Loan to improve my poultry farm

Benjamin

Nambale, Kenya

21% repaid

Entrepreneur

Name

Benjamin

Member since

October 2014

On-time repayments

315 installments  •  49%

About Me

My name is Benjamin Watako Opara,I was born in Busia County in a Family of 9,and I am the first born.I went to Nambale primary School and later joined Musingu High School for post primary Education.I later joined kenyatta University for a degree in BCOM ,accounting option.
After graduating getting a job become a nightmare.I have been searching for actively but with no success.I decided to venture into farming as it was the only available option at ,I have done it with passion and its paying off.Though I have no background in agriculture.I have attended short causes on AI and green house maintenance to keep me posted about latest techniques.
I come from land where most people are farmers,we general do subsistence farming for daily food consumption.We also hold traditional circumcision and its always fun.
I have two kids and they are in lower primary school and they both want to be commercial farmers in future. In addition a niece who had dropped out of school because her polygamous father could not pay her school fees settled with me and i have been paying her fees and maintaining her now for three yaers.she is doing her certificate for primary examination this november.I always encourage them to work hard in school so that they can get the best life can give.
During my free time I always go herding my cattle,and cleaning the zero grazing unit.

My Business

I am a small scale dairy farmer,and I keep two dairy cattle namely Lando and Dibworo,I like the cattle and i call them by name.Land is lactating and so I provide my neighborhood with fresh milk,every morning.
I always sell my Milk at fair price and this gives me a competitive edge,I also make sure my milk is clean and does not add any water to make it more.This has gained me trust on my clients.I also allow clients to take milk on credit so that they can pay at the end of the month.
In a month I spend $50 on transport ,feeds and pesticides.my revenues in a good month is $300.I make an average of $220 in a good month.
I use the profits to pay school fees for my siblings and kids.
Thank you for visiting my profile

Loan Proposal

thank you lenders for continued support. i a m now requesting for kes 65077 to invest into my poultry project.apart from running my dairy project. i decided to diversify my investment buy keeping some poultry as well. i will use about 200 dollar on improving my poultry house and about 200 dollars to buy new flock in anticipation of december demand. i will use the remaining 250 dollars to buy more feed for the birds.i expect to repay this amount using proceeds from my dairy project,some from the same poultry project since some birds are laying and also from my salary since i earn anet of 260 dollars from my employment every month. thank you lenders for visiting my profile.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$642.00

