Loan to buy smart phones & electronics accessories

James Mokua

O.rongai, Kenya

3% repaid

Entrepreneur

Name

James Mokua

Member since

February 2016

On-time repayments

48 installments  •  79%

About Me

Thank you so much.
First, I was born and brought up in Town where my parents were renting house and going to work. As civil servants, my parents relied largely on salaries to pay for all bills and educate me. I am a first born of three siblings where I am the boy. My parents had to struggle with high economic times and educate me through primary and secondary level. Later on I was taken to a technical institute where I graduated as a full Electrician. Effort to secure job in was futile since the job market is so competitive and few jobs are available. I started working within the estate by repairing fault electric cables and doing wiring. My parents supported me greatly and i secured a space and opened a shop mainly dealing or selling Electric and electronic accessories. This is how i came to start my own business. What is unique about the land i stay is that people live like brothers and sisters, helping one another at all times of need. My children would like to be educated and acquire necessary skills to be productive in the society. My unique hobby that I have is helping people to eradicate social problems in the community.
Thank you.

My Business

Usually I offer both goods and services to my customers around the estate.
I provide electric and electronic accessories as well as offering services of Electric repairs, wiring and maintenance. These good and services are important and on high demand every day because almost every hose and business uses electricity and the need for maintenance and repair is usually required. I choose this business since it is the one i have so much experience in it and I love my business even as a profession. I get a sustainable profit out of it that meets my expenses and pay all my bills.
My typical costs are cost of buying the assorted accessories and electric repair equipment. I also incur the cost of rent and buying the stock of the fast moving products like phones screens and covers. I do use the profit to reinvestment and meet my expenses. I also help my parents whenever need irises.
Thank you.

Loan Proposal

Thank you Zidisha lenders for giving me another opportunity to grow my business.
When I get my next loan will concentrate with buying the fast moving Smart phones accessories and includes electronics.
I will buy Memory cards readers at a cost of $32.00 and flash disks at $40.00
I will also buy more Screen protectors at a cost of $45.00,
On the list also will be Memory Cards at $35.00, Batteries & Battery Doors at $23.00,
More important also will be Data Cables at $28.00 and Wired Headsets/Ear phones at $27.00.
On the electronics side, I will buy IPod's and Music systems/woofers at $50.00.
These are my fast moving and selling products every day. Now with the stock of the most asked items in my shop, I will target a profit of USD40.00 per day up from the current USD30.00. By the end of the month I will be ranging around USD200.00.
I predict that my business will never be the same again since it is in a very good location where there's a good traffic of people and I am confident that this will soon be a reality. My customers will be treated to a rare service while buying common items in my shop.
This will be a wonderful achievement and growth.
Thank you.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$301.20

Date disbursed

Nov 6, 2016

Repayment status

Late

Projected term

62 months

Cost to entrepreneur

Service fee: $12.42

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