Loan to buy computer software, maintenance & repair tools

Jacob Muthee

Ongata Rongai, Kenya

4% repaid

Entrepreneur

Name

Jacob Muthee

Member since

March 2016

On-time repayments

44 installments  •  73%

About Me

Thank you.
I am a young entrepreneur, having been born and brought up in town by my lovely parents. I was taken to school just like any other child and i was much responsible.

I am a fist born of three and my parents are civil servants. I used to go to school and help my patents with domestic activities like cooking, washing house and cleaning the compound for my busy parents. Throughout my young age i have maintained a dignity of self reliance and handwork. When i completed my secondary school, my parents took me to a technical institute to pursue a technical course in computer engineering and maintenance.

My effort to secure a job in a private or a government institution proves futile and I opted to start my own business of computer repair, maintenance and networking. My parents had already supported me before to acquire a computer and a few tools needed to offer such services. As a well conversant person with my profession, I new all what I am required to have. My parents could only give me little money to acquire those tools. I decided to start with little equipment and I have been able to get much contracts from private companies and offices where I am called to offer computer maintenance and repair services. This is how I came to start my own business.
What is unique about the land i live is that community embraces one another through help in time of needs and emergency. My children would like to be educated and be entrepreneurs of tomorrow. My unique hobby is helping the poor people and destitute in the community and watching football.
Thank you.

My Business

My business is purely offering services of computer maintenance, repair and networking.
These services are always on high demand since we're in an error of technology which is being used almost everywhere. Every office today has at least a computer. This mainly involving computers and electronic gadgets. These electronic equipment will always break down and need maintenance and repair. Therefore requiring my services.
I choose this kind of business because it is my profession that I liked even before starting the business am much informed and experienced and i love the job since it give me a good profit to cater for my daily needs and bills.
My typical costs are cost of buying maintenance equipments like Cleaning Tools such as registry cleaners, file system cleaners, secure file erasers .These help to keep system clean. Also buying Uninstaller that removes unwanted applications from the computer.
Also Software Updater Not only for keeping up with the latest features but also for bug fixes and security updates. System Info Tools to figure out what might be going on with the computer. Troubleshooter/Fixer to solve network issues, security issues, slowdown due to cruft or underperforming hardware. All these Computer Maintenance Tools comes at a cost which i buy them.
Usually my profit has been going towards reinvesting in my business as a way of expanding and reaching more customers. I also meet my expenses and help my parents.
Thank you.

Loan Proposal

Well, once i get my next loan, I will buy various equipment and items most important in my business and services.
I will buy installation software’s and Cleaning Tools;
Latest software’s for clean up/ Virus/Spyware Removal and program at $45.00
Data backup storage at $38.00, LCD Screen replacement at $42.00
Battery/Charge port at $25.00 and Hard drive for Hard Drive Replacement/Upgrade service at $35.00
On the list was Computer inks and toners at $35.00 and $30.00 respectively.
Latest Operating system at $30.00 which will safe my everyday income.
My new services will be incorporated in this loan. The new service is Hard Drive Data Loss
recovery which involves more than just replacing computer parts. Data Recovery services use cutting-edge hard drive recovery tools and processes that come from heavy investment in R&D and a lot of experience. I have been practicing this in a local company and now I am intending to buy my first batch of required equipment. Since Hard drives are imaged a Copy of the disk is made and transferred to a new system which i project to cost me $95.00
Data loss is largely due to power surges, overwriting, physical damages and viruses some of the equipment I will also buy will cost me another $65.00
Counting on the benefit that my business will bring to me is that my customers will like my new services as well as looking well organized and efficient. With all my tools and equipment's I will be doing my work without the need to ask for down payment to start services.
Now this will increase reliability to my customers therefore getting more contracts and business.
With most anticipated profit will repay your loan with ease, help my wife by boosting her a small business which will greatly contribute to our monthly income and she will no longer stays in the house. My parents on the other hand will get a fair share of basic needs at home all because my business will be doing well and helped them put food on the table. My daughter will grown healthier and well catered for in everything even going to school next year.
I again project my business profit to increase considerably to $400.00 per month. This will be possible from my past experience doing this business. I will be so grateful to you Lenders and Zidisha family once I roll out my same business with now yet another new loan.
Thank you lenders.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$450.01

Date disbursed

Sep 1, 2016

Repayment status

Late

Projected term

63 months

Cost to entrepreneur

Service fee: $19.50

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