Loan to buy more sim and credit cards

Abdulai Ayaaba Sumaila

Bawku, Ghana

100% repaid



Abdulai Ayaaba Sumaila

Member since

December 2016

On-time repayments

255 installments  •  88%

About Me

I was born in kokooso a village in the Asonafo South District in the Brong Ahafo Region of Ghana. Because my parents was living there at that time. I attended kokooso primary and junior high school after which I had admission to attend bawku senior high school in 2007.
In secondary school I had the passion to do business. Because of the financial status of my parents, I knew it will be difficult to continue my education to tertiary after my secondary school. I started saving, small amount of money relatives givens to me as my pocket money. After my completion I was having Gh120.00 (30 dollars) which I knew I can use to start some business. I sell credit cards of all the various telecommunication networks in Ghana(M.T.N, Vodafone,Airtel, Tigo, Onetech and
The culture of the peoples makes business good every market day business boom well. I like football and also like reading all kinds of books ringing from story books, magazines and novels in my leisure time.

My Business

I sell credit cards of all the various telecommunication networks in Ghana here and their Sim cards in bawku. The selling of these credit cards and the Sim cards are in demand because every day peoples will make calls and also browse the internet. I decided to choose this business because it does not need huge capital before one can start and more to the point the risk is minimal.
The cost involves in my business is such a way that, I have a capital of Gh450.00 that is about (113 dollars) and every market day I run short of credit cards to my customers due to the low levels of my capital. Averagely I make profit GH16.00 to Gh20. 00(4 to 5 dollars) a day and the profit is reinvented in growing the business.

Loan Proposal

If am grated the loan I will stock my shop with more sim cards​and credit cards. I have also added mobile money business into my business which has increased my profit margin. My customers has increased that, my capital am using now always run short making me uncomfortable with it. I need about 9000 GHS(1955 dollar) to meet the demands of my growing customers. And with Zidisha am sure my business will be among the best in the near future.





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Nov 4, 2017

Repayment status

On Time

Projected term

45 months

Cost to entrepreneur

Service fee: $30.13



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