Loan to buy one fresian cow for my wife

James

Nakuru, Kenya

67% repaid

Entrepreneur

Name

James

Member since

May 2011

On-time repayments

179 installments  •  84%

About Me

I am a Kenyan by birth, married to one dear wife Lucy Njambi. I am blessed with the following children: Solomon, Gachoka, Prisila, Gathoni, John Kanja, Jane Waruguru and Simon Njema. Two of my daughters are married and they are working. I love my family because we depend on each other.I also do practice farming by keeping cattle and farming tomatoes all those are being done in cooperation with my wife. May God let her live a long life. Amen.

My Business

I operate a motor cycle business.i ply through kandutura,rongai and salgaa route .The bussiest season is april, august and december.During april and august we bodabodas can carry as many as two people per trip because this is the time most of the schools are clossing and students have to be ferried home.December is also a good business season because most of the people prefer to go to the rural areas because of festivities such as christmas ,boxing day and new yearday .Our main challenges are that when it rains since our roads are seasonal surfaces our motor cycles skid and customers sometimes fall off.

Loan Proposal

Dear Lenders,
This time ,i would like to invest in Zero Grazing as i had planing for the last five years without vail due to lack of enough cash.For this loan, i will used 100% to buy one Fresian cow from our neighboring farmer who also my mentor to this field.This cow will be of great help to my wife who had recently completed her course as an Agriculture officer,by practicing what ever she went to look for in the college.
Kind regard,
James.

Show original English  

About Me

Iam a kenyan by birth ,married to one dear wife lucy Njambi.Iam blessed with the following children:solomon gachoka,prisila gathoni,john kanja, jane waruguru and simon njema,.Two of my daughters are married and they are working.I love my family because we depend on each others.I also do practice farming by keeping castles and farming tomatoes all those are being done in corporation with my wife .My God Let her live longer life.Amen.

My Business

I operate a motor cycle business.i ply through kandutura,rongai and salgaa route .The bussiest season is april, august and december.During april and august we bodabodas can carry as many as two people per trip because this is the time most of the schools are clossing and students have to be ferried home.December is also a good business season because most of the people prefer to go to the rural areas because of festivities such as christmas ,boxing day and new yearday .Our main challenges are that when it rains since our roads are seasonal surfaces our motor cycles skid and customers sometimes fall off.

Loan Proposal

Dear Lenders,
This time ,i would like to invest in Zero Grazing as i had planing for the last five years without vail due to lack of enough cash.For this loan, i will used 100% to buy one Fresian cow from our neighboring farmer who also my mentor to this field.This cow will be of great help to my wife who had recently completed her course as an Agriculture officer,by practicing what ever she went to look for in the college.
Kind regard,
James.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$632.00

