286 installments • 67%
i am 25 years old, God fearing, humble, intelligent and hardworking gentleman. currently, i graduated in December 2015 and was conferred a bachelors degree in economics from Technical university of Kenya.
i have always tried my best to achieve the best and so far i have something to smile and keep myself smiling always. since my childhood i have been enterprising. i used to rear rabbits & chicken to cater for my needs and supplement my mums' efforts in raising fee. it was a challenge but i have ever remained focused as am sure that, wherever there is will, there is way. today i appreciate zidisha as it has made me to grow in business thus making my life more easy to face financial challenges. something which really amuses me about my people is ego-centrism and very stubborn to help even if they see potential in you. its something which i never like and wish they could change and support young talents.
i am fond of learning tradition and spent most of my leisure time visiting and sharing with the aged in my community.
as stated above, i started venturing in business since childhood. after my form four(2009) i started doing photography, and after a year, i upgraded to video shooting. it has been successful story and up-to date I also provide these services. fortunately, i have been saving since then, at the same time paying for my fee.
in the year 2013 December, i managed to open a cybercafe. however, due to its high demand for capital it has been serious challenge of getting funds for expansion, considering i solely depend on it for paying for my fee and upkeep expenses. my services are experiencing upward trend especially during this time when transition from analog to digital is "picking" in my country Kenya.
i like the business because it involves acquisition of fixed assets and thereby no risk of getting losses due to perish-ability. again it personally helps me in getting information especially for my degree course. the revenue earned is usually spent for school fee and business expansion. due to the high demand of my customers am forced to add the number of computers in my cyber. this has been caused by the quality services i offer to them almost beating all my competitors.
i am pressured by this demand and wish i could get some backup at-least to raise additional income for expansion. I usually have yearly targets. For the year 2015 u assisted me start and run my computer college.
This year I am planning to raise the notch higher and start training video coverage and photography. I believe u will be supportive as ever.
if zidisha community sees me worth to support and extend their loan to me, I am planning to get one more strong computer for workstation (main control station) tasks, this is because the current main control sometimes breaks down due to its low performance compared with the workload it serves. this will mean substituting the currently used as main control machine to a client machine.
* i will buy 1 more strong computer costing 167.25 us dollars of which i have already raised 68 us-dollars, this computer will increase my weekly income with approximately 38 dollars per week.
if the loan is granted it will be a God sent blessing to me to accelerate achievement of my dreams faster than expected. this will help me raise enough capital for the development of my computer college in the year 2015. i hope you will consider my request and enable me actualize my year 2015 goals. may God bless zidisha community.
Jan 9, 2015
Cost to entrepreneur
Lender interest: $100.16 at 5.99% annual rate over 2 months = $1.19
Service fee: $0.74
Mar 22, 2015
|Expected Payments||Actual Payments|
|Jan 18, 2015||$8.56||Jan 18, 2015||$8.56|
|Jan 25, 2015||$8.56||Jan 25, 2015||$8.56|
|Feb 1, 2015||$8.56||Feb 1, 2015||$8.56|
|Feb 8, 2015||$8.56||Feb 8, 2015||$8.56|
|Feb 15, 2015||$8.56||Feb 15, 2015||$8.56|
|Feb 22, 2015||$11.24||Feb 27, 2015||$11.24|
|Mar 1, 2015||$11.24||Mar 1, 2015||$11.24|
|Mar 8, 2015||$11.24||Mar 8, 2015||$11.24|
|Mar 15, 2015||$11.24||Mar 15, 2015||$11.24|
|Mar 22, 2015||$14.80||Mar 22, 2015||$14.80|