Loan to buy bales of used clothes

Bephine Nyawera

Kisumu, Kenya

100% repaid



Bephine Nyawera

Member since

February 2015

On-time repayments

111 installments  •  86%

About Me

My names are Bephine Nyawera I grew up in a small village called Kisasi in Western Province.I come from a very humble background of 2 sisters and 2 brothers. I am the eldest in our family. My dad passed away due to Aplastic Anaemia leaving my mum a widow who is jobless, but being the eldest in our home we joined hands with my mum to do small scale farming inorder to help my siblings to go to school to achieve their dreams. Life has not been easy the small shamba we had was not enough to produce for large sale of good to the market hence a friend of mine introduced me to the world of selling second hand clothes.

My Business

I looked fora job and my friend had a business stall where she could sell a bale of used second hand clothes for children. I could help market the clothes for her in institutions selling to teachers and workers second hand clothes for their children. The business grew so big until my boss now was able to bring and we sell about three bales of mixed clothes including kids clothes, mens shirts and women skirts. With time she encouraged me and from my little savings I was able to start my own Second hand clothing (Mitumba) business. So far I have only one bale of used women dresses but I am hoping that with the help of Zidisha lenders they will help me to grow in business and buy and sell more bales of used clothes and also to grow my family my kids will be able to go to school without fee arrears.

Loan Proposal

i am looking for more money to buy more bales of second hand clothes coz my customers are increasing by the day and i will be glad if i purchase more bales to sell so that i dont lack what to supply. am happy i can now supply in large that is wholesale.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jan 2, 2016

Repayment status

On Time

Projected term

3 months

Cost to entrepreneur

Service fee: $15.75

Bephine opted to pay $83.04 into the Zidisha Members Loan Fund in return for a higher starting credit limit.


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