Date disbursed

Jun 16, 2016

Repayment status

Late

Projected term

15 months

Lenders

S

Snick

Halle, Germany

C

Canlender1

Nanaimo, Canada

H

Hans57

Berlin, Germany

D

Delph007

Den Haag, Netherlands

valentin

Stockholm, Sweden

carlos vendrell

Barcelona, Spain, Philippines

investor

Candiac, Canada

tycho

Madison, WI, United States

K

Krokslatt

Mölndal, Sweden

DuAel

Orvault, France

BelleStarr

Albuquerque, United States

cyrus0302

San Francisco, United States

Dipsius

London, United Kingdom

AltruisticSelfishnes

Chicago, United States

D

drjofleming

UK, United Kingdom

O

Oliver

Geneva, Switzerland

DeanDropshot

Oslo, Norway

F

Fiodal

Helsinki, Finland

D

danielske

Branford, United States

T

ToddK

Indianapolis, IN, USA, United States

J

JakeA

Wellington, New Zealand

quozl

Dublin, Ireland

P

PeaceandLove

Morro Bay, United States

C

cjmenchaca

Austin, United States

B

blahblah

Nuernberg, Germany

J

jdhowa2

Louisville, KY, United States

R

RosemariHerrero

Stockholm, Sweden

HansLindgren

Uppsala, Sweden

P

proby24

Singapore, Singapore

G

gabarone

Rochester, United States

M

MattLondon

London, United Kingdom

beverly

Vancouver, Canada

G D Export

Kolkata, India

J

jjonas

berlin, Germany

T

tmsaddress

Orlando, Florida, United States

B

Bavarian

Bavaria, Germany

S

Shadrax

Lansing, United States

HE

help each other

Glasgow, United Kingdom

F

fisaire

Ithaca, United States

G

grahamfamily

Guildford, United Kingdom

F

farwest

Alamo, United States

C

cyrilleberger

Gammalkil, Sweden

S

SeanWolfPack

Raleigh, United States

W

W2JKD

Vero Beach, FL, United States

G

graememoss

Amsterdam, Netherlands

indeh

London, United Kingdom

J

Jaslogic

Castle Rock, United States

T

TokyoBliss

Tokyo, Japan

J

j12345

Durham, United States

T

toscoman

Adliswil, Switzerland

kickerofelves

Sao Paulo, Brazil

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

R

RosieLea

columbus, United States

M

markusfitza

College Station, United States

P

penguin3694

Chicago, United States

M

mastodons

Chicago, United States

A

Austrian

Graz, Austria

B

bugsheep

Houston, United States

S

samuk

Nottingham, United Kingdom

N

nichsafti

Menlo Park, United States

K

kfg998

larchmont, United States

L

loistf

Madrid, Spain

A

argos

Zurich, Switzerland

B

BClay

Campbell, United States

mtnsailor

Harrisonburg, United States

ads68

Melbourne, Australia

Bhayl

Stavanger, Norway

A

Aaron

Zurich, Switzerland

ButterfieldFamily

Heber City, United States

Y

Yevrahs

Dallas, Texas, United States

M

mkellerman

Shanghai, China

basicus

Cairo, Egypt

D

dannimw

Victoria BC, United Kingdom

A

alkemyst

Geneve, Switzerland

fairspirit

Utrecht, Netherlands

A

Andrew22

Hopewell PA, United States

L

LindsayB

Sydney, Australia

K

KnutG

Bergen, Norway

Bobrm2k3

Charleston, United States

M

Morgue

Brighton, United Kingdom

U

UTLonghorn

Lincoln, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

Longhorn

Austin, United States

M

Marod

Edmonton, Canada

A

Andrii

Kiev, Ukraine

Zal0m0n

Atlantis!!!! x), Mauritania

gseletko

South Perth, Australia

mohita

delhi, India

stever

Cape Coral, United States

JonB

London, United Kingdom

S

seikatsu

Palo Alto, CA, United States

dmirpuri

Bangkok, Thailand

Matthieu

Switzerland, France

xtrahardware

Cazenovia, United States

J

jinx83

Brisbane, Australia

HealthcareProvider

Baltimore, United States

E

E

Marin county, United States

G

Graceanne

milwaukee, United States

Evan Lamos

Brussels, Belgium

G

guggl

Vienna, Austria

G

GanSatya

United States

D

dj9812

United States

B

BobHope

United States

sderickson

Berkeley, CA, United States

O

oonbug

United States

pvilliger

Zurich, Switzerland

A

axienjii

Amsterdam, United Kingdom

H

HoseB

San Francisco, United States

M

microlender

United States

R

Rootdet

Fairfax, United States

ColinHicks

Chichester, United Kingdom

R

richardavsmith

United Kingdom

L

lenders

United States

S

spivurno

United States

M

meric

Australia

DavidHS

United Kingdom

Brooklyn

Brooklyn, United States

joshuacollinson

Vienna, Austria

H

heretohelp

Philippines

J

jbhernan

United States

E

expatri

United States

mepster

San Francisco, Ca, United States

P

Panda6689

United States

TyWee

Manila, Philippines

B

bscent

Hong Kong

I

idris

United States

J

jdelaporte

United States

K

Keith

Luxembourg

M

Medagan

San Franciso, United States

D

dh1423

United States

J

JeremyR

United States

Kyle Hoback

Omaha, United States

R

ross22

United States

A

andreab

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

JP

James Parker

Sacramento, United States

JL

Joao Leal

United Kingdom

KM

Kirsty M

United Kingdom

Gab

Singapore

Dave Bogard

New York, United States

MW

Matt Willis

United States

jtreyes

United States

Julia

United States

Kevin

San Francisco, United States

RM

Robert Mulley

United States

BB

Ben Bellows

United States

Martin Nielsen

Aarhus, Denmark

Rosario von Li

San Jose, Ca, United States

A

Andrei

United States

AK

Achim Königs

Bonn, Germany

M

Maggie

Australia

WS

william smith

United States

SH

Steven Huntington

London, United Kingdom

Carlo Cruz

Cincinnati, OH, United States

Dan Michael

Oslo, Norway

L

LK

United States

kt

Brush Prairie, United States

KH

Kathryn Hawks

United States

DJ

David Jones

United Kingdom

RC

Rudi Chen

United States

SR

Sharyn Ribich

United States

A

Amy

United States

HPK

Switzerland, Switzerland

BW

Betty Waweru

United States

SS

Steve Smith

Winchester, Ma, United States

C

Carlene

United States

Jes-c

United States

JA

Jan Andresen

Hamburg, Germany

ED

em degu

United States

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

E

El

United States

JA

Joe and Deb Rinella

Kansas City Metro, United States

A

Annapurna

United States

SA

Shar Alamdari

Los Angeles, United States

Brooke Cain

Madrid, Spain, Spain

K

Katharina

Germany, Germany

K

kara

United States

LR

Laetitia Rocha

United Kingdom

The Zinc Team

San Francisco, United States

S

Susan

Switzerland

Benjamin Kniaz

Boston, United States

Humble Bundle Community

San Francisco, United States

ES

Evan Simons

United States

MC

Mike Collura

United States

NM

Nitya Marepally

San Ramon, CA, United States

CD

Cathy Droz

United States

Thomas Naimoli

United States

Day Family

Melbourne, Australia

A

Ari

United Kingdom

VC

Victor Chong

United States

KA

Kate Aracri

United States

HD

Hardik Desai

United Kingdom

JD

JASON DORSETT

United States

V

VJ

Canberra, Australia

Gail

United States

RH

Robert Harris

United States

RG

Ryan Gough

United States

BP

Bill Piper

United States

PC

Peter Cordier

United States

MB

Mimi Botkin

United States

D

Dalton

San Francisco, United States

A

Anonymous

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask James a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • James    Jun 8, 2016

