | $5.13 | Apr 8, 2018 | $5.13 |
Apr 14, 2018 | $5.13 | Apr 15, 2018 | $5.13 |
Apr 21, 2018 | $5.13 | Apr 29, 2018 | $5.13 |
Apr 28, 2018 | $5.13 | Apr 29, 2018 | $5.13 |
May 5, 2018 | $5.13 | May 20, 2018 | $5.13 |
May 12, 2018 | $5.13 | May 20, 2018 | $5.13 |
May 19, 2018 | $5.13 | Jun 2, 2018 | $5.13 |
May 26, 2018 | $5.13 | Jun 2, 2018 | $5.13 |
Jun 2, 2018 | $5.13 | Jun 2, 2018 | $5.13 |
Jun 9, 2018 | $5.13 | Jun 17, 2018 | $5.13 |
Jun 16, 2018 | $5.13 | Jul 1, 2018 | $5.13 |
Jun 23, 2018 | $5.13 | Jul 1, 2018 | $5.13 |
Jun 30, 2018 | $5.13 | Jul 9, 2018 | $5.13 |
Jul 7, 2018 | $5.13 | Jul 15, 2018 | $5.13 |
Jul 14, 2018 | $5.13 | Jul 15, 2018 | $5.13 |
Jul 21, 2018 | $5.13 | Jul 22, 2018 | $5.13 |
Jul 28, 2018 | $5.13 | Aug 5, 2018 | $5.13 |
Aug 4, 2018 | $5.13 | Aug 5, 2018 | $5.13 |
Aug 11, 2018 | $5.13 | Aug 13, 2018 | $5.13 |
Aug 18, 2018 | $5.13 | Aug 23, 2018 | $5.13 |
Aug 25, 2018 | $5.13 | Sep 2, 2018 | $5.13 |
Sep 1, 2018 | $5.13 | Sep 2, 2018 | $5.13 |
Sep 8, 2018 | $5.13 | Sep 10, 2018 | $5.13 |
Sep 15, 2018 | $5.13 | Sep 19, 2018 | $5.13 |
Sep 22, 2018 | $5.13 | Sep 19, 2018 | $5.13 |
Sep 29, 2018 | $5.13 | Oct 12, 2018 | $5.13 |
Oct 6, 2018 | $5.13 | Oct 12, 2018 | $5.13 |
Oct 13, 2018 | $5.13 | Oct 22, 2018 | $5.13 |
Oct 20, 2018 | $5.13 | Nov 3, 2018 | $5.13 |
Oct 27, 2018 | $5.13 | Nov 3, 2018 | $5.13 |
Nov 3, 2018 | $5.13 | Nov 14, 2018 | $5.13 |
Nov 10, 2018 | $5.13 | Nov 14, 2018 | $5.13 |
Nov 17, 2018 | $5.13 | Nov 19, 2018 | $5.13 |
Nov 24, 2018 | $5.13 | Nov 27, 2018 | $5.13 |
Dec 1, 2018 | $5.13 | Dec 4, 2018 | $5.13 |
Dec 8, 2018 | $5.13 | Dec 9, 2018 | $5.13 |
Dec 15, 2018 | $5.13 | Dec 17, 2018 | $5.13 |
Dec 22, 2018 | $5.13 | Dec 24, 2018 | $5.13 |
Dec 29, 2018 | $5.13 | Dec 30, 2018 | $5.13 |
Jan 5, 2019 | $5.13 | Jan 4, 2019 | $5.13 |
Jan 12, 2019 | $5.13 | Jan 14, 2019 | $5.13 |
Jan 19, 2019 | $5.13 | Jan 19, 2019 | $5.13 |
Jan 26, 2019 | $5.13 | Jan 27, 2019 | $5.13 |
Feb 2, 2019 | $5.13 | Feb 8, 2019 | $5.13 |
Feb 9, 2019 | $0.00 | ||
Feb 16, 2019 | $0.00 | ||
Feb 23, 2019 | $2.05 | Feb 26, 2019 | $2.05 |
Mar 2, 2019 | $2.05 | Mar 16, 2019 | $2.05 |
Mar 9, 2019 | $2.05 | Mar 16, 2019 | $2.05 |
Mar 16, 2019 | $2.05 | Mar 16, 2019 | $2.05 |
Mar 23, 2019 | $2.05 | Mar 16, 2019 | $2.05 |
