Purchase farm-fresh vegetables for sale

Eucabeth

Kirindo, Kenya

100% repaid

Entrepreneur

Name

Eucabeth

Member since

April 2015

On-time repayments

30 installments  •  13%

About Me

lam Eucabeth Wariwa, born and raised in Migori County. I was the 5th born in a family of eight. My parents were peasant farmers and I learn't business from them as they used to send to the local market to sell farm produce when they were busy harvesting. My early years of schooling were really hard and I didn't manage to reach grade eight! I dropped out from school due to teenage pregnancy and after this, I got married. I and my husband relocated to Mbita town, where I have stayed to date. My husband died three years ago from HIV/AIDS related complications and I was left alone with the duty raising up our six children.

My first born has completed High School and will join College later this year if funds becomes available. My last born will sit for final primary education examination this year. The other four children are in high school. I am fully engaged in my business of selling tomatoes, a times I do two to three jobs a day to make ends meet.

I do participate in women economic advancement programs that aims to raise funds and re-loan among members., This is what has kept me afloat inspite of many financial constraints that I and my family goes through.

l believe with Zidisha l will be able to realize my dreams since they offer affordable loans

My Business

I have been in this fresh on -farm produce sale business for the last 10 years, I do buy tomatoes from nearby farms and sell to my customers at Mbita market. I decided to venture into this since tomatoes sell like hot cake and most customers like it . My biggest challenge is how to sustain my customers during dry season. It requires a higher capital to travel to get tomatoes. I wish to see myself owning a green house to produce vegetables throughout the year.

When your offer me Zidisha loan l will be able to introduce onions, kales and cabbages and increase the stock of tomatoes in my business

Loan Proposal

I am seeking a loan of KES 9,130 to be used as follows;

- Purchase 90kgs of onions at a cost of $30,
-Purchase one sack of kales at a cost of $10,
-Purchase 40 cabbages at a cost of $15,
-Purchase two crates of tomatoes at a cost of $45,this loan will help me to be efficient by ensuring the customers get all they need for cooking in one place hence increase in profit margin by 30% in the 1st month and continue to grow my business. The loan will enable me to meet my family obligations and repay the loan on time in order to seek more loans as the interest is very very low and it's customer-oriented loan.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

May 4, 2015

Repayment status

On Time

Projected term

3 months

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  • Eucabeth    Jul 16, 2016

    Thanks alot to my lenders. I appreciate the service of ZIDISHA and I will use the loan to improve my business. The increased income will fund my 3rd born son in college.

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  • Eucabeth    Jul 2, 2016

    My lenders, I am grateful for your support. The loaning from ZIDISHA has enabled me to put my children through High School. I will always remain committed to repaying my loans in good time.

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  • Gladys    Dec 11, 2015

    Dear Zidisha Team,

    I have tried to contact Eucabeth Wariwa but she is not answering my calls. I have talked to one family member Erick Omondi and he said he will look for Eucabeth and let me know.

    Thank You,
    Gladys Adera,
    Volunteer Mentor.

    Log in to reply • Share
  • Gladys    Nov 10, 2015

    Dear Zidisha Team,

    I have spoken to Eucabeth Wariwa, and she says she will pay some money this week. I have also requested her to adjust her loan and he says she will go to her community leader this week to help her hos to adjust.

    thank You,
    Gladys Adera,
    volunteer Mentor

    Log in to reply • Share
  • Gladys    Oct 7, 2015

    Dear Zidisha Team,

    I have spoken to Eucabeth and she is sorry about her late payment. Eucabeth says she has nothing today and can afford to pay 100/- shillings tomorrow. I have told Eucabeth to go to the nearest internet and see how she can adjust her payments, and start paying tomorrow.

    She says she will do exactly that.

    Thank you,
    Gladys Adera,
    volunteer Mentor.

    Log in to reply • Share
  • Gladys    Sep 23, 2015

    Dear Zidisha Team,

    I have spoken to Eucabeth Wariwa, I have advised Eucabeth to adjust her loan and pay the little as she can as 100/- and make payments for the days she has not paid. I have also told her when she gets some more money she can now adjust and make her full payments. Eucabeth says she will do that and business as not been good on her side.

    Thank You,
    Gladys Adera
    Volunteer Mentor.

    Log in to reply • Share
  • Gladys    Sep 16, 2015

    Dear Zidisha Team,

    I have spoken to Eucabeth Wariwa and she says she is very sorry and has not been well, I have requested her to adjust her loan to even 100 so that she can be able to pay the days she has not paid. She is very sorry and will do exactly that.

    Thank You,
    Gladys Adera
    Volunteer Mentor

    Log in to reply • Share
  • Gladys    Sep 10, 2015

    Dear Zidisha Team,

    I have tried to get in touch with Eucabeth but unfortunately she is not answering my call. I have talked to one family member Erick Omondi, and he says he will get in touch with Eucabeth today in the evening and he will give m information tomorrow.

    Thank you Gladys Adera,
    Volunteer Mentor,

    Log in to reply • Share
  • Gladys    Sep 3, 2015

    DearZidisha Team,

    I have spoken to Eucabeth Wariwa, and she says she had tried to adjust the loan to pay, right now she says she is sorry and not able to pay his loan until next week because she is unwell and not on business. She is requesting you give her time until next week.

    Gladys Adera
    Volunteer Mentor.

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  • Gladys    Aug 27, 2015

    Dear Zidisha Team,

    I have spoken to Eucabeth and she is sorry about the late payment due to poor business. I have shown her how she can adjust her loan and she says she will do so.

    Thank you ,

    Gladys Adera
    Volunteer Mentor.

    Log in to reply • Share
  • Gladys    Aug 18, 2015

    Dear Zidisha Team,
    I have talked to Eucabeth Wariwa, and she as said business as not been doing well, she says she will try to take today some small fish in the market and if she gets the money, will pay today or tomorrow.

    Thank you,
    Gladys Adera
    Volunteer Mentor.

    Log in to reply • Share
  • Gladys    Aug 4, 2015

    Dear Zidisha Team,

    I have talked to Eucabeth and she is saying she is sorry, was not stable financially and her business was not doing well. She says, she hoping to get some money this week to clear her outstanding.

    Thank you,
    Gladys Adera
    Volunteer Mentor.

    Log in to reply • Share
  • Gladys    Jul 31, 2015

    Dear Zidisha Team,

    I have tried to contact Eucabeth but she is not answering my call. I have talked to John Onditi and he said he will look for Eucabth and let me know.
    Gladys Adera
    volunteer Mentor

    Log in to reply • Share
  • Gladys    Jul 22, 2015

    Dear Zidisha Team,
    I have tried to talk to Eucabeth Wariwa, and she says that business is picking slowly and she will try and complete her outstand in the course of this week. I have told her if business is slow, she can still adjust her payments and pay even if it is 200 but make her payments on time until the business picks well. She said she would do that this week.


    Thank you Zidisha team

    Gladys Adera
    Volunteer Mentor.

    Log in to reply • Share
  • Gladys    Jun 18, 2015

    Thank you zidisha team,
    I have managed to talk to Eucabeth Wariwa, she says the sales were too low for the last two weeks. I have talked to her to try and send at least on time if she has adjusted her payments, and also not to be late in her payments.
    She said she is sorry and she will now do that.

    Thank you ,
    Gladys Adera
    Volunteer Mentor.

    Log in to reply • Share
  • Eucabeth    Jun 15, 2015

    Very low sales at the moment.

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