Loan to expand my clothing and hair retails

Maame

Bantama Kumasi, Ghana

3% repaid

Entrepreneur

Name

Maame

Member since

June 2016

On-time repayments

28 installments  •  64%

About Me

After completing secondary school, ,my parents wanted me to marry at that tender age and this forced me to move away from home . I went to Accra where I found a job as a house maid. I worked for 6 months ,and save $200 that I used to start my cloths business, the business did well and I always reinvested my profits in the business.I have now opened a shop where I run my business from.
I come from the Bantama community and we got lots of good culture though some are bad such as female circumcision,.
I am not yet married but I have one kid I adopted from the street,she is young beautiful girl whom I believed should be given a chance to live a normal life.
I spend most of my time in the shop but when free,I spend time in the church with other singing and praising the lord,I also visit friends and socialize and advice one another.

My Business

I am a young entrepreneur ,who believes in the power of woman and determined to succeed . I sell cloths both second hand and new cloths.
The demand for cheap clothing has grown due to high populations in Accra city.
I choose these business because it had good profits and required small start up capital.
my typical costs are $150 for operations costs and $400 are my monthly revenues.
I use the money to take care of my adopted kid, pay fees for my weekend degree course and send money to my parents. Thank you

Loan Proposal

I have noticed there is higher demand for children's shoes and I am requesting for a loan to help me purchase more children shoes , the shoes move very fast and would give me better returns within a short time. My total capital for this business is $2300. With my second Loan from zidisha, my capital will increase to $3000 which will help me to stalk my business with more Cloths and different hair styles.This will help me to have high returns from 18% to 23% profit rate. the Items are bought at different prices ranging from $18, $20...................$80 and $120. and at $ 25,$30, $50, $90..............$130 and above. Thank you for granting me with the first Loan and wish all My Lenders and Zidisha team all the best in your activities. Hope my loan will be funded soon.Thank you

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$454.00

Date disbursed

Oct 5, 2016

Repayment status

Late

Projected term

61 months

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  • Maame    Dec 7, 2016

    The business moving well just that my invites have disappointed me a lot but am trying to get in touch with them thank you

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  • Maame    Oct 16, 2016

    To ensure that the business is stable and for now to enable me pay more on time. My business is growing well indeed but want to stable just for a shot period

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  • Maame    Oct 6, 2016

    My Dear Lenders its affords me with much pleasure for granting me with this second loan. May God bless all your work. I promise to work prudently to make sure that the Loan is paid on time as I did in my first loan. Thank you.

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  • Maame    Oct 4, 2016

    Thank you all Lenders I will continue honoring you for this great opportunity yo have given me

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  • Maame    Sep 30, 2016

    Thank you very much for granting me with the first Loan, this time around my business is going yield more than expected. With the Experience I have had over the years will grant me with more opportunity to put in much modules to quantify my production

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  • Maame    Sep 18, 2016

    Hi dear Lenders my business is growing very very well thank you very much for your surpport

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  • Maame    Sep 9, 2016

    my business is improving henceforth

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  • Maame    Aug 16, 2016

    to pay regularly

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  • Maame    Jul 10, 2016

    Thank You Very much Lendrs

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