Mobile phone payment service (M-PESA) line
Alphazad
Thika, Kenya
45% repaid
Entrepreneur
Name
Alphazad
Member since
September 2013
On-time repayments
331 installments • 14%
About Me
Am Alphazad Kyalo An Accountant by profession and Iive near in Makongeni Estate Thika.I work at Njimia Phamaceuticals as a Branch Accountant in Thika.I am planning to Start a Cosmetic business by the end of this month,and i believe i will have the potential of Making an extra income.I have been triggered by the presence of market Niche in this Business at the area where i want to start the business which i have purposed to curb.When the business picks i am planning to open several subsidiaries in different towns like meru and mwingi.My Pilot area of the business will be Kenol Town near Thika on your way to Meru.Through my business am planning to provide employment opportunities to youth menbers as a part of social responsibility to the society.I am greatful to zidisha organisation for their noble support.
My Business
I Am very grateful for the support that you are willing to offer me.Am seeking Zidisha lenders to lend me money so that I can expand my general shop business which I have recently opened in Mwingi area just after Thika. area, I will supplement and restock my business and make sure all the necessary commodity are available to make my business a one stop shop for all my customers in the area. As one of my strategic plans am planning to distribute Coco-cola products in the near future. Through the earnings I will ensure timely repayment of my loan in order to regularize my account and increase my credit limit .My monthly expenses would include the following;Rental expense,Salaries to the employees,Electricity,Licenses which will be paid on an Annual Basis and Transport Costs.
Loan Proposal
Hello Lenders let me take this chance to thank you for funding my two previous loans which I have repaid comfortably.
Please I humbly request you to fund my third loan.
I will spend USD 407 to buy Safaricom M-pesa line which I will operate in my retail business, with the remaining USD 46 I will buy extra stock for my retail business.
This will increase my incomes because I have budgeted to get commission of around USD 115 per monthly which will increase as the business grows. This will also enhance customer loyalty in my business.
Kindly lenders I request you to fund my loan.
Feedback
Positive
2
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$467.00
Date disbursed
Apr 26, 2014
Repayment status
Late
Projected term
75 months
Other loans
Lenders
United States
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Summary
Amount repaid
$302.38
Amount remaining
$376.47
Expected completion
Jul 18, 2020
Status
Repaying late
