Loan to buy seedlings and crops for my farm

Joshua

Rusinga Island, Kenya

100% repaid

Entrepreneur

Name

Joshua

Member since

May 2015

On-time repayments

182 installments  •  29%

About Me

I am Joshua Okeyo Orwa, I was born in 1973 in the island of Rusinga, Lake Victoria, Kenya. I was the 2nd born among five siblings in my mothers house, though my father was a polygamist and had other 18 children with my other two step mothers. I have lived in Mbita Sub County of Homa Bay County since I was born. I was born in a family of 6 children. My father was a fisherman while my mother was a fish monger. Being the 2nd born, life was unbearable and I had to drop from school after doing my eight grade due to lack of high school fee.

After dropping from school, I joined my father in his fishing business as we were raising money to feed our large family and take our siblings to school. Life was unbearable and I went through a very hard life.

I got married at the age of 23 and our marriage has been blessed with seven children. The 1st born is doing his final year in High School in November 2015 and the last born in pre-school.

I come from fishing community that lives in the shores of Lake Victoria, men are fishermen while women are mainly fish mongers.

I love watching boat racing ,swimming, and meeting new people.

My Business

I am still doing fishing but I now focus on planting trees for sale especially grafted mangoes and oranges. Fruit seedlings are in high demand in Mbita as many palatial homes are coming up and they all needs fruits. Having assessed the market demands, I started the flowers and fruits plants farm two years ago using the KES 12,000 that I had saved. The business is doing very well and I need tools to enable me produce more fruit plants and meet the huge market demands. I look forward to getting help from ZIDISHA lenders to enable me expand the business rapidly as I remain faithful in repaying the loan.

Loan Proposal

My mixed, organic food farm is growing so fast, I need a loan of KES 38,018 in order to purchase fork jembe, water can, wheelbarrow and assorted seedlings for planting in the farm.

In the coming February - March rainy and planting season, the farm tools and assorted seedlings will enable me plant fruits and flowers for sale at a very good prices. I look forward to getting a loan funds from ZIDISHA to enable me meet the demands of the clients.

Feedback

2

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$380.00

Date disbursed

Jan 21, 2016

Repayment status

On Time

Projected term

30 months

Lenders

C

Christian

Saarbruecken, Germany

investor

Candiac, Canada

Elinor

Maple Lake, MN, United States

A

andyfletcher

I want my "My loans" page back, Qatar

Scott

Oregon, United States

Pere

Barcelona, Spain

johnandmoliehi

Canton, New York, United States

T

ToddK

Indianapolis, IN, USA, United States

B

blahblah

Nuernberg, Germany

A

anonymous123

United States

D

Divergent

Bethesda, United States

G

glomardor

Leonardtown, United States

A

argos

Zurich, Switzerland

ads68

Melbourne, Australia

fairspirit

Utrecht, Netherlands

F

flaguy999

Tampa, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

paulclinton

malaga, Spain

stever

Cape Coral, United States

JonB

London, United Kingdom

ProfWriter

Boone, United States

M

Malibu

Westwood, United States

Bivouac

Hillsboro, United States

DavidHS

United Kingdom

Paul Buchheit

Mountain View, United States

Landerson

Edinburgh, United Kingdom

B

bugdaniel

Switzerland

B

bscent

Hong Kong

K

Keith

Luxembourg

Jamal Hamou

Cascadia, Canada

B

Bennphoto

United Kingdom

C

cactusgirl

London, United Kingdom

M

M.Umar

Pakistan

C

Crainster

Chapel Hill, United States

P

pnrjulius

United States

OllieOladele

London, United Kingdom

D

djlayton4

United States

Mike and Jacqui

United Kingdom

JL

Joao Leal

United Kingdom

Valeria Cremonesi

Casalpusterlengo, Italy

KM

Kirsty M

United Kingdom

Gab

Singapore

W

Wade

United States

Yustian Hartono

Singapore, Singapore

E

erica

antwerpen, Belgium

BB

Ben Bellows

United States

Framework Eyewear

Utrecht, Netherlands

Martin Nielsen

Aarhus, Denmark

M

Mark

United States

Heidy

N J, United States

TF

Todd Fonseca

United States

MB

Mark Blatter

United States

E

Elynne

United States

NM

Neil M

London, United Kingdom

B

Brett

Australia

EW

Eli Weiss

United States

Ask Joshua a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Esther    Feb 14, 2017

    Dear lenders, I called Joshua today and he says he has been unwell for some time hence the delay. He is now feeling much better and he will resume his loan repayment this week.

    VM.

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  • Gerry    Jan 22, 2017

    Hi Joshua. It seems things have slipped again. I think we could use an update and an explanation of what is happening with you. You have been a good borrower in the past. Is everything ok?

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  • Joshua    Oct 16, 2016

    I will once again re-adjust my weekly repayments once my business picks up well. Thanks for your support.

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  • Gerry    Oct 7, 2016

    Hi Joshua,
    Thanks for restarting payments. I hope all is well with you!

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  • Joshua    Aug 9, 2016

    Thank you my lenders. I will use the loan to expand my farm business.

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  • Joshua    Aug 4, 2016

    I am very happy to my lenders for their big heart to assist in improving my tree planting business that has been helping me to feed my family.

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  • Joshua    Feb 25, 2016

    I had a funeral for my late brother. I am now back to the business and will re-adjust my weekly repayments.

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  • Joshua    Jan 20, 2016

    Thanks alot my dear lenders. I will use the loan to expand my farm business and grow new crops.

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  • Joshua    Dec 17, 2015

    I will re-adjust again.

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  • Gerry    Nov 11, 2015

    It looks like you are moving forward well. Congratulations and keep up the good work.

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  • Gerry    Oct 19, 2015

    Hi Joshua. Thanks for your continued diligence. I hope the seedlings and your family are well.

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  • Joshua    Sep 26, 2015

    I will re-adjust again, when my business picks up well.

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  • Simon    Sep 21, 2015

    Already contacted him and have a successful way to reschedule to an affordable amount.

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  • Gerry    Aug 27, 2015

    Hi Joshua. Part of being a husband and a father is to provide a good legacy for our children and children's children. I am glad you are growing your business and providing for your children by investing in their education. Your plans tell me that you understand what it is to be a good steward, and I hope God richly blesses you and your family.

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  • Joshua    Aug 27, 2015

    Thanks alot for the loan once again. I will use it to expand my business to enable me meet my children's school fee.

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  • Joshua    Aug 18, 2015

    Thanks alot for your funding. I will use the loan fund to purchase seedlings that I will use to plant in my farm. I look forward to seeing the business improving by 30% in terms of profit increment. It's August holiday now and the children are back from school school I have got help in my farm too.

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