Mar 30, 2019 | $5.13 | Apr 4, 2019 | $5.13 |
Apr 6, 2019 | $5.13 | Apr 4, 2019 | $5.13 |
Apr 13, 2019 | $0.00 | ||
Apr 20, 2019 | $0.00 | ||
Apr 27, 2019 | $0.00 | ||
May 4, 2019 | $0.00 | ||
May 11, 2019 | $0.00 | ||
May 18, 2019 | $0.00 | ||
May 25, 2019 | $0.00 | ||
Jun 1, 2019 | $2.05 | Jun 2, 2019 | $2.05 |
Jun 8, 2019 | $2.05 | Jun 2, 2019 | $2.05 |
Jun 15, 2019 | $2.05 | Jun 2, 2019 | $1.03 |
Jun 15, 2019 | $1.03 | ||
Jun 22, 2019 | $1.03 | Jun 15, 2019 | $1.03 |
Jun 29, 2019 | $0.00 | ||
Jul 6, 2019 | $0.00 | ||
Jul 13, 2019 | $0.00 | ||
Jul 20, 2019 | $0.00 | ||
Jul 27, 2019 | $1.03 | Jul 29, 2019 | $1.03 |
Aug 3, 2019 | $1.03 | Jul 29, 2019 | $1.03 |
Aug 10, 2019 | $1.03 | Jul 29, 2019 | $1.03 |
Aug 17, 2019 | $0.00 | ||
Aug 24, 2019 | $0.00 | ||
Aug 31, 2019 | $0.00 | ||
Sep 7, 2019 | $0.00 | ||
Sep 14, 2019 | $0.51 | Sep 16, 2019 | $0.51 |
Sep 21, 2019 | $12.83 | Sep 16, 2019 | $2.57 |
Dec 21, 2020 | $10.27 | ||
Sep 28, 2019 | $0.51 | Jan 24, 2021 | $0.51 |
Oct 5, 2019 | $0.51 | Jan 24, 2021 | $0.51 |
Oct 12, 2019 | $0.51 | Jan 24, 2021 | $0.51 |
Oct 19, 2019 | $0.51 | Jan 24, 2021 | $0.51 |
Oct 26, 2019 | $0.00 | ||
Nov 2, 2019 | $0.00 | ||
Nov 9, 2019 | $0.00 | ||
Nov 16, 2019 | $0.00 | ||
Nov 23, 2019 | $0.00 | ||
Nov 30, 2019 | $0.00 | ||
Dec 7, 2019 | $0.00 | ||
Dec 14, 2019 | $0.00 | ||
Dec 21, 2019 | $0.00 | ||
Dec 28, 2019 | $0.00 | ||
Jan 4, 2020 | $0.00 | ||
Jan 11, 2020 | $0.00 | ||
Jan 18, 2020 | $0.00 | ||
Jan 25, 2020 | $0.00 | ||
Feb 1, 2020 | $0.00 | ||
Feb 8, 2020 | $0.00 | ||
Feb 15, 2020 | $10.27 | Jan 24, 2021 | $8.21 |
Jan 28, 2021 | $2.05 | ||
Feb 22, 2020 | $0.00 | ||
Feb 29, 2020 | $0.00 | ||
Mar 7, 2020 | $0.00 | ||
Mar 14, 2020 | $0.00 | ||
Mar 21, 2020 | $0.00 | ||
Mar 28, 2020 | $0.00 | ||
Apr 4, 2020 | $0.00 | ||
Apr 11, 2020 | $0.00 | ||
Apr 18, 2020 | $0.00 | ||
Apr 25, 2020 | $0.00 | ||
May 2, 2020 | $0.00 | ||
May 9, 2020 | $0.00 | ||
May 16, 2020 | $0.00 | ||
May 23, 2020 | $0.00 | ||
May 30, 2020 | $0.00 | ||
Jun 6, 2020 | $0.00 | ||
Jun 13, 2020 | $0.00 | ||
Jun 20, 2020 | $0.00 | ||
Jun 27, 2020 | $0.00 | ||
Jul 4, 2020 | $0.00 | ||
Jul 11, 2020 | $0.00 | ||
Jul 18, 2020 | $0.00 | ||
Jul 25, 2020 | $21.15 | Jan 28, 2021 | $21.15 |
Aug 1, 2020 | $4.52 | Jan 28, 2021 | $2.46 |
