Loan to expand my business

Joyce Wambui

Embakasi Estate, Kenya

100% repaid



Joyce Wambui

Member since

July 2012

On-time repayments

318 installments  •  60%

About Me

I am a single mother aged 39 years old. I ahve two children who depend on me since they do not have stable jobs. I got my first child at an early age when I was still at primary school. I therefore stayed at home for one and a half years and went back to school thereafter.I continued with my education and managed to join high school. Unfortunately I dropped out of school at form two after an abrupt death of my grand father who was our sole breadwinner. I therefore opted to help my grandmother with home chores as I could not go back to schools as there was no one to pay school fees for me. It reached a point when I could not depend on them any further and I therefore decided to leave the village for greener pastures. I got employed as a house-help for a three(3) years and I managed to save some money and started a green grocer. I was in this business for one year and decided to change to another business. I started a small Beauty shop which am doing upto date. I would like to expland my busines

My Business

I operate a beauty and cosmetics shop. I deal in both men and ladies products like handbags, belts, earrings, necklaces, shoes, scarfs, socks, trousers e.t.c. There is demand for this product because I sell the products which are on fashion and at a reasonable and affordable prices. I also sell to other traders at wholesale prices and they go to sell to other customers. My customers like my shop because they say the prices are good. they also say that they like my services that is the way i service them. I also give my goods on credit and they do not fail me. my business is situated at a bus stop and therefore I am able to attract many customers. i also send my son to vendor the goods in the nearby estates. He does door to door services and sometimes goes to sell them in the city center and in the offices. some customers who are not able to travel send me to Kampala to bring them their goods and charge them a fee for the services. My monthly expenditure include house rent, transport,school fe

Loan Proposal

Immediately when my loan will disbursed i have already planned what i will do with it 100000 Kenya shillings will be for stocking my shop 60 000 Kenya shillings i will use it to renovate my shop so that it will be much attractive and smart than before





  • camilberlin    May 2, 2017

    Again paid back fully and on time, and kept us updated about how she is doing. Would lend again any time (in fact I just did).

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Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jan 19, 2016

Repayment status

On Time

Projected term

21 months

Cost to entrepreneur

Service fee: $140.33

Joyce opted to pay $83.04 into the Zidisha Members Loan Fund in return for a higher starting credit limit.



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