Installment amount
$1.41
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| May 3, 2014 | $15.72 | May 3, 2014 | $15.72 |
| May 10, 2014 | $15.72 | May 3, 2014 | $0.05 |
| May 10, 2014 | $15.67 | ||
| May 17, 2014 | $15.72 | May 10, 2014 | $0.80 |
| May 16, 2014 | $14.92 | ||
| May 24, 2014 | $15.72 | May 16, 2014 | $1.55 |
| May 29, 2014 | $14.16 | ||
| May 31, 2014 | $15.72 | May 29, 2014 | $15.72 |
| Jun 7, 2014 | $15.72 | May 29, 2014 | $0.71 |
| Jun 5, 2014 | $15.01 | ||
| Jun 14, 2014 | $15.72 | Jun 5, 2014 | $2.64 |
| Jun 13, 2014 | $13.08 | ||
| Jun 21, 2014 | $15.72 | Jun 13, 2014 | $10.45 |
| Jun 24, 2014 | $5.27 | ||
| Jun 28, 2014 | $15.72 | Jun 24, 2014 | $7.65 |
| Jun 30, 2014 | $8.07 | ||
| Jul 5, 2014 | $15.72 | Jun 30, 2014 | $3.99 |
| Jul 12, 2014 | $11.73 | ||
| Jul 12, 2014 | $12.19 | Jul 12, 2014 | $12.19 |
| Jul 19, 2014 | $0.00 | ||
| Jul 26, 2014 | $6.47 | Jul 26, 2014 | $6.47 |
| Aug 2, 2014 | $6.47 | Jul 26, 2014 | $0.59 |
| Aug 2, 2014 | $5.88 | ||
| Aug 9, 2014 | $6.47 | Aug 2, 2014 | $1.18 |
| Aug 14, 2014 | $5.29 | ||
| Aug 16, 2014 | $6.47 | Aug 14, 2014 | $1.76 |
| Sep 2, 2014 | $4.71 | ||
| Aug 23, 2014 | $6.47 | Sep 2, 2014 | $6.47 |
| Aug 30, 2014 | $6.47 | Sep 2, 2014 | $0.59 |
| Sep 6, 2014 | $5.88 | ||
| Sep 6, 2014 | $6.47 | Sep 6, 2014 | $6.47 |
| Sep 13, 2014 | $6.47 | Sep 6, 2014 | $1.76 |
| Sep 27, 2014 | $4.71 | ||
| Sep 20, 2014 | $6.47 | Sep 27, 2014 | $6.47 |
| Sep 27, 2014 | $6.47 | Sep 27, 2014 | $6.47 |
| Oct 4, 2014 | $2.94 | Sep 27, 2014 | $2.94 |
| Oct 11, 2014 | $0.00 | ||
| Oct 18, 2014 | $0.00 | ||
| Oct 25, 2014 | $0.00 | ||
| Nov 1, 2014 | $0.00 | ||
| Nov 8, 2014 | $0.00 | ||
| Nov 15, 2014 | $2.35 | Dec 18, 2014 | $2.35 |
| Nov 22, 2014 | $0.00 | ||
| Nov 29, 2014 | $0.00 | ||
| Dec 6, 2014 | $0.00 | ||
| Dec 13, 2014 | $0.00 | ||
| Dec 20, 2014 | $1.18 | Dec 19, 2014 | $1.18 |
| Dec 27, 2014 | $1.18 | Jan 9, 2015 | $1.18 |
| Jan 3, 2015 | $1.18 | Jan 9, 2015 | $1.18 |
| Jan 10, 2015 | $1.18 | Jan 9, 2015 | $1.18 |
| Jan 17, 2015 | $1.18 | Jan 9, 2015 | $1.18 |
| Jan 24, 2015 | $1.18 | Jan 22, 2015 | $1.18 |
| Jan 31, 2015 | $1.18 | Feb 3, 2015 | $1.18 |
| Feb 7, 2015 | $1.18 | Feb 6, 2015 | $1.18 |
| Feb 14, 2015 | $1.18 | Feb 6, 2015 | $1.18 |
| Feb 21, 2015 | $1.18 | Feb 6, 2015 | $1.18 |
| Feb 28, 2015 | $1.18 | Mar 5, 2015 | $1.18 |
| Mar 7, 2015 | $1.18 | Mar 5, 2015 | $1.18 |
| Mar 14, 2015 | $1.18 | Mar 5, 2015 | $1.18 |
| Mar 21, 2015 | $1.18 | Mar 5, 2015 | $1.18 |
| Mar 28, 2015 | $1.18 | Mar 5, 2015 | $1.18 |
| Apr 4, 2015 | $1.18 | Apr 20, 2015 | $1.18 |
| Apr 11, 2015 | $1.18 | Apr 20, 2015 | $1.18 |
| Apr 18, 2015 | $1.18 | Apr 20, 2015 | $1.18 |
| Apr 25, 2015 | $0.00 | ||
| May 2, 2015 | $0.00 | ||
| May 9, 2015 | $0.00 | ||