Jan 29, 2021 | $2.05 | ||
Aug 8, 2020 | $0.00 | ||
Aug 15, 2020 | $0.00 | ||
Aug 22, 2020 | $0.00 | ||
Aug 29, 2020 | $0.00 | ||
Sep 5, 2020 | $0.00 | ||
Sep 12, 2020 | $0.00 | ||
Sep 19, 2020 | $0.00 | ||
Sep 26, 2020 | $0.00 | ||
Oct 3, 2020 | $0.00 | ||
Oct 10, 2020 | $0.00 | ||
Oct 17, 2020 | $0.00 | ||
Oct 24, 2020 | $0.00 | ||
Oct 31, 2020 | $0.00 | ||
Nov 7, 2020 | $0.00 | ||
Nov 14, 2020 | $0.00 | ||
Nov 21, 2020 | $0.00 | ||
Nov 28, 2020 | $0.00 | ||
Dec 5, 2020 | $0.00 | ||
Dec 12, 2020 | $0.00 | ||
Dec 19, 2020 | $0.00 | ||
Dec 26, 2020 | $0.00 | ||
Jan 2, 2021 | $0.00 | ||
Jan 9, 2021 | $21.15 | Jan 29, 2021 | $21.15 |
Jan 16, 2021 | $21.15 | Jan 29, 2021 | $21.15 |
Jan 23, 2021 | $21.15 | Jan 29, 2021 | $21.15 |
Jan 30, 2021 | $21.15 | Jan 29, 2021 | $1.23 |
Jan 31, 2021 | $19.92 | ||
Feb 6, 2021 | $21.15 | Jan 31, 2021 | $10.88 |
Feb 11, 2021 | $10.27 | ||
Feb 13, 2021 | $76.68 | Feb 11, 2021 | $41.06 |
Feb 15, 2021 | $35.62 | ||
Feb 20, 2021 | $76.68 | Feb 15, 2021 | $5.44 |
Feb 26, 2021 | $71.24 | ||
Feb 27, 2021 | $76.68 | Feb 26, 2021 | $31.41 |
Mar 9, 2021 | $45.27 | ||
Mar 6, 2021 | $76.68 | Mar 9, 2021 | $76.68 |
Mar 13, 2021 | $76.68 | Mar 9, 2021 | $1.23 |
Mar 19, 2021 | $75.45 | ||
Mar 20, 2021 | $49.79 | Mar 19, 2021 | $47.74 |
Apr 4, 2021 | $2.05 | ||
Mar 27, 2021 | $21.76 | Apr 4, 2021 | $21.76 |
Apr 3, 2021 | $21.76 | Apr 4, 2021 | $1.85 |
Apr 7, 2021 | $19.92 | ||
Apr 10, 2021 | $21.76 | Apr 7, 2021 | $2.16 |
Apr 9, 2021 | $19.61 | ||
Apr 17, 2021 | $21.76 | Apr 9, 2021 | $6.06 |
Apr 19, 2021 | $15.71 | ||
Apr 24, 2021 | $21.76 | Apr 19, 2021 | $6.06 |
Apr 25, 2021 | $15.40 | ||
May 1, 2021 | $76.68 | ||
May 8, 2021 | $21.76 | ||
May 15, 2021 | $21.76 | ||
May 22, 2021 | $21.76 | ||
May 29, 2021 | $21.76 | ||
Jun 5, 2021 | $21.76 | ||
Jun 12, 2021 | $76.68 | ||
Jun 19, 2021 | $76.68 | ||
Jun 26, 2021 | $76.68 | ||
Jul 3, 2021 | $76.68 | ||
Jul 10, 2021 | $76.68 | ||
Jul 17, 2021 | $76.68 | ||
Jul 24, 2021 | $76.68 | ||
Jul 31, 2021 | $76.68 | ||
Aug 7, 2021 | $76.68 | ||
Aug 14, 2021 | $76.68 | ||
Aug 21, 2021 | $8.11 |
Mary Jan 12, 2018
Fernard Jan 22, 2018
Will Oct 12, 2017
Fernard Dec 3, 2017
Fernard Jan 22, 2018
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