Date disbursed

May 19, 2017

Repayment status

Late

Projected term

143 months

Lenders

Daniel

Brussels, Belgium

C

Christian

Saarbruecken, Germany

investor

Candiac, Canada

TG

The Gwarden

Göteborg, Sweden

BrassHat

Boston, United States

Umair Mahmood

Raleigh, United States

BelleStarr

Albuquerque, United States

AltruisticSelfishnes

Chicago, United States

O

Oliver

Geneva, Switzerland

Rocketdrive

Eugene, Oregon, United States

ErikN

Stockholm, Sweden

T

traderjohn

Baltimore, United States

T

Tallago3

Munich, Germany

Pere

Barcelona, Spain

johnandmoliehi

Canton, New York, United States

J

JakeA

Wellington, New Zealand

C

cjmenchaca

Austin, United States

PeteMx

Los Angeles CA,, United States

Y

Yasha

Beer Sheva, Israel

S

Southernyank

CHAPEL HILL, United States

T

tlingf

San Francisco, United States

valliejc

Edmonton, Canada

phytoplankton

United States

C

chrisherron

Chicago, United States

F

fisaire

Ithaca, United States

A

anonymous123

United States

indeh

London, United Kingdom

D

Divergent

Bethesda, United States

Cloudways

Malta, Malta

R

rholden

glen iris, Australia

G

Goodwill

Oakland, United States

ads68

Melbourne, Australia

M

michaelangers

Toronto, Canada

D

djschin

Heber City, United States

E

Edijac

Strombeek-Bever, Belgium

J

jerryq

Redding, United States

O

ochunshoney

charlotte, United States

A

Andy

Berlin, United States

nakamura

United States

B

bek88

Fairview, United States

fairspirit

Utrecht, Netherlands

ksherwin

West Lake Hills, United States

U

UTLonghorn

Lincoln, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

A

Andrii

Kiev, Ukraine

isabelv

Barcelona, Spain, Sweden

A

AndrewC

London, United Kingdom

gseletko

South Perth, Australia

S

smetis

Kananaskis, Canada

P

Pavane

Kungsbacka, Sweden

O

Ohio

Ohio, United States

T

ThereIsNoGod

Singapore, Singapore

soniad

Dubai, United Arab Emirates

thomas2666

Brisbane, Australia

D

DelapierceD

New York, United States

JoaoManuel

Santiago Do Escoural, Portugal

E

E

Marin county, United States

Parkmobile

Fort Bragg, United States

N

neumans7

Vienna, Austria

Evan Lamos

Brussels, Belgium

A

akshu71

Ottawa, Canada

D

DanielW

United States

sderickson

Berkeley, CA, United States

pvilliger

Zurich, Switzerland

M

Malibu

Westwood, United States

D

drorm

United States

A

adildzhalilov

United States

C

chrishol

United States

O

osubucks45

United States

B

bovine

United States

R

roozbeh

United States

Pankratio

EastVan, Canada

T

thenwhen

United States

mepster

San Francisco, Ca, United States

TyWee

Manila, Philippines

L

luckiestmonkey

United States

B

bscent

Hong Kong

Mun

Orlando, FL, United States

Grant Xavier Storer

Seattle, Wa, United States

Loungin

United States

utdream

United States

S

satheajay

United States

S

smanda

United States

N

Nicolaas

Doha, Qatar

PolarBearCapital

United States

SuperMario28

Cudahy, United States

Robert Long III

Bridgman, MI, United States

Voscke

Utrecht, Netherlands

A

andreab

United States

S

Stephan

Netherlands

K

Kristiina

All Countries

Nigel Titley

Milton Keynes, United Kingdom

E

Erich

Zurich, Switzerland

M

Marcus86257

United States

Dave Bogard

New York, United States

SL

Samuel Le

Seattle, WA, United States

MW

Matt Willis

United States

JD

Jo Dane

Melbourne, Australia

Jake Badger

Roskilde, Denmark

Lou Kaucic

Sanbornton, NH, United States

KO

Kevin OBrien

Denver, CO USA, United States

E

erica

antwerpen, Belgium

N

Nadine

Düsseldorf, Germany

T

thedan33

Czech Republic

Kevin

San Francisco, United States

MG

Meron Gribetz

United States

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

Andri K

Baden, Switzerland, Switzerland

Framework Eyewear

Utrecht, Netherlands

NO

Nancy Owen

United States

Martin Nielsen

Aarhus, Denmark

PG

Paul Graham

United States

G

GS2

Germany

N

Nick

United States

NB

Neil Barnes

Molalla, United States

Akirahugo

Dortmund, Germany

Joe Lamantia

Reston, Virginia, United States

Kyle Holohan

United States

Tobias Königs

Sancta Colonia Dei Gratia Romanae Ecclesiae Fidelis Filia, Germany

Taylor

Memphis, United States

RM

Rachel Muscat

United States

SH

Steven Huntington

London, United Kingdom

Rory McLaughlin

Dallas, United States

Thomas

Sweden, Sweden

Gabriel Fenili

Santo André, Brazil

Y

YTSJ

London, United Kingdom

K

Katka

St Albans, United Kingdom

EthicalHost

Toronto, Canada

V

Vidar

Oslo, Norway

RC

Rudi Chen

United States

M

Magnus

Switzerland

SA

Steve A

Newbury, United Kingdom

C

Carlene

United States

AL

Aaron Larkin

Minneapolis, Minnesota, United States

Sinan Taifour

Munich, Germany, Germany

The Zinc Team

San Francisco, United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

JA

Joshua Axtell

United States

V

VJ

Canberra, Australia

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

NG

Nathan Grey

United States

GS

Gary Sinard

Franklin, TN, United States

EC