| May 16, 2015 | $0.00 | ||
| May 23, 2015 | $0.00 | ||
| May 30, 2015 | $0.00 | ||
| Jun 6, 2015 | $0.00 | ||
| Jun 13, 2015 | $0.00 | ||
| Jun 20, 2015 | $0.00 | ||
| Jun 27, 2015 | $0.00 | ||
| Jul 4, 2015 | $0.00 | ||
| Jul 11, 2015 | $0.00 | ||
| Jul 18, 2015 | $0.00 | ||
| Jul 25, 2015 | $0.00 | ||
| Aug 1, 2015 | $1.41 | Feb 5, 2019 | $1.41 |
| Aug 8, 2015 | $1.41 | Feb 5, 2019 | $1.41 |
| Aug 15, 2015 | $1.41 | Feb 5, 2019 | $1.41 |
| Aug 22, 2015 | $1.41 | Feb 5, 2019 | $1.41 |
| Aug 29, 2015 | $1.41 | Feb 5, 2019 | $0.89 |
| Feb 28, 2019 | $0.52 | ||
| Sep 5, 2015 | $1.41 | Feb 28, 2019 | $1.41 |
| Sep 12, 2015 | $1.41 | Feb 28, 2019 | $1.41 |
| Sep 19, 2015 | $1.41 | Feb 28, 2019 | $1.41 |
| Sep 26, 2015 | $1.41 | Feb 28, 2019 | $1.13 |
| Mar 20, 2019 | $0.28 | ||
| Oct 3, 2015 | $1.41 | Mar 20, 2019 | $1.41 |
| Oct 10, 2015 | $1.41 | Mar 20, 2019 | $1.41 |
| Oct 17, 2015 | $1.41 | Mar 20, 2019 | $1.41 |
| Oct 24, 2015 | $1.41 | Mar 20, 2019 | $1.36 |
| Mar 25, 2019 | $0.05 | ||
| Oct 31, 2015 | $1.41 | Mar 25, 2019 | $1.41 |
| Nov 7, 2015 | $1.41 | Mar 25, 2019 | $1.41 |
| Nov 14, 2015 | $1.41 | Mar 25, 2019 | $1.41 |
| Nov 21, 2015 | $1.41 | Mar 25, 2019 | $1.41 |
| Nov 28, 2015 | $1.41 | Mar 25, 2019 | $0.19 |
| May 10, 2019 | $1.22 | ||
| Dec 5, 2015 | $1.41 | May 10, 2019 | $1.41 |
| Dec 12, 2015 | $1.41 | May 10, 2019 | $1.41 |
| Dec 19, 2015 | $1.41 | May 10, 2019 | $1.41 |
| Dec 26, 2015 | $1.41 | May 10, 2019 | $1.41 |
| Jan 2, 2016 | $1.41 | May 10, 2019 | $1.41 |
| Jan 9, 2016 | $1.41 | May 10, 2019 | $1.41 |
| Jan 16, 2016 | $1.41 | May 10, 2019 | $1.41 |
| Jan 23, 2016 | $1.41 | May 10, 2019 | $1.41 |
| Jan 30, 2016 | $1.41 | May 10, 2019 | $1.41 |
| Feb 6, 2016 | $1.41 | May 10, 2019 | $1.41 |
| Feb 13, 2016 | $1.41 | May 10, 2019 | $1.41 |
| Feb 20, 2016 | $1.41 | May 10, 2019 | $0.89 |
| Feb 27, 2016 | $1.41 | ||
| Mar 5, 2016 | $1.41 | ||
| Mar 12, 2016 | $1.41 | ||
| Mar 19, 2016 | $1.41 | ||
| Mar 26, 2016 | $1.41 | ||
| Apr 2, 2016 | $1.41 | ||
| Apr 9, 2016 | $1.41 | ||
| Apr 16, 2016 | $1.41 | ||
| Apr 23, 2016 | $1.41 | ||
| Apr 30, 2016 | $1.41 | ||
| May 7, 2016 | $1.41 | ||
| May 14, 2016 | $1.41 | ||
| May 21, 2016 | $1.41 | ||
| May 28, 2016 | $1.41 | ||
| Jun 4, 2016 | $1.41 | ||
| Jun 11, 2016 | $1.41 | ||
| Jun 18, 2016 | $1.41 | ||
| Jun 25, 2016 | $1.41 | ||
| Jul 2, 2016 | $1.41 | ||
| Jul 9, 2016 | $1.41 | ||
| Jul 16, 2016 | $1.41 | ||
| Jul 23, 2016 | $1.41 | ||
| Jul 30, 2016 | $1.41 | ||
| Aug 6, 2016 | $1.41 | ||
| Aug 13, 2016 | $1.41 | ||
| Aug 20, 2016 | $1.41 | ||
| Aug 27, 2016 | $1.41 | ||
| Sep 3, 2016 | $1.41 | ||
| Sep 10, 2016 | $1.41 | ||
| Sep 17, 2016 | $1.41 | ||
| Sep 24, 2016 | $1.41 | ||
| Oct 1, 2016 | $1.41 | ||
| Oct 8, 2016 | $1.41 | ||
