Bephine
Kisumu, Kenya
100% repaid
Name
Bephine
Member since
February 2015
On-time repayments
111 installments • 86%
My names are Bephine Nyawera I grew up in a small village called Kisasi in Western Province.I come from a very humble background of 2 sisters and 2 brothers. I am the eldest in our family. My dad passed away due to Aplastic Anaemia leaving my mum a widow who is jobless, but being the eldest in our home we joined hands with my mum to do small scale farming inorder to help my siblings to go to school to achieve their dreams. Life has not been easy the small shamba we had was not enough to produce for large sale of good to the market hence a friend of mine introduced me to the world of selling second hand clothes.
I looked fora job and my friend had a business stall where she could sell a bale of used second hand clothes for children. I could help market the clothes for her in institutions selling to teachers and workers second hand clothes for their children. The business grew so big until my boss now was able to bring and we sell about three bales of mixed clothes including kids clothes, mens shirts and women skirts. With time she encouraged me and from my little savings I was able to start my own Second hand clothing (Mitumba) business. So far I have only one bale of used women dresses but I am hoping that with the help of Zidisha lenders they will help me to grow in business and buy and sell more bales of used clothes and also to grow my family my kids will be able to go to school without fee arrears.
I will still buy more bales of clothes including bales of bedsheets and children shoes. This helps to have varieties of items available to all my clients. It aso encourages me to employ more staffs who will help in sales. Thanks to zidisha team for this opportunity.
Positive
4
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$859.00
Date disbursed
Sep 24, 2016
Repayment status
On Time
Projected term
4 months
Other loans
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Amount repaid
$858.88
Amount remaining
$0.00
Date repaid
Jan 31, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Oct 3, 2016 | $50.42 | Oct 2, 2016 | $50.42 |
Oct 10, 2016 | $50.42 | Oct 9, 2016 | $50.42 |
Oct 17, 2016 | $50.42 | Oct 17, 2016 | $50.42 |
Oct 24, 2016 | $50.42 | Oct 23, 2016 | $50.42 |
Oct 31, 2016 | $50.42 | Oct 31, 2016 | $50.42 |
Nov 7, 2016 | $50.42 | Nov 7, 2016 | $50.42 |
Nov 14, 2016 | $50.42 | Nov 16, 2016 | $50.42 |
Nov 21, 2016 | $50.42 | Nov 21, 2016 | $50.42 |
Nov 28, 2016 | $50.42 | Nov 29, 2016 | $50.42 |
Dec 5, 2016 | $50.42 | Dec 12, 2016 | $50.42 |
Dec 12, 2016 | $50.42 | Dec 12, 2016 | $30.25 |
Dec 14, 2016 | $10.08 | ||
Dec 19, 2016 | $10.08 | ||
Dec 19, 2016 | $50.42 | Dec 19, 2016 | $30.25 |
Dec 20, 2016 | $10.08 | ||
Dec 27, 2016 | $10.08 | ||
Dec 26, 2016 | $50.42 | Dec 27, 2016 | $40.33 |
Jan 9, 2017 | $10.08 | ||
Jan 2, 2017 | $50.42 | Jan 9, 2017 | $40.33 |
Jan 16, 2017 | $10.08 | ||
Jan 9, 2017 | $50.42 | Jan 16, 2017 | $40.33 |
Jan 24, 2017 | $10.08 | ||
Jan 16, 2017 | $50.42 | Jan 24, 2017 | $45.37 |
Jan 31, 2017 | $5.04 | ||
Jan 23, 2017 | $50.42 | Jan 31, 2017 | $50.42 |
Jan 30, 2017 | $1.81 | Jan 31, 2017 | $1.81 |
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