Loan to buy bales of second hand clothes and shoes
Bephine
Kisumu, Kenya
100% repaid
Entrepreneur
Name
Bephine
Member since
February 2015
On-time repayments
111 installments • 86%
About Me
My names are Bephine Nyawera I grew up in a small village called Kisasi in Western Province.I come from a very humble background of 2 sisters and 2 brothers. I am the eldest in our family. My dad passed away due to Aplastic Anaemia leaving my mum a widow who is jobless, but being the eldest in our home we joined hands with my mum to do small scale farming inorder to help my siblings to go to school to achieve their dreams. Life has not been easy the small shamba we had was not enough to produce for large sale of good to the market hence a friend of mine introduced me to the world of selling second hand clothes.
My Business
I looked fora job and my friend had a business stall where she could sell a bale of used second hand clothes for children. I could help market the clothes for her in institutions selling to teachers and workers second hand clothes for their children. The business grew so big until my boss now was able to bring and we sell about three bales of mixed clothes including kids clothes, mens shirts and women skirts. With time she encouraged me and from my little savings I was able to start my own Second hand clothing (Mitumba) business. So far I have only one bale of used women dresses but I am hoping that with the help of Zidisha lenders they will help me to grow in business and buy and sell more bales of used clothes and also to grow my family my kids will be able to go to school without fee arrears.
Loan Proposal
With demand of my customers i am applying for loan to help me manage to sell quality second hand clothes of different designs plus i will also sell to them shoes as well. My customers also involve college pupils who buy clothes and shoes every other week. so i need more and more bales to make my supply more efficient.
Feedback
Positive
4
Neutral
None
Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$573.00
Date disbursed
Apr 29, 2016
Repayment status
On Time
Projected term
4 months
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Summary
Amount repaid
$601.63
Amount remaining
$0.00
Date repaid
Sep 12, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| May 9, 2016 | $35.30 | May 8, 2016 | $30.26 |
| May 15, 2016 | $5.04 | ||
| May 16, 2016 | $35.30 | May 15, 2016 | $25.22 |
| May 22, 2016 | $10.09 | ||
| May 23, 2016 | $35.30 | May 22, 2016 | $20.17 |
| May 29, 2016 | $15.13 | ||
| May 30, 2016 | $35.30 | May 29, 2016 | $15.13 |
| Jun 5, 2016 | $20.17 | ||
| Jun 6, 2016 | $35.30 | Jun 5, 2016 | $10.09 |
| Jun 13, 2016 | $25.22 | ||
| Jun 13, 2016 | $35.30 | Jun 13, 2016 | $5.04 |
| Jun 19, 2016 | $30.26 | ||
| Jun 20, 2016 | $30.26 | Jun 26, 2016 | $30.26 |
| Jun 27, 2016 | $0.00 | ||
| Jul 4, 2016 | $30.26 | Jul 3, 2016 | $30.26 |
| Jul 11, 2016 | $30.26 | Jul 10, 2016 | $30.26 |
| Jul 18, 2016 | $30.26 | Jul 17, 2016 | $30.26 |
| Jul 25, 2016 | $30.26 | Jul 24, 2016 | $30.26 |
| Aug 1, 2016 | $30.26 | Aug 1, 2016 | $30.26 |
| Aug 8, 2016 | $30.26 | Aug 7, 2016 | $30.26 |
| Aug 15, 2016 | $30.26 | Aug 15, 2016 | $30.26 |
| Aug 22, 2016 | $30.26 | Aug 22, 2016 | $30.26 |
| Aug 29, 2016 | $30.26 | Aug 29, 2016 | $30.26 |
| Sep 5, 2016 | $30.26 | Sep 4, 2016 | $30.26 |
| Sep 12, 2016 | $56.99 | Sep 11, 2016 | $30.26 |
| Sep 12, 2016 | $26.73 | ||
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