| Oct 15, 2016 | $1.41 | ||
| Oct 22, 2016 | $1.41 | ||
| Oct 29, 2016 | $1.41 | ||
| Nov 5, 2016 | $1.41 | ||
| Nov 12, 2016 | $1.41 | ||
| Nov 19, 2016 | $1.41 | ||
| Nov 26, 2016 | $1.41 | ||
| Dec 3, 2016 | $1.41 | ||
| Dec 10, 2016 | $1.41 | ||
| Dec 17, 2016 | $1.41 | ||
| Dec 24, 2016 | $1.41 | ||
| Dec 31, 2016 | $1.41 | ||
| Jan 7, 2017 | $1.41 | ||
| Jan 14, 2017 | $1.41 | ||
| Jan 21, 2017 | $1.41 | ||
| Jan 28, 2017 | $1.41 | ||
| Feb 4, 2017 | $1.41 | ||
| Feb 11, 2017 | $1.41 | ||
| Feb 18, 2017 | $1.41 | ||
| Feb 25, 2017 | $1.41 | ||
| Mar 4, 2017 | $1.41 | ||
| Mar 11, 2017 | $1.41 | ||
| Mar 18, 2017 | $1.41 | ||
| Mar 25, 2017 | $1.41 | ||
| Apr 1, 2017 | $1.41 | ||
| Apr 8, 2017 | $1.41 | ||
| Apr 15, 2017 | $1.41 | ||
| Apr 22, 2017 | $1.41 | ||
| Apr 29, 2017 | $1.41 | ||
| May 6, 2017 | $1.41 | ||
| May 13, 2017 | $1.41 | ||
| May 20, 2017 | $1.41 | ||
| May 27, 2017 | $1.41 | ||
| Jun 3, 2017 | $1.41 | ||
| Jun 10, 2017 | $1.41 | ||
| Jun 17, 2017 | $1.41 | ||
| Jun 24, 2017 | $1.41 | ||
| Jul 1, 2017 | $1.41 | ||
| Jul 8, 2017 | $1.41 | ||
| Jul 15, 2017 | $1.41 | ||
| Jul 22, 2017 | $1.41 | ||
| Jul 29, 2017 | $1.41 | ||
| Aug 5, 2017 | $1.41 | ||
| Aug 12, 2017 | $1.41 | ||
| Aug 19, 2017 | $1.41 | ||
| Aug 26, 2017 | $1.41 | ||
| Sep 2, 2017 | $1.41 | ||
| Sep 9, 2017 | $1.41 | ||
| Sep 16, 2017 | $1.41 | ||
| Sep 23, 2017 | $1.41 | ||
| Sep 30, 2017 | $1.41 | ||
| Oct 7, 2017 | $1.41 | ||
| Oct 14, 2017 | $1.41 | ||
| Oct 21, 2017 | $1.41 | ||
| Oct 28, 2017 | $1.41 | ||
| Nov 4, 2017 | $1.41 | ||
| Nov 11, 2017 | $1.41 | ||
| Nov 18, 2017 | $1.41 | ||
| Nov 25, 2017 | $1.41 | ||
| Dec 2, 2017 | $1.41 | ||
| Dec 9, 2017 | $1.41 | ||
| Dec 16, 2017 | $1.41 | ||
| Dec 23, 2017 | $1.41 | ||
| Dec 30, 2017 | $1.41 | ||
| Jan 6, 2018 | $1.41 | ||
| Jan 13, 2018 | $1.41 | ||
| Jan 20, 2018 | $1.41 | ||
| Jan 27, 2018 | $1.41 | ||
| Feb 3, 2018 | $1.41 | ||
| Feb 10, 2018 | $1.41 | ||
| Feb 17, 2018 | $1.41 | ||
| Feb 24, 2018 | $1.41 | ||
| Mar 3, 2018 | $1.41 | ||
| Mar 10, 2018 | $1.41 | ||
| Mar 17, 2018 | $1.41 | ||
| Mar 24, 2018 | $1.41 | ||
| Mar 31, 2018 | $1.41 | ||
| Apr 7, 2018 | $1.41 | ||
| Apr 14, 2018 | $1.41 | ||
| Apr 21, 2018 | $1.41 | ||
| Apr 28, 2018 | $1.41 | ||
| May 5, 2018 | $1.41 | ||
| May 12, 2018 | $1.41 | ||
| May 19, 2018 | $1.41 | ||
| May 26, 2018 | $1.41 | ||
| Jun 2, 2018 | $1.41 | ||
| Jun 9, 2018 | $1.41 | ||
| Jun 16, 2018 | $1.41 | ||
| Jun 23, 2018 | $1.41 | ||
| Jun 30, 2018 | $1.41 | ||
| Jul 7, 2018 | $1.41 | ||
| Jul 14, 2018 | $1.41 | ||
| Jul 21, 2018 | $1.41 | ||
| Jul 28, 2018 | $1.41 | ||
| Aug 4, 2018 | $1.41 | ||
| Aug 11, 2018 | $1.41 | ||
| Aug 18, 2018 | $1.41 | ||
| Aug 25, 2018 | $1.41 | ||
| Sep 1, 2018 | $1.41 | ||
| Sep 8, 2018 | $1.41 | ||
