Loan to buy more big bales of shirts and skirts to sell

Bephine Nyawera

Kisumu, Kenya

51% repaid



Bephine Nyawera

Member since

February 2015

On-time repayments

111 installments  •  86%

About Me

My names are Bephine Nyawera I grew up in a small village called Kisasi in Western Province.I come from a very humble background of 2 sisters and 2 brothers. I am the eldest in our family. My dad passed away due to Aplastic Anaemia leaving my mum a widow who is jobless, but being the eldest in our home we joined hands with my mum to do small scale farming inorder to help my siblings to go to school to achieve their dreams. Life has not been easy the small shamba we had was not enough to produce for large sale of good to the market hence a friend of mine introduced me to the world of selling second hand clothes.

My Business

I looked fora job and my friend had a business stall where she could sell a bale of used second hand clothes for children. I could help market the clothes for her in institutions selling to teachers and workers second hand clothes for their children. The business grew so big until my boss now was able to bring and we sell about three bales of mixed clothes including kids clothes, mens shirts and women skirts. With time she encouraged me and from my little savings I was able to start my own Second hand clothing (Mitumba) business. So far I have only one bale of used women dresses but I am hoping that with the help of Zidisha lenders they will help me to grow in business and buy and sell more bales of used clothes and also to grow my family my kids will be able to go to school without fee arrears.

Loan Proposal

I would buy more bales of clothing to expand my business since my clientele have also increased. when i make more profits i will be able to buy a few building materials to finish up the house i started. i believe if i get this loan my customer relation will be flowing since they wont lack the clothing they want whether for kids, mens shirts, skirts and even blouses and school bags.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Mar 3, 2018

Repayment status


Projected term

2 months

Cost to entrepreneur

Service fee: $19.34




Arlington, VA, United States



United States

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Amount repaid


Amount remaining


Expected completion

May 28, 2018


Repaying late

Installment amount


Repayment History

Expected Payments Actual Payments
Mar 12, 2018 $40.40 Oct 25, 2017 $0.39
Mar 13, 2018 $40.01
Mar 19, 2018 $40.40 Mar 13, 2018 $0.39
Mar 20, 2018 $40.01
Mar 26, 2018 $40.40 Mar 20, 2018 $0.39
Apr 10, 2018 $40.01
Apr 2, 2018 $40.40 Apr 10, 2018 $0.39
Apr 16, 2018 $40.01
Apr 9, 2018 $40.40 Apr 16, 2018 $0.39
Apr 22, 2018 $40.01
Apr 16, 2018 $40.40 Apr 22, 2018 $0.39
Jan 26, 2019 $9.85
Feb 21, 2019 $11.83
Jun 15, 2019 $11.83
Apr 23, 2018 $40.40
Apr 30, 2018 $40.40
May 7, 2018 $40.40
May 14, 2018 $40.40
May 21, 2018 $40.40
May 28, 2018 $14.76