    Dear Lenders,
    I'd rather attempt to do something great and fail than to attempt to do nothing and succeed.
    Kind regard,
    Wachira.

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  • James    Jun 8, 2016

    Dear Lenders,
    I know where I'm going and I know the truth, and I don't have to be what you want me to be. I'm free to be what I want.
    Kind regard,
    Wachira.

    Log in to reply • Share
  • James    Jun 8, 2016

    Dear Lenders,
    Good, better, best. Never let it rest. 'Til your good is better and your better is best.
    Kind regard,
    Wachira.

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  • James    Jun 1, 2016

    Dear Lenders,
    I would like to take this opportunity to thank you all for making my dream to became best farmer in our county.The fact is that since i join this organization,my life has changed together with my family as wel.
    Thanks ,
    James.

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  • James    Jul 9, 2014

    Thanks so much my lenders. I promise to fulfill all instruction.

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    • evinpa    Jul 9, 2014

      You're welcome. I am happy to support you again and I wish you continued success.

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  • Boaz    Jul 9, 2014

    according to the way he has been commited to fraternity since 2011.i have hopes that i can help him all along.thank you.

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  • Boaz    Jul 9, 2014

    I will be his volunteer mentor.

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  • James    Jul 1, 2014

    Dear lender ,i'm topdressing tomatoes at the moment.

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  • Elinor    Sep 16, 2013

    Thank you so much for your repayment ahead of of schedule. I hope this means you are doing well, and I really appreciate it.

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  • James    Jun 25, 2012

    Hi lender , thanks very much for your funding.

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    • evinpa    Jun 26, 2012

      Dear James Wachira,

      You're welcome. I hope to see you get your funding. Maybe you could write more about the motor bike you want to buy. Why do you need another bike? Do you need to replace the one you have or are you hoping to expand your business and have employees?

      I hope you, your wife and children are doing well,
      Evinpa

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  • James    Dec 17, 2011

    you wrote to me that i had not paid loan for november. confirm to this please for i feel embarassed.

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    • Julia Kurnia    Dec 18, 2011

      Dear Mr Wachira,

      We have by now received your payments in full for both November and December, and can confirm that you are fully up to date on scheduled repayments. Please accept our apologies for any confusion.

      Kind regards,

      Julia Kurnia
      Director, Zidisha Inc.

      Log in to reply • Share
  • James    Nov 28, 2011

    hey lenders iam doing well .God bless you

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  • James    May 24, 2011

    the business is doing well .today was my service day.i have put new oil,checked the brakes,and cleaned the air cleaner.i enjoy my work as it provides me with my daily bread.the motorbike is now in good order.

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  • James    May 24, 2011

    much appreciation daniel,feldborg,catholicnetworking,gt9998,sander and errol

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  • James    May 18, 2011

    business is moving on well.i have just carried two passengers from kandutura to salgaa and they have paid me shs 400 .this is good money on an early morning

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  • James    May 17, 2011

    thanks patti for your interest free bidding. good day

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  • James    May 17, 2011

    hey lenders iam doing well in the business.'lakini kumekauka sana hakuna wateja'this season is generally not good because few people are travelling because many of the people are very preoccupied weeding their crops.i can just afford to save on average shs400 per day at this time from my motorcycle.

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  • James    May 16, 2011

    Thanks mikedufty iam astonished by your generosity.wish you the best in all your endevours.

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    • mikedufty    May 16, 2011

      No problem, will loan more at the end of the month if you aren't funded by then. I looked up the Bajaj 100 on the internet, they claim impressive fuel economy, does it really do 100km per litre? My old Honda 125 only did about 35km per litre.

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      • James    May 16, 2011

        the bajaj is a motor cycle that does not consume alot of fuel .from Rongai up to Nakuru which is 38 km i normally spend fuel of about shs 30 .you can as well stick with it for more than 1 year before it develops mechanical problems.it is widely used especially in relatively flat terain.it is a durable motorcycle and very confortable,much more than suzuki honder and yamaha

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  • James    May 16, 2011

    thanks spock and CatholicNetworking for your wonderful bidding.GOD BLESS THE WORK OF YOUR HANDS.

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  • James    May 11, 2011

    hope to receive apositive reply from you verifiers soon.thanks yours faithfully,wachira

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