Edward Conrads

San Francisco, United States

A

Andrew

United States

Philipp Lehmann

Zurich, Switzerland

R

RMIM

United States

MM

Mike McGary

United States

WC

Walter Clarke

Phoenix, United States

P

Patrick

Shoreline, Washington, United States

Paul Buchheit

Mountain View, United States

M

Mary

United States

Bryce Bow

Bloomington, In, United States

Keith Chan

Toronto, Canada

John Barnett

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

BA

Burf and Patsy

St. John's, Canada

MW

Matt Winkler

United States, Canada

Jeff

The Colony, Texas, United States

BB

Brad Brunz

United States

Ask Benjamin a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Mary    Oct 30, 2018

    Please adjust your loan payments to a smaller amount. You have worked hard to maintain a good repayment rate. It is important to keep this up for future loans. I hope you and your family are doing well. Regards, Mary

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  • Mary    Nov 4, 2017

    Hi Benjamin, I see you have made some payments towards your loan. Thank you. I hope not that the elections are over that business picks up. I hope you and your family are well, Regards, Mary

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  • Mary    Aug 19, 2017

    Hi Benjamin, I see you have fallen behind on your loan payments. Please contact [email protected] to adjust your payments to a smaller amount. Put your country name and reduce payments in the subject line. Lenders understand that business can be successful as well as have challenges. They would rather see very small payments rather than missed payments. Making small payments will keep your repayment rate in good standing for future loans. Regards, Mary

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  • Benjamin    Jun 3, 2017

    i wish to start small but will finish it within agreed period.

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  • Benjamin    May 23, 2017

    thank you lenders. i already received kes 61,823.

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  • Benjamin    May 16, 2017

    thank you lenders.will use the loan as promised

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  • Benjamin    May 15, 2017

    thank you lenders for the support so far.i am ready to improve my poultry farm so kindly do not let me down.i promise to repay the money as promised

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  • Benjamin    May 11, 2017

    like we started i hope that lenders again you will stand with me. it's only five days to go and yet i am still at 2%.kindly lenders support my project. i promise to honor our repayment agreement.

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  • Benjamin    May 8, 2017

    thank you lenders for continued support.i a m so optimistic.

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  • Benjamin    May 4, 2017

    thank you lenders for the contribution so far. i am very hopeful that you will support my project.

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  • Benjamin    May 3, 2017

    thank you lenders ican't believe your amazing support. ia very thankful

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  • Benjamin    May 2, 2017

    thank you lenders for continued support. i cant hide my happiness. i am avery energised kenyan since joining zidisha. i a m always very able to a complish aproject i could otherwise only dream about.thank you and god bless you in abundance.yous loans enabled me to purchase a motorbike and now i can reach my workplace without worrying so much about the matatus

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  • Benjamin    Dec 30, 2016

    i just want it to be like that meanwhile

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  • Benjamin    Dec 22, 2016

    this is a festive season there is demand for my products and i dont have expenses ad fertilizer etc

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  • Benjamin    Nov 23, 2016

    hi lenders i can't hide my joy after eventually acquiring the motorbike.now i can arrive at office in time,take my milk to the dairy at very little cost.my family can also access the medical facility five kilometers away without worry.thank you lenders.

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  • Benjamin    Nov 15, 2016

    i will improve with time

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  • Benjamin    Oct 19, 2016

    i want it to be like that

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  • Benjamin    Aug 10, 2016

    i have a slight financial challange but will soon style up

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  • Benjamin    Aug 5, 2016

    i just want to be tactiful

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  • Benjamin    Jul 22, 2016

    thank you lenders for your loan.i received kes 42051. i am going to add up some amount as promised and buy a motorbike .

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