Loan to buy more plastic bowls, spoons, and plates for sale

Lovina Amoah

Manheanaccra, Ghana

18% repaid

Entrepreneur

Name

Lovina Amoah

Location

Manheanaccra, Ghana

On-time repayments

162 weekly installments  •  17%

About Me

My name is lovina Amoah.. l am 23 years of old and not married.l am the first born in a family of four . l am from Accra in Ghana . My hobbies are reading books ,swimming ,dancing, and travelling
I grew up with four siblings and had to leave junior high school because both of my parents dead during motor accident .life became difficult for me and my other siblings . l tried to find job so that l could take care of my self and siblings but l was unable to find a job . l remained unemployed, Later, l decided to set up my own shop and my dream came to pass . l set this shop with the help from my friends and little money my poor parents left us.l established my own shop selling plate, plastic bowls , pan and so on . Owning my business has enabled me to earn a stable income of around GHS 160($50) a day, which has changed my life and help me to send my siblings to school.my dream is that because l could not complete college ,l will help them to finish college.

My Business

I have set up my own small business shop.and l have been in a business for six years.
l sell plates, plastic bowls , pan and so on. I started this business when my parents dead and life became difficult for me. No job and no money to continue my education . and take care of my siblings. I have a very good customers who always buy from me
My business is profitable because I have so many customers so I sell more.I also have so many customers because my prices are normal. The risk of my business have been facing is lack of capital to expand my business and and take good care of my siblings and reinvest some of the profit into the business
. I am going to invest all the loan in the business so that my profit and income will increase in order for me to continue to support my siblings to go to school .
. I make at least , GHS 160($50) a day.
I will be paying the loan from the Profit I make .

Loan Proposal

l have a shop and l have been in a business for six years .l selling pan,plastic bowls, plate, spoons and so on.l used my first loan to add more stocks into my business and The loan boasted my business in a big way.
With the second loan, l would like to buy more plastic bowls pan , spoon and plate for sale.
The demand is still higher than what i have as stock which is denying me customers. The profits from the business will be used to take good care of my siblings and reinvest some into the business. l want the lenders to give me loan so that l will be able to keep up in business. .l want to expand my business and add more plates,pan, spoons ,bowls to my shop. l urge the lenders to fund me so that l expand the business to cater for my myself and siblings.. thank you Zidisha and all the lenders.

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$183.25

Date disbursed

Apr 21, 2015

Repayment status

Late

Projected term

34 months

Cost to entrepreneur

Service fee: $9.25

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Ask Lovina a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Lovina Amoah    Aug 24, 2015

    Dear Lenders, Thank you very much for assisting me. I want to change my repayment amount in order to pay low amount for the loan you gave me. This is because business sales is very, very slow and l want to change my repayment amount. I want to pay my loan on time. Thank you very much.

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  • Lovina Amoah    Jul 18, 2015

    Hello lenders, Greetings to you. I used my loan to add more stocks to my business and l am to tell you that business is moving on smoothly. Thanks and God bless you.

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  • Lovina Amoah    Apr 26, 2015

    Dear Lenders, l have received my loan funds and lam going to purchase spoons, blows and plates. This will help my customers and my in will increase. THANKS.

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  • Lovina Amoah    Apr 21, 2015

    Dear Zidisha, l am understood that my loan has been disbursed but unfortunately, when l check my mtn account there are no money in it. Please ,whoever is responsible should help me. Thank you and hope to hear from you again.
    Regards,
    Lovina Amoah.

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  • Lovina Amoah    Apr 20, 2015

    Hello, lenders, lam happy my loan has been funded. I will use my loan to purchase spoons, blows, and plates and with this my business will expand and profit increase. Thanks and God bless.

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  • Lovina Amoah    Apr 19, 2015

    Dear Lenders ,Thank you all for funding parts of my loan bids.My loan is about to expire in two days and l write to inform you so that you will continue to help me to raise the rest to achieve my dream.l know you will not fail me.Thank you and God bless you all.

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  • Lovina Amoah    Apr 7, 2015

    I purchased pan,plastic bowls, plate, spoons and added some stock of essential household items. The loan boasted my business in a big way. Out of the profits l made, l have been able to reinvest some into the business and used some to cater for myself and siblings. Please Lenders, l am applying for another and l want you to continue to help me so that my dream of business expansion and employing more youth will com to pass.Thanks

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  • Lovina Amoah    Apr 4, 2015

    l wish all the lenders happy Easter.

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  • Lovina Amoah    Mar 26, 2015

    Dear Lenders, Thank you very much for assisting me in my business. l would like to change my repayment in order to pay more for the help you have given me. My business is growing and l can paymore than what I am paying now. Thank you great lenders and God bless you more so that you continue to help us.

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    • Franmiguel    Mar 27, 2015

      Hi Lovina,
      Changing your repayments is fine.
      I am glad to hear that the loan is helping your business grow.
      Regards
      Michael

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      • Lovina Amoah    Mar 30, 2015

        Thank you Mr.Franmiguel .I have increased my income. I have so much more hope and I treuly feel very blessed that you lenders are very helpful and caring. Thank you so much.
        Regards.
        Lovina.

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  • Franmiguel    Feb 26, 2015

    Hi Lovina,
    Great to see that you are doing well and always repaying on time.
    Thanks for that.
    If I could make a recommendation...
    If you are finding it easy to make the current repayments, you might want to consider rescheduling to pay the loan off early.
    That way you could save interest!!!
    As I am sure you know, that is always a good business outcome.
    All the best
    Michael.

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    • Lovina Amoah    Mar 21, 2015

      Dear Franmiguel , thank you very much for your recommendation. l will consider rescheduling to pay the loan off early.

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    • Lovina Amoah    Apr 4, 2015

      Hello Franmiguel
      l Wish you a Happy Easter.May Lord bless you on
      this auspicious day of Easter,
      Best Regard,
      Lovina

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  • Franmiguel    Dec 26, 2014

    Hi Lovina,
    Happy Holiday Season to you.
    I hope you and your business have a great 2015.
    Regards
    Michael

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    • Lovina Amoah    Mar 18, 2015

      Hello Mr Michael ,Greetings to you.Yes, l and my business are having a great 2015.Thank you very much for assisting people like me to achieve my vision.I pray that God will bless you more and give you long life.

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