| Sep 15, 2018 | $1.41 | ||
| Sep 22, 2018 | $1.41 | ||
| Sep 29, 2018 | $1.41 | ||
| Oct 6, 2018 | $1.41 | ||
| Oct 13, 2018 | $1.41 | ||
| Oct 20, 2018 | $1.41 | ||
| Oct 27, 2018 | $1.41 | ||
| Nov 3, 2018 | $1.41 | ||
| Nov 10, 2018 | $1.41 | ||
| Nov 17, 2018 | $1.41 | ||
| Nov 24, 2018 | $1.41 | ||
| Dec 1, 2018 | $1.41 | ||
| Dec 8, 2018 | $1.41 | ||
| Dec 15, 2018 | $1.41 | ||
| Dec 22, 2018 | $1.41 | ||
| Dec 29, 2018 | $1.41 | ||
| Jan 5, 2019 | $1.41 | ||
| Jan 12, 2019 | $1.41 | ||
| Jan 19, 2019 | $1.41 | ||
| Jan 26, 2019 | $1.41 | ||
| Feb 2, 2019 | $1.41 | ||
| Feb 9, 2019 | $1.41 | ||
| Feb 16, 2019 | $1.41 | ||
| Feb 23, 2019 | $1.41 | ||
| Mar 2, 2019 | $1.41 | ||
| Mar 9, 2019 | $1.41 | ||
| Mar 16, 2019 | $1.41 | ||
| Mar 23, 2019 | $1.41 | ||
| Mar 30, 2019 | $1.41 | ||
| Apr 6, 2019 | $1.41 | ||
| Apr 13, 2019 | $1.41 | ||
| Apr 20, 2019 | $1.41 | ||
| Apr 27, 2019 | $1.41 | ||
| May 4, 2019 | $1.41 | ||
| May 11, 2019 | $1.41 | ||
| May 18, 2019 | $1.41 | ||
| May 25, 2019 | $1.41 | ||
| Jun 1, 2019 | $1.41 | ||
| Jun 8, 2019 | $1.41 | ||
| Jun 15, 2019 | $1.41 | ||
| Jun 22, 2019 | $1.41 | ||
| Jun 29, 2019 | $1.41 | ||
| Jul 6, 2019 | $1.41 | ||
| Jul 13, 2019 | $1.41 | ||
| Jul 20, 2019 | $1.41 | ||
| Jul 27, 2019 | $1.41 | ||
| Aug 3, 2019 | $1.41 | ||
| Aug 10, 2019 | $1.41 | ||
| Aug 17, 2019 | $1.41 | ||
| Aug 24, 2019 | $1.41 | ||
| Aug 31, 2019 | $1.41 | ||
| Sep 7, 2019 | $1.41 | ||
| Sep 14, 2019 | $1.41 | ||
| Sep 21, 2019 | $1.41 | ||
| Sep 28, 2019 | $1.41 | ||
| Oct 5, 2019 | $1.41 | ||
| Oct 12, 2019 | $1.41 | ||
| Oct 19, 2019 | $1.41 | ||
| Oct 26, 2019 | $1.41 | ||
| Nov 2, 2019 | $1.41 | ||
| Nov 9, 2019 | $1.41 | ||
| Nov 16, 2019 | $1.41 | ||
| Nov 23, 2019 | $1.41 | ||
| Nov 30, 2019 | $1.41 | ||
| Dec 7, 2019 | $1.41 | ||
| Dec 14, 2019 | $1.41 | ||
| Dec 21, 2019 | $1.41 | ||
| Dec 28, 2019 | $1.41 | ||
| Jan 4, 2020 | $1.41 | ||
| Jan 11, 2020 | $1.41 | ||
| Jan 18, 2020 | $1.41 | ||
| Jan 25, 2020 | $1.41 | ||
| Feb 1, 2020 | $1.41 | ||
| Feb 8, 2020 | $1.41 | ||
| Feb 15, 2020 | $1.41 | ||
| Feb 22, 2020 | $1.41 | ||
| Feb 29, 2020 | $1.41 | ||
| Mar 7, 2020 | $1.41 | ||
| Mar 14, 2020 | $1.41 | ||
| Mar 21, 2020 | $1.41 | ||
| Mar 28, 2020 | $1.41 | ||
| Apr 4, 2020 | $1.41 | ||
| Apr 11, 2020 | $1.41 | ||
| Apr 18, 2020 | $1.41 | ||
| Apr 25, 2020 | $1.41 | ||
| May 2, 2020 | $1.41 | ||
| May 9, 2020 | $1.41 | ||
| May 16, 2020 | $1.41 | ||
| May 23, 2020 | $1.41 | ||
| May 30, 2020 | $1.41 | ||
| Jun 6, 2020 | $1.41 | ||
| Jun 13, 2020 | $1.41 | ||
| Jun 20, 2020 | $1.41 | ||
| Jun 27, 2020 | $1.41 | ||
| Jul 4, 2020 | $1.41 | ||
| Jul 11, 2020 | $1.41 | ||
| Jul 18, 2020 | $52